Headshot of Jamie Johnson, credit card expert and freelance writer for Rocket Money

Josephine Nesbit

Freelance Writer

Josephine Nesbit is a freelance writer who focuses on the real estate, mortgage, and personal finance industries. She has contributed to major publications including U.S. News & World Report, GoBankingRates, Homes.com, Fox Business, USA Today Homefront, and more. Her work helps readers navigate the ins and outs of buying and selling homes, understanding mortgage products, and making informed financial decisions.

Since becoming a full-time writer in 2020, she has worked with several industry-leading publications and built her writing and reporting skills. She also regularly interviews subject matter experts in the real estate, mortgage, and finance industries to provide readers with the most up-to-date information and advice from industry professionals.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

The Ohio State University

Recent Articles

A woman working from home with a Shiba Inu dog next to her, indicating a remote work setup in a comfortable environment.

4-minute read

What does caveat emptor mean?

Caveat emptor is Latin for “let the buyer beware.” In real estate, it’s similar to buying a home as-is. Learn about buying a home sold as caveat emptor.

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A woman enjoying with her child on the balcony.

6-minute read

USDA vs. conventional loans: What's the difference?

To help determine the best mortgage solution for you, we've created a comprehensive guide that compares the pros and cons of USDA vs. conventional loans.

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A couple holding a measuring tape possible going to renovate their house.

8-minute read

What is the 70% rule in house flipping and does it show how much to pay for a distressed property?

Real estate investors use metrics like the 70% rule to help determine how much to pay for a property. Learn more about the 70% rule in house flipping.

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Prefabricated home, potentially showcasing a modern manufactured or pre-built house.

5-minute read

What is a prefab home?

A prefab home is a home constructed from factory-made pieces. Learn whether or not a prefab home would be a more cost-effective housing option for you.

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Small family of three playing a board game together, with a small dog nearby.

6-minute read

How much house can I afford with a $90K salary?

Starting your home buying journey with a salary of $90,000 a year? Find out your mortgage options and how much house you can afford with $90,000.

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A smiling African American woman working on her laptop, possibly in a home or office setting.

15-minute read

10 best rental property management software for 2024

What’s the best property management software? Explore our guide to discover the top rental property management software for real estate investors at all levels.

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A couple examining blueprints against a wall, potentially involved in home renovation or construction planning.

5-minute read

Are home improvements tax deductible?

Are home improvements tax deductible? Learn what improvements you can deduct from your taxes, what counts as a capital improvement and how the IRS decides.

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