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Jamie Johnson

Contributing writer

Jamie Johnson is a Kansas City-based personal finance writer with nine years of experience. With a deep understanding of the mortgage industry, Jamie specializes in breaking down complex financial topics into clear, actionable insights for readers. In addition to Rocket Mortgage, she writes for Bankrate, U.S. News & World Report, Business Insider, CBS MoneyWatch, and the U.S. Chamber of Commerce. She covers topics like VA loans, first-time homebuyer tips, refinancing strategies, and home equity loans.

Expertise

Mortgage

PersonalFinance

Education

Studied psychology at the University of Kansas

Recent Articles

Father at kitchen table with young son on his lap reviewing paperwork and information on laptop..

7-minute read

How to get a VA Certificate of Eligibility (COE)

A VA Certificate of Eligibility (COE) must be received before a borrower can apply for a VA loan. Here’s how to get one and what to expect when you apply.

Woman wearing glasses and working on laptop.

4-minute read

Primary mortgage market explained

Wondering what the primary mortgage market is? Check out our guide to learn all about the primary mortgage market and how you can navigate it successfully.

Three individuals in business suits possibly discussing a property in front of a teal couch.

7-minute read

How to calculate return on rental property

Learn how to calculate return on investment for rental properties, including formulas, examples, and tips to evaluate and improve your investment strategy.

A row of homes in Andersonville, Chicago, showcasing a neighborhood or residential area.

6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.

Contemporary minimalistic home with interest architectural details and xeroscape landscape.

6-minute read

Jumbo loan vs. conventional loan: What's the difference?

Jumbo loans are designed for high-value homes and differ from conventional loans in size, rates and requirements. Find out which loan type fits your needs.

Image illustrating a business handshake, potentially representing a financial agreement or collaboration.

9-minute read

What parties are Involved when getting a mortgage and buying a house?

Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.

A person in thought, possibly contemplating mortgage or financial decisions.

6-minute read

Private mortgage: What you should know before you borrow

Considering applying for a private mortgage to finance your next home purchase? Weigh the pros and cons before borrowing outside of a traditional loan.

A woman smiling and thinking about something possibly an investment.

5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...

Home inspector standing in front of a window, possibly inspecting a property with a clipboard in hand.

6-minute read

What does a home inspector do?

A home inspector’s job is to review a property’s systems and structures to ensure they are safe and working correctly. Learn what a home inspector l...