Jackie Lam
Contributing writer
Jackie Lam is a personal finance writer and is based in Los Angeles. She is an accredited AFC® financial educator.
Jackie is passionate about helping artists, freelancers, and gig economy workers with their finances. She has in-depth experience writing about all aspects of personal finance, including budgeting, investing, frugality, money management, and relationships, and enjoys discovering interesting stories that revolve around money.
In her spare time she enjoys volunteering, water aerobics, sticker collecting, being in nature, and learning the drums.
Awards:
- 2022 recipient of Money Management International's Financial Literacy and Education in Communities (FLEC) Award
- 2022 Plutus Awards recipient for Best Freelancer in Personal Finance Media
Recent Articles
11-minute read
How to choose the best mortgage for you
Are you thinking about buying a home, but aren't sure about the right mortgage? Learn about your options and choose the best mortgage home loan for your needs.
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6-minute read
Encroachment: Definition and what it means in real estate
Encroachment happens when a neighbor’s property crosses onto another owner’s land. Learn how it works, some issues it can cause, and how to resol...
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6-minute read
Sweat equity in real estate: What is it and how to leverage it
Sweat equity is the unpaid time and effort someone puts into a project. Here’s how it works and how to leverage it in real estate to help boost your re...
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5-minute read
What is compound interest and how is it calculated? A guide
What is compound interest, and how does it work? Learn more about how compound interest differs from simple interest and which financial products use it.
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6-minute read
What is a co-op and how does it work?
A housing co-op is similar to condo living, but with unique ownership and financing requirements. Explore what a co-op is and who should buy one.
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9-minute read
How to buy a house: Your step-by-step guide to buying in 2026
Buying a house can feel overwhelming, but understanding the process makes it easier. Read this step-by-step guide to learn the stages from budgeting to closing.
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5-minute read
Why the 28/36 rule matters for home affordability
When you're buying a home, the 28/36 rule helps assess mortgage affordability by considering your housing costs, debt, and income. Learn why it's important.
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6-minute read
How much does a land survey cost and how do I get one?
A land survey shows the shape and boundaries of a piece of property. Learn what it costs and what it can offer property owners.
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5-minute read
What is APR?
Annual percentage rate (APR) describes the total yearly cost of a mortgage. Learn how to calculate and compare favorable APRs while mortgage shopping.
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