Kevin Graham
Senior Writer
Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.
A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.
In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.
Recent articles
6-minute read
How a Fed rate drop affects home buyers and sellers
What’s the impact on home buyers and sellers when the federal funds rate drops? Learn how a Fed rate drop impacts interest rates and home loans.
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5-minute read
Truth in Lending Act (TILA): Defined and explained
The Truth iokay now let's see if that worked n Lending Act (TILA) protects consumers from unfair lending practices. Find out what TILA requires and how it ca...
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5-minute read
2024 Fed rate guide
The Fed rate hikes of 2023 have slowed while rate drops dominate the 2024 market. Explore how the rate hikes and changes affect home buyers.
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6-minute read
Does mortgage forbearance affect refinancing? What homeowners need to know
Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?
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7-minute read
What is a buyer consultation?
In a buyer consultation, you’ll meet your potential real estate agent to discuss your needs and review the buying process. Learn what to expect.
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7-minute read
HELOC vs. personal loan: Compare and choose
Is a HELOC or personal loan right for you? Compare the key differences and analyze the strengths and weaknesses of both options before deciding.
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7-minute read
A guide to the VA loan preapproval process
A preapproval for a VA home loan can give eligible borrowers an advantage when buying a house. Learn more about the VA loan preapproval process.
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10-minute read
How much house can you afford?
Ever asked, “How much house can I afford?” Determine how much you can spend on a mortgage with help from the Rocket Mortgage home affordability calc...
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9-minute read
Veteran housing assistance options: Grants, loans and programs
Explore veteran housing assistance options, including VA...
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6-minute read
What are the FHA compensating factors?
FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.
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6-minute read
When are HELOCs tax deductible?
A HELOC may be tax deductible depending on when you took it out and what you used the funds for. Learn more about IRS guidelines on HELOCs.
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9-minute read
New home checklist: Everything to do before and after moving day
A checklist for moving into a new home can make for a smooth relocation. Learn everything you need to do when moving with this new home checklist.
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5-minute read
What you need to know about home equity loans and cash-out refinances in Texas
If you’re looking to do a home equity loan or otherwise do a cash-out refinance in Texas, you should know there are some special rules to follow.
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7-minute read
Why waiting on the Fed for a better mortgage rate may not make sense
You may hear about the Federal Reserve lowering interest rates and try to wait to get a better deal on your mortgage. Here’s why that doesn’t always...
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6-minute read
The U.S. Federal Reserve (Fed) interest rate decision
Wondering how the latest federal interest rate decision will affect your ability to buy or sell a home? Read on to make informed real estate decisions.
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6-minute read
Real estate attorney: What they do and if you need one
A real estate attorney can help navigate the process of real estate transactions. Read our article to learn what real estate attorneys do and if you need one...
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6-minute read
What is Fannie Mae's Community Seconds Program?
Need a little extra help covering your down payment or closing costs? A program like Fannie Mae's Community Seconds might be able to help.
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7-minute read
Home equity loan appraisal: What you need to know
Will your home equity loan require an appraisal? Most likely, so explore our guide to learn more about home equity loan appraisals and how you can prepare.
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