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Jamie Johnson

Contributing writer

Jamie Johnson is a Kansas City-based personal finance writer with nine years of experience. With a deep understanding of the mortgage industry, Jamie specializes in breaking down complex financial topics into clear, actionable insights for readers. In addition to Rocket Mortgage, she writes for Bankrate, U.S. News & World Report, Business Insider, CBS MoneyWatch, and the U.S. Chamber of Commerce. She covers topics like VA loans, first-time homebuyer tips, refinancing strategies, and home equity loans.

Expertise

Mortgage

PersonalFinance

Education

Studied psychology at the University of Kansas

Recent Articles

A person in thought, possibly contemplating mortgage or financial decisions.

6-minute read

Private mortgage: What you should know before you borrow

Considering applying for a private mortgage to finance your next home purchase? Weigh the pros and cons before borrowing outside of a traditional loan.

A woman smiling and thinking about something possibly an investment.

5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for you.

Home inspector standing in front of a window, possibly inspecting a property with a clipboard in hand.

6-minute read

What does a home inspector do?

A home inspector’s job is to review a property’s systems and structures to ensure they are safe and working correctly. Learn what a home inspector looks for.

A beach house nestled amidst palm trees, offering a breathtaking view of the ocean.

6-minute read

How to refinance an investment property

Thinking about refinancing your investment property? Learn about refinancing, why you might benefit, and the steps you must take to get through the process.

A father doing laundry with his sons, representing family life or household activities.

6-minute read

What is a home warranty and how much does it cost?

A home warranty is a contract covering the repair or replacement of household appliances and home systems. Learn how it works and average plan prices.

Remodeled deck, potentially illustrating a renovated outdoor deck space.

5-minute read

Should you consider a HELOC on your investment property? A guide

With a HELOC, you can tap into your equity in an investment property. Explore whether getting a HELOC on an investment property is the strategy for you.

Male loan officer carefully explaining mortgage details on computer screen to engaged woman customer.

6-minute read

What is section 8 housing?

The Section 8 Housing program provides low-income, disabled and elderly individuals with safe and sanitary shelter. Learn how to apply for Section 8.

Couple searching rental listings together on a phone.

4-minute read

Is now a good time to buy a house? What to know in 2024

Is now a good time to buy a house? Explore current market conditions and other factors to consider as you decide if now is a smart time to buy a house.

A pregnant Asian woman browsing or working on a computer, possibly researching or organizing information online.

3-minute read

Applying for a home loan while on maternity leave: A guide

Wondering if maternity leave will affect your ability to get a mortgage? Learn what to expect when applying for a home loan while on maternity leave.