Recent Articles

Couple discussing a CMT loan or adjustable-rate mortgage with a financial advisor.

4-minute read

How the constant maturity Treasury rate affects your mortgage

The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn how the CMT rate impacts mortgage payments...

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An accessory dwelling, potentially illustrating an additional dwelling unit on a property.

5-minute read

Accessory dwelling unit, or ADU, defined and explained

An accessory dwelling unit is a separate living space located within your home or on your property. Find out more about ADUs and how one might work for you.<...

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Husband and wife working on taxes together, indicating financial management or tax preparation.

5-minute read

APR vs. interest rate: What's the difference?

Interest rate and annual percentage rate are terms you’ll often see when comparing mortgages and other loans. Learn the difference between APR and inte...

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A young couple smiling and looking at the laptop screen.

10-minute read

A guide to bank statements for your mortgage

Are you self-employed or a freelancer who wants to buy a home? If you have income but it isn’t reflected on a W2, a bank statement loan could be right ...

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A for rent sign outside a line of houses.

6-minute read

Rent-to-own apartments and condos: An entry to homeownership

Rent-to-own programs can help in reaching homeownership goals over time. Discover rent-to-own apartments, condo programs, and their benefits and drawbacks.

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A young woman inquiring about or getting a mortgage.

6-minute read

A walk-through on how to apply for a mortgage

The mortgage application process has five important steps. Learn each step of the mortgage process from start to finish for a smooth path to homeownership.

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Same-sex female couple with a broker, potentially representing a diverse couple working with a real estate broker.

3-minute read

What is the NMLS, and how can I get my license?

The Nationwide Mortgage Licensing System, or NMLS, is a database of licensed mortgage loan originators. Learn more about the NMLS and how to get a license.

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Man on phone in kitchen

7-minute read

Cash-out refinance vs. home equity loans

Cash-out refinance or home equity loan? Both can help you achieve your financial goals. Learn how they differ and see which loan option is right for you.

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A large brick home with a landscaped front yard, highlighting curb appeal and home aesthetics.

10-minute read

What is buy and hold real estate investing?

Buying and holding real estate is a long-term investment strategy that involves buying a property and renting it out. Check out our guide to learn more.

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