Buying a house with unpermitted work requires extra steps in the home buying process, like gaining the proper permits, scheduling inspections or renegotiating.

The conforming loan limit in most areas in 2025 is $806,500 for one unit. A home above this limit may require a jumbo loan. Learn about jumbo loan limits.

Purchase-money loans are nontraditional financing between sellers and buyers. Learn the benefits of a purchase-money mortgage and the risks involved.

Non-owner-occupied mortgages are investment or commercial property loans that typically have higher interest rates than residential mortgages. Learn more here.

Considering applying for a private mortgage to finance your next home purchase? Weigh the pros and cons before borrowing outside of a traditional loan.

Flood insurance is an insurance policy that provides comprehensive coverage for losses caused by flooding. Find out if you need flood insurance.

With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.

A USDA streamline assist refinance helps eligible homeowners refinance their mortgage with low out-of-pocket costs. See if this is the best program for you.

A backup offer on a home guarantees you a contract with the seller if the first offer fails. Find out if buyers and sellers should try this home sale strategy.