Featured resources

6-minute read

Float-down option: Can it lower your mortgage rate?

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock....

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4-minute read

Interest rate floor: Definition and how it works

An interest rate floor is the lowest agreed-upon rate for adjustable-rate loan products. Learn how the interest rate floor works and its impact on your loan.

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9-minute read

Flipping vs. renting out a home: Which real estate strategy is right for you?

When it comes to flipping vs. renting properties, each has different strategies, pros and cons, and things to consider to help you choose the right strategy for...

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4-minute read

How does a government shutdown impact mortgages?

The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.

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5-minute read

What is a co-borrower? A beginner's guide

If you’re unable to get a mortgage on your own, adding a co-borrower may increase your chances of approval. Learn more about how adding a co-borrower can ...

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4-minute read

Deed of reconveyance: Definition, process, and FAQ

A deed of reconveyance is a document that transfers title to a property from the mortgage lender to the borrower. Learn more about how a reconveyance works.<...

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3-minute read

Are there jumbo loan limits?

Jumbo loans don’t have set limits. Learn how conforming loan limits in your area affect the type of mortgage you can use to finance your home.

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6-minute read

What is an HOA fee?

Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn about what an HOA fee is and how much it costs.

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5-minute read

How long does an appraisal take? The home appraisal timeline

How long does an appraisal take, and why? They can take anywhere from a few days to weeks, depending on timing, scheduling, and a home's complexity.

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3-minute read

Federal Reserve statement explained – April 2026

The Federal Reserve decided to hold the target range for the federal funds rate steady at 3.5% – 3.75% following its meeting on April 29.

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10-minute read

Home foundation problems: What to consider before you buy

Home foundation problems can be alarming. Learn what to do when buying a house with foundation issues and how to decide if the property is still a good fit.

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8-minute read

What is a mortgage contingency?

A mortgage contingency in a purchase agreement allows you to back out of the home purchase if you can't secure financing. Learn more about how it works.

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5-minute read

Multigenerational homes: What it's like living in one

Multigenerational homes have people of multiple generations living under one roof. Learn what it's like to live in a home that unifies different generations.

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6-minute read

What is a lien and how does it work?

If you have a mortgage, you already have one lien on your property. However, there are other types of liens, and some can make it harder to sell the property.

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5-minute read

What’s the average mortgage payment in Alaska?

Looking for a home in Alaska? Your mortgage payment changes based on where in AK you choose to live. We break it down.

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7-minute read

What is fee simple ownership?

Fee simple ownership provides you with full, indefinite ownership of your private property and land. Learn more about how it works and which forms exist.

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4-minute read

What is a warranty deed?

When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.

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7-minute read

How do bond rates affect mortgage rates?

Learn how bond rates affect mortgages and how the bond and mortgage markets are closely connected. See how bond and mortgage rates fluctuate and understand the ...

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