Josephine Nesbit headshot.

Josephine Nesbit

Contributing writer

Josephine Nesbit is a freelance writer who focuses on the real estate, mortgage, and personal finance industries. She has contributed to major publications including U.S. News & World Report, GoBankingRates, Homes.com, Fox Business, USA Today Homefront, and more. Her work helps readers navigate the ins and outs of buying and selling homes, understanding mortgage products, and making informed financial decisions.

Since becoming a full-time writer in 2020, she has worked with several industry-leading publications and built her writing and reporting skills. She also regularly interviews subject matter experts in the real estate, mortgage, and finance industries to provide readers with the most up-to-date information and advice from industry professionals.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Ohio State University

Recent Articles

A couple smiling happily while enjoying a pleasant day in the park.

3-minute read

USDA guarantee fees: What are they and how do they work?

USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.

Read more

A family unloading boxes from a vehicle to move into their new house.

4-minute read

Low-income moving assistance programs

There are many moving assistance programs and resources available to those who need extra help affording moving expenses. Explore your options here.

Read more

Historic brick multistory home.

6-minute read

Can you buy a foreclosed home with an FHA loan?

You can buy a foreclosed home with an FHA loan, but there are rules that can make it harder to compete. Learn more about buying foreclosures with FHA loans.

Read more

Rose Hill Estate, a 40 million dollar mansion in Georgia, with a grand staircase leading up to the front door.

6-minute read

What is a pocket listing?

Want to know more about pocket listings? These listings are homes that do not appear on the MLS. Understand how pocket listings work, and their pros and cons.

Read more

Blue A-frame modular home with covered porch surrounded by trees.

5-minute read

Building a manufactured home: A closer look at how manufactured homes are built

Thinking of buying or building a manufactured home? Learn more about how they’re made, what they cost, and how they differ from traditional homes.

Read more

A family actively involved in moving into a new home.

6-minute read

Can you buy a foreclosed property with a VA loan?

Veterans Affairs home loans have helped millions of veterans to become homeowners. But can you buy a foreclosure with a VA loan? Read on to find out.

Read more

Young man smiling while working on laptop.

6-minute read

How to invest in property when you’re a student

Buying a house while in college may be a viable option if you have the financial means and meet lender requirements. Learn how to buy a house as a student.

Read more

Front entrance of brick ranch home with black door and potted plants.

11-minute read

Land contracts: What they are and how they work

Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...

Read more

Small blue bungalow with porch surrounded by rustic wooden fence.

6-minute read

What are the FHA loan down payment requirements?

FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.

Read more

1 of 2