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Jamie Johnson

Contributing writer

Jamie Johnson is a Kansas City-based personal finance writer with nine years of experience. With a deep understanding of the mortgage industry, Jamie specializes in breaking down complex financial topics into clear, actionable insights for readers. In addition to Rocket Mortgage, she writes for Bankrate, U.S. News & World Report, Business Insider, CBS MoneyWatch, and the U.S. Chamber of Commerce. She covers topics like VA loans, first-time homebuyer tips, refinancing strategies, and home equity loans.

Expertise

Mortgage

PersonalFinance

Education

Studied psychology at the University of Kansas

Recent Articles

Remodeled deck, potentially illustrating a renovated outdoor deck space.

5-minute read

Should you consider a HELOC on your investment property? A guide

With a HELOC, you can tap into your equity in an investment property. Explore whether getting a HELOC on an investment property is the strategy for you.

Male loan officer carefully explaining mortgage details on computer screen to engaged woman customer.

6-minute read

What is section 8 housing?

The Section 8 Housing program provides low-income, disabled and elderly individuals with safe and sanitary shelter. Learn how to apply for Section 8.

Couple searching rental listings together on a phone.

4-minute read

Is now a good time to buy a house? What to know in 2024

Is now a good time to buy a house? Explore current market conditions and other factors to consider as you decide if now is a smart time to buy a house.

A pregnant Asian woman browsing or working on a computer, possibly researching or organizing information online.

3-minute read

Applying for a home loan while on maternity leave: A guide

Wondering if maternity leave will affect your ability to get a mortgage? Learn what to expect when applying for a home loan while on maternity leave.

Large blue craftsman house with white trim.

5-minute read

How to get preapproved for an FHA loan

Explore how you can get preapproved for an FHA loan, what you’ll need to qualify and how the preapproval process works for this type of loan.

A man working on a desktop computer, potentially managing finances or researching mortgage-related information.

4-minute read

What is a desktop appraisal and how does it work?

A desktop appraisal is a property valuation that is completed remotely by a professional appraiser. Find out whether a desktop appraisal is right for you.

A before and after image of an house which undergone renovation.

8-minute read

What is an open-end mortgage and should you consider getting one?

An open-end mortgage allows you to borrow the maximum loan amount you’re approved for, even if you don’t need it all to buy. Learn about open-...

7-minute read

Are closing costs negotiable?

When buying or refinancing a house, it’s important to know that closing costs are negotiable. Learn what fees are negotiable and how to bring them down...

Photograph of contractors holding large house blueprints at a newly built construction site, related to construction or real estate development.

6-minute read

Do you need a real estate license to flip houses?

Do you need a real estate license to flip houses? Find out the truth as well as the pros and cons of a real estate license for house flipping.