Headshot of Kevin Graham

Kevin Graham

Senior Writer

Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.

A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.

In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Oakland University

Recent articles

Happy couple looking at a contract, potentially finalizing a deal or agreement related to real estate.

8-minute read

How to get down payment assistance: Your quick guide

There are resources available to help you buy a home through loans, programs and more. Learn how you can find down payment assistance to become a homeowner.

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An African American family holding new keys, symbolizing the purchase or acquisition of a new home.

7-minute read

How special-purpose credit programs can help achieve homeownership

Special-purpose credit programs allow borrowers from underserved populations a chance for certain benefits in qualifying for a mortgage. Read on for details!...

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Young woman using laptop on gray sofa.

7-minute read

How many home equity loans can I have?

While having multiple home equity loans is uncommon, you can have as many as you qualify for. Learn how it works when you have more than one home equity loan...

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Contractor writing inspection checklist while renovating a bathroom.

10-minute read

FHA appraisal and inspection: Guidelines and requirements

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

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A brick home in Texas, depicting a traditional residential property in a specific location.

11-minute read

How rising fed interest rates can affect home buyers and sellers

The Fed rate hikes have raised mortgage interest rates in 2022. See how higher Fed interest rates affect home buyers and sellers and what borrowers can do ne...

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From above, a picturesque small town with neat streets, lined with colorful buildings and surrounded by greenery under a clear sky.

8-minute read

Housing market inflation: What you need to know

Inflation occurs when prices rise relative to the value of the dollar. Learn more about housing market inflation market plus tips for buying.

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A black man on the phone, expressing happiness or contentment during a conversation.

5-minute read

Get a leg up on the competition with Verified Approval

A Verified Approval allows you to confidently make an offer knowing that your financing is rock solid. Read on for details!

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An image potentially related to selling or buying a home.

6-minute read

Buy and sell your home with trusted partners

Whether you’re looking to buy your first or your fifth home, it’s a tough market out there right now. Learn how we can support you.

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A house with distinctive red shutters, presenting a quaint residential setting.

5-minute read

HIRO mortgage program: High LTV refinance option

The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it work...

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The Federal Reserve building, representing a financial institution.

3-minute read

Federal Reserve press release in plain english - December 2022

The Federal Reserve raised the federal funds rate by 0.5% in December to a range of 4.25% – 4.5%. Check out our analysis on what that means for you.

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The Federal Reserve building, representing a financial institution.

4-minute read

Federal reserve press release in plain English - May 2023

Continued stress in the banking sector and some mixed economic signals have characterized the last few weeks. How did the Federal Reserve react?

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Federal Reserve concept, potentially related to economic discussions or mortgage rates.

3-minute read

Federal Reserve press release in plain English - February 2023

The Federal Reserve raised the target for the federal funds rate by 0.25%. Get the details on this and where members see interest rates headed in the future....

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The Federal Reserve building, representing a financial institution.

4-minute read

Federal Reserve press release in plain English - June 2022

The Federal Reserve made a big bump in the federal funds rate to try to bring inflation under control. Read on for more details!

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Federal Reserve concept, potentially related to economic discussions or mortgage rates.

3-minute read

Federal Reserve press release in plain english - July 2023

The Federal Open Market Committee chose to raise the target range for the federal funds rate 0.25% to 5.25% – 5.5%. We break down what it means for you...

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Federal Reserve Update Image

3-minute read

Federal Reserve press release in plain English - December 2023

Not only did the Federal Reserve leave the federal funds rate unchanged in December, but there are the first signs that rate cuts may be on the way.

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Federal Reserve concept, potentially related to economic discussions or mortgage rates.

4-minute read

Federal Reserve press release in plain English - November 2022

The Federal Reserve raised the federal funds rate again, but how much and what does it mean for the future? All that ahead.

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The Federal Reserve Bank building.

3-minute read

Federal Reserve press release in plain English - June 2023

While the Federal Reserve probably isn’t done with rate hikes, they chose to waive the target range for the federal funds rate where it is this time ar...

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The Federal Reserve Bank building.

4-minute read

Federal Reserve press release in plain English - September 2023

The Federal Reserve chose to leave the target for the federal funds rate alone at its September meeting. There was a projection of what’s coming next.

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