How Often Can You Refinance Your Home?

Refinancing - 6-minute read

Victoria Araj - March 14, 2023

You've already refinanced your home once, but what if rates drop or your credit improves? Read on to find out how often you can refinance your mortgage.

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Mortgage Refinancing: What Is It And How Does It Work?

Refinancing - 8-minute read

Victoria Araj - March 14, 2023

Refinancing trades your existing mortgage for a newer one, ideally with a lower balance and interest rate. Learn how the refinancing process can work for you.

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Buying A HomePath Property: Is It Right For You?

Home Buying - 7-minute read

Andrew Dehan - March 14, 2023

Thinking about buying a HomePath Home? Learn everything you need to know about Fannie Mae’s HomePath properties, and whether buying one might be right for you.

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What Is A Homeowners Insurance Binder And When Do You Need One?

Home Buying - 5-minute read

Hanna Kielar - March 14, 2023

A homeowners insurance binder is temporary proof of coverage until an official policy is issued. Learn what an insurance binder includes and how to get one.

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Home Equity Loan Vs. Personal Loan: What’s The Best Option?

Loan Types - 9-minute read

Sidney Richardson - March 14, 2023

What’s a home equity loan vs. a personal loan? They can both fund home improvements and more. See the difference between a home equity loan and a personal loan.

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Hazard Insurance: What Homeowners Need To Know

Servicing - 5-minute read

Ashley Kilroy - March 14, 2023

Hazard insurance protects your home from natural disasters. Learn what is covered under hazard insurance and how it’s different from homeowners insurance.

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Understanding Gross Rent Multiplier As An Investment Tool

Home Buying - 4-minute read

Melissa Brock - March 14, 2023

Whether you’re investing in a duplex or a 400-unit apartment complex, you’ll come across the Gross Rent Multiplier and wonder what it means. Let us explain.

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What Is A Government-Sponsored Enterprise (GSE)?

Mortgage Basics - 3-minute read

Sa El - March 14, 2023

A government-sponsored enterprise is a federally backed entity that boosts credit flow in an economy. Learn about mortgage GSEs and other industries here.

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What Is Flood Insurance And Do I Need It?

Mortgage Basics - 7-minute read

Victoria Araj - March 14, 2023

Flood insurance is an insurance policy that provides comprehensive coverage for losses caused by flooding. Find out if you need flood insurance.

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FHA Streamline Refinance: Pros, Cons And Rates

Loan Types - 6-minute read

Victoria Araj - March 14, 2023

An FHA Streamline Refinance can quickly decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

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FHA Loan Refinances: Requirements And Benefits

8-minute read

Katie Ziraldo - March 14, 2023

Refinancing your FHA loan can help lower your monthly payments or change your loan’s terms. Learn more about FHA refinance loans and their benefits here.

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What Are FHA Multifamily Loans And Who Is Eligible?

Loan Types - 9-minute read

Kevin Graham - March 14, 2023

Thinking about buying a multifamily home to see if you’re cut out for landlording? The FHA can help. Learn what you need to qualify for FHA multifamily loans.

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The FHA’s Commercial Loan Programs: An Introductory Guide

Loan Types - 3-minute read

Victoria Araj - March 14, 2023

FHA commercial loans are available for the creation of housing for low-income, elderly or disabled people. Learn more about FHA loans for commercial property.

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FHA Appraisal And Inspection: Guidelines And What Happens After

Mortgage Basics - 8-minute read

Kevin Graham - March 14, 2023

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

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What Is Fee Simple In Real Estate? How It Works And Why It Matters

Mortgage Basics - 3-minute read

Dan Rafter - March 14, 2023

Fee simple refers to a landowner’s absolute ownership of real property. Learn more about how fee simple determines real estate or land ownership.

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What Is Fannie Mae And How Do FNMA Loans Work?

Mortgage Basics - 5-minute read

Kevin Graham - March 14, 2023

The Federal National Mortgage Association (FNMA), or Fannie Mae, purchases and backs mortgage loans for borrowers. Learn more about how Fannie Mae works.

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Escrow Fees: What They Cost And Who Pays Them

Home Buying - 3-minute read

Andrew Dehan - March 14, 2023

Escrow fees ensure a secure exchange of funds between buyer, seller, lender and other parties. Read on to learn what they cost and who pays for them.

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Escrow Agent: What You Need To Know

Home Buying - 5-minute read

Molly Grace - March 14, 2023

An escrow agent upholds the escrow agreement in a real estate transaction. Read on to learn how this entity protects the property and assets in escrow.

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