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Jamie Johnson

Contributing writer

Jamie Johnson is a Kansas City-based personal finance writer with nine years of experience. With a deep understanding of the mortgage industry, Jamie specializes in breaking down complex financial topics into clear, actionable insights for readers. In addition to Rocket Mortgage, she writes for Bankrate, U.S. News & World Report, Business Insider, CBS MoneyWatch, and the U.S. Chamber of Commerce. She covers topics like VA loans, first-time homebuyer tips, refinancing strategies, and home equity loans.

Expertise

Mortgage

PersonalFinance

Education

Studied psychology at the University of Kansas

Recent Articles

Three individuals in business suits possibly discussing a property in front of a teal couch.

7-minute read

How to calculate return on rental property

Learn how to calculate return on investment for rental properties, including formulas, examples, and tips to evaluate and improve your investment strategy.

A row of homes in Andersonville, Chicago, showcasing a neighborhood or residential area.

6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.

A woman on phone possibly talking about a good moment with some family member or friend.

6-minute read

Jumbo loan vs. conventional loan: What's the difference?

Jumbo loans are designed for high-value homes and differ from conventional loans in size, rates and requirements. Find out which loan type fits your needs.

Image illustrating a business handshake, potentially representing a financial agreement or collaboration.

9-minute read

What parties are Involved when getting a mortgage and buying a house?

Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.

A person in thought, possibly contemplating mortgage or financial decisions.

6-minute read

Private mortgage: What you should know before you borrow

Considering applying for a private mortgage to finance your next home purchase? Weigh the pros and cons before borrowing outside of a traditional loan.

A woman smiling and thinking about something possibly an investment.

5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...

Home inspector standing in front of a window, possibly inspecting a property with a clipboard in hand.

6-minute read

What does a home inspector do?

A home inspector’s job is to review a property’s systems and structures to ensure they are safe and working correctly. Learn what a home inspector l...

A beach house nestled amidst palm trees, offering a breathtaking view of the ocean.

6-minute read

How to refinance an investment property

Thinking about refinancing your investment property? Learn about refinancing, why you might benefit, and the steps you must take to get through the process.<...

A father doing laundry with his sons, representing family life or household activities.

6-minute read

What is a home warranty and how much does it cost?

A home warranty is a contract covering the repair or replacement of household appliances and home systems. Learn how it works and average plan prices.