Headshot of Jackie Lam

Jackie Lam

Contributing writer

Jackie Lam is a personal finance writer and is based in Los Angeles. She is an accredited AFC® financial educator.

Jackie is passionate about helping artists, freelancers, and gig economy workers with their finances. She has in-depth experience writing about all aspects of personal finance, including budgeting, investing, frugality, money management, and relationships, and enjoys discovering interesting stories that revolve around money.

In her spare time she enjoys volunteering, water aerobics, sticker collecting, being in nature, and learning the drums.

Awards:

  • 2022 recipient of Money Management International's Financial Literacy and Education in Communities (FLEC) Award
  • 2022 Plutus Awards recipient for Best Freelancer in Personal Finance Media

Expertise

Personal Finance

Education

UCLA Copyediting Certification, UCLA Extension Community Counselor Certification, Southern California Counseling Center (SCCC) AFCPE Certification

Recent Articles

9-minute read

I own my house outright and want a loan: What are my options?

You can still obtain home equity loans if your home is paid off. If you want to tap into your home’s equity, here’s what your options are.

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13-minute read

How to buy a house in 2026: A step-by-step guide

Learn how to buy a house in 2026 with 13 clear steps, from budgeting and preapproval to inspections, closing and getting the keys. Start here.

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13-minute read

A guide to solar loans

A solar loan provides financing for solar panels and solar installations. Learn more about solar loans and whether they can make solar affordable for you.

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6-minute read

5 alternatives to a reverse mortgage

Many older adults consider a reverse mortgage to help finance their retirement. If you're one of them, explore these alternatives to see what suits your needs.

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12-minute read

HELOC vs. personal loan: How to choose the better one for you

Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.

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5-minute read

What is a turnkey home?

A turnkey home is a property that’s move-in ready and needs few or no renovations or improvements. You may pay more for these homes. Is it worth it?

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4-minute read

Grantor vs. grantee: What's the difference?

A home sale means property is transferred from one party to another. The terms “grantor” and “grantee” describe who gives the property t...

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5-minute read

How homestead exemptions work

Homestead exemption application requirements and processes vary by state but can reduce your property tax burden. Learn what to expect before you start.

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6-minute read

How often do contingent offers fall through? What you should know

Buyers can place different types of contingencies on their proposed offer. Learn more about contingencies and their impact on the rate of acceptance.

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