Headshot of Jackie Lam

Jackie Lam

Contributing writer

Jackie Lam is a personal finance writer and is based in Los Angeles. She is an accredited AFC® financial educator.

Jackie is passionate about helping artists, freelancers, and gig economy workers with their finances. She has in-depth experience writing about all aspects of personal finance, including budgeting, investing, frugality, money management, and relationships, and enjoys discovering interesting stories that revolve around money.

In her spare time she enjoys volunteering, water aerobics, sticker collecting, being in nature, and learning the drums.

Awards:

  • 2022 recipient of Money Management International's Financial Literacy and Education in Communities (FLEC) Award
  • 2022 Plutus Awards recipient for Best Freelancer in Personal Finance Media

Expertise

Personal Finance

Education

UCLA Copyediting Certification, UCLA Extension Community Counselor Certification, Southern California Counseling Center (SCCC) AFCPE Certification

Recent Articles

4-minute read

Grantor vs. grantee: What's the difference?

A home sale means property is transferred from one party to another. The terms “grantor” and “grantee” describe who gives the property t...

Read more

5-minute read

How homestead exemptions work

Homestead exemption application requirements and processes vary by state but can reduce your property tax burden. Learn what to expect before you start.

Read more

12-minute read

HELOC vs. personal loan: How to choose the better one for you

Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.

Read more

6-minute read

How often do contingent offers fall through? What you should know

Buyers can place different types of contingencies on their proposed offer. Learn more about contingencies and their impact on the rate of acceptance.

Read more

8-minute read

PUD meaning: What is a Planned Unit Development and how does it work?

A PUD (planned unit development) is a community with shared common areas. Learn how PUDs work, what fees to expect, and how they compare to condos and HOAs.

Read more

7-minute read

How to find open houses near you: Helpful tips and what to expect

Ready to find your next home, but not sure where to start? Check out our guide to finding open houses in your area, plus tips on how to prepare for them.

Read more

6-minute read

What is an absentee owner?

Absentee homeowners own property but don’t live in or manage it. This is a passive investment approach that can prove effective when risks are understood.

Read more

5-minute read

Multigenerational homes: What it's like living in one

Multigenerational homes have people of multiple generations living under one roof. Learn what it's like to live in a home that unifies different generations.

Read more

5-minute read

Why the 28/36 rule matters for home affordability

When you're buying a home, the 28/36 rule helps assess mortgage affordability by considering your housing costs, debt, and income. Learn why it's important.

Read more