Josephine Nesbit headshot.

Josephine Nesbit

Contributing writer

Josephine Nesbit is a freelance writer who focuses on the real estate, mortgage, and personal finance industries. She has contributed to major publications including U.S. News & World Report, GoBankingRates, Homes.com, Fox Business, USA Today Homefront, and more. Her work helps readers navigate the ins and outs of buying and selling homes, understanding mortgage products, and making informed financial decisions.

Since becoming a full-time writer in 2020, she has worked with several industry-leading publications and built her writing and reporting skills. She also regularly interviews subject matter experts in the real estate, mortgage, and finance industries to provide readers with the most up-to-date information and advice from industry professionals.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

Ohio State University

Recent Articles

A family actively involved in moving into a new home.

6-minute read

Can you buy a foreclosed property with a VA loan?

Veterans Affairs home loans have helped millions of veterans to become homeowners. But can you buy a foreclosure with a VA loan? Read on to find out.

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A college student using a laptop, representing education loans.

6-minute read

How to invest in property when you’re a student

Buying a house while in college may be a viable option if you have the financial means and meet lender requirements. Learn how to buy a house as a student.

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A red house with a small patio, showcasing a residential property with distinct exterior color and design.

11-minute read

Land contracts: What they are and how they work

Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...

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A quaint, grey urban home with a neatly trimmed lawn and a front porch adorned with potted plants.

6-minute read

What are the FHA loan down payment requirements?

FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.

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Man using power drill working on home improvement project.

10-minute read

These are the best ROI home improvements and renovations

Renovations and home improvement projects can add significant value to your house. Learn more about the best return-on-investment (ROI) improvements for a home.

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A woman working from home with a Shiba Inu dog next to her, indicating a remote work setup in a comfortable environment.

4-minute read

What does caveat emptor mean?

Caveat emptor is Latin for “let the buyer beware.” In real estate, it’s similar to buying a home as-is. Learn about buying a home sold as cave...

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A woman enjoying with her child on the balcony.

6-minute read

USDA vs. conventional loans: What's the difference?

To help determine the best mortgage solution for you, we've created a comprehensive guide that compares the pros and cons of USDA vs. conventional loans.

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A couple holding a measuring tape possible going to renovate their house.

8-minute read

What is the 70% rule in house flipping and does it show how much to pay for a distressed property?

Real estate investors use metrics like the 70% rule to help determine how much to pay for a property. Learn more about the 70% rule in house flipping.

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Prefabricated home, potentially showcasing a modern manufactured or pre-built house.

5-minute read

What is a prefab home?

A prefab home is a home constructed from factory-made pieces. Learn whether or not a prefab home would be a more cost-effective housing option for you.

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