Featured resources

Black woman on patio on laptop smiling, showing a woman on a patio, potentially working on a laptop and smiling.

7-minute read

Cost of living: What it is and how to calculate it

Calculating cost of living can show you how much money you’ll need to live in a certain area. Learn more about calculating your cost of living in a new...

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A big blue-grey house, potentially representing a residential property.

7-minute read

Double closing: A real estate investment strategy you need to know

The double close strategy lets a real estate investor have two private deals – one with the seller and one with the end buyer. Learn more about double ...

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Stock image displaying a mobile home at a camping site, showcasing vacation living or mobile home lifestyle.

6-minute read

Ways to customize your mobile home

Do you want to customize your mobile home? Learn about the different interior and exterior features you can customize, how much it might cost and more.

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Architects in discussion, reviewing plans and blueprints in an office setting.

3-minute read

What is the Design Approval Primary Inspection Agency (DAPIA)?

The Design Approval Primary Inspection Agency, or DAPIA, inspects and approves manufactured home designs. Learn this process before buying a manufactured hom...

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A family enjoying dinner on dining table.

9-minute read

Co-signing a mortgage loan: What both parties need to know

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to kno...

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A man looking at finances, possibly related to financial planning or reviewing financial data.

7-minute read

Home appraisal amount vs. loan amount: How an appraisal impacts the selling price and mortgage amount

Explore the difference between appraisal amount and loan amount and how the home appraisal amount affects selling price or the mortgage loan amount.

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A document showing goods sold, income and other things in different years.

8-minute read

Proof of funds: What is a POF letter in real estate?

Proof of funds (POF) is a document that shows how much money a person or entity has available. Learn more about POF letters when getting a mortgage.

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Man standing outside of garage with motorcycle.

8-minute read

Debt-to-income ratio (DTI): What is it and how is it calculated?

Your debt-to-income ratio (DTI) measures your total income against any debt you have. Learn what a good DTI is, how to calculate it and how to lower it.

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A Black man's hands signing a document on a desk at home, potentially related to paperwork or contracts.

5-minute read

Deed of reconveyance: Definition, process and FAQs

A deed of reconveyance is a document that transfers the property title from the mortgage lender to the borrower. Learn more about how a reconveyance works here.

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Aerial shot of a neighborhood, showcasing houses, streets, and community living.

7-minute read

Deed in lieu of foreclosure: What is it and is it right for you?

If you’re staring down the possibility of foreclosure, you might have options. Learn what a deed in lieu of foreclosure is and whether it’s right fo...

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A couple discussing finances, real estate investments or taxes on a laptop.

5-minute read

What is deed of trust?

A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.

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A stock photo portraying a woman shaking hands with a man, potentially in a real estate or home buying context, possibly indicating agreement or partnership.

5-minute read

What does under contract mean in real estate?

A home is under contract when the seller has accepted an offer from a buyer to purchase the property. Read more about what under contract means in real estat...

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Fork in two sidewalks through a residential neighborhood.

4-minute read

Easement appurtenant: What it means and how it works

An easement appurtenant creates a right of access for non-owners of one property for another’s benefit. Find out how this easement might affect your pr...

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A man wearing a headset, likely in a customer service or financial services role.

4-minute read

Mortgage loan originators: What they do and how they can help you

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

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A woman in middle of call or meeting talking with either colleague or customer.

7-minute read

Cybersecurity best practices to keep you safe online

How can you stay safe from cyber threats? Start with these 7 tips.

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A couple paying their mortgage online using a laptop.

5-minute read

When is your first mortgage payment due?

Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closin...

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Black couple in a kitchen drinking coffee and laughing, depicting a couple enjoying a moment together in a kitchen setting.

2-minute read

Wealth Wednesdays

The Wealth Wednesdays series explores the political and societal forces that have historically kept those in the black community from seeing their light and ...

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A realtor showing a house to a couple, potentially in a residential setting.

5-minute read

What is a variance and how do you get one?

If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.<...

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