Headshot of Kevin Graham

Kevin Graham

Senior Writer

Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.

A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.

In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Oakland University

Recent articles

A beautiful house with a green front yard.

7-minute read

Do you have an underwater mortgage? Here are your options

You have an underwater mortgage if you owe more than your home is worth. Learn the early indicators and what to do if your mortgage is upside down.

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A white house exterior, illustrating a residential property with a classic design.

4-minute read

How bonds affect mortgage rates

The bond market and the mortgage market are closely connected. Read our article to learn what bond loan interest rates are and how they affect mortgage rates...

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Couple with young boy moving into new house together.

2-minute read

RentRewards helps renters become homeowners

Are you looking to stop paying a landlord and finally have a place of your own? RentRewards turns your monthly rent into a credit toward closing costs.

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Rocket team members walking downstairs while talking together.

1-minute read

Amrock is now Rocket Close℠

Amrock, the nationwide title, mortgage settlement, and appraisal management company, is now Rocket Close.

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A frame summer cabin in the woods.

6-minute read

How to buy a second home with no down payment

Do you long for a getaway house of your very own but aren’t sure you can afford one? It may be possible to buy a second home with no or low down paymen...

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A welcoming doctor, potentially related to home visits or medical aspects of homeownership.

6-minute read

What is a physician mortgage loan?

No-to-low down payment physician mortgage loans are targeted at doctors–but are they right for you? Learn how to decide, and explore your other loan op...

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Rocket brand pop-up event.

1-minute read

What is Rocket.com?

Rocket.com creates a seamless experience to find, buy and manage your home in an easy-to-use, AI-driven platform, simplifying your homeownership journey.

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An image of a realtor suggesting a home improvement loan or financial aspect related to property renovation for a couple.

7-minute read

A guide for understanding home improvement loans

Home improvement loans can help you finance anything from a few cosmetic changes to a major renovation. Figure out what loan option is right for you.

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Tan house with a double-layered front lawn, brick steps, and a wrap-around porch.

3-minute read

Escrow fees: What they cost and who pays them

Escrow fees ensure a secure exchange of funds between buyer, seller, lender and other parties. Read on to learn what they cost and who pays for them.

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Image of a women talking on her possibly to some family member while looking outside the window.

4-minute read

Paying off your mortgage? Get your quote by phone

Are you looking to finally pay off your mortgage? Congratulations on the achievement! Here’s how you do it.

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Family with young boy smiling in front of new home.

3-minute read

Lock today and save tomorrow with Rate Drop Advantage

Have you been waiting to purchase or refinance thinking rates might drop? With Rate Drop Advantage, you can make the move today and still save in the future!

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Neighborhood of two level 1940s homes with mature trees.

11-minute read

Housing market predictions for 2025

High interest rates, rising prices and low inventory made 2024 a tough year for the U.S. housing market. See what housing market predictions Rocket Mortgage exp...

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A young happy family with a little baby and boxes, likely in a new home, indicating a move or relocation.

4-minute read

Is there a first-time home buyer tax credit?

Presently, there is no federal first-time home buyer tax credit available. Learn when that may change and explore other tax breaks you can benefit from.

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Depiction of relocation during a recession, potentially associated with moving due to economic downturns.

8-minute read

How a recession can affect mortgage rates

Do mortgage rates go down in a recession? They can, but even if they don’t, it could still be a good time to buy a house. Learn why here.

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Woman sorting letters at a desk.

6-minute read

How a Fed rate drop affects home buyers and sellers

What’s the impact on home buyers and sellers when the federal funds rate drops? Learn how a Fed rate drop impacts interest rates and home loans.

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Today’s Topic: The Federal Reserve

5-minute read

2024 Fed rate guide

The Fed rate hikes of 2023 have slowed while rate drops dominate the 2024 market. Explore how the rate hikes and changes affect home buyers.

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Man and woman going over details of partnership at kitchen table.

7-minute read

What is a buyer consultation?

In a buyer consultation, you’ll meet your potential real estate agent to discuss your needs and review the buying process. Learn what to expect.

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A person talking on phone while also working on his laptop.

6-minute read

Does mortgage forbearance affect refinancing? What homeowners need to know

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

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