Featured resources

10-minute read
How to find a cottage to buy: A step-by-step guide
How do you find the ideal cottage to buy? These small and cozy homes are ideal for minimalists. Here’s what you should know to buy a cottage or a cabin...
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2-minute read
A guide to the housing expense ratio
Wondering how mortgage lenders calculate the housing expense ratio? Learn how to find your results by comparing your housing expenses to your pretax income.
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5-minute read
How to increase your mortgage preapproval amount
Buying your dream home may be more realistic than you think. Explore our guide to learn what might help increase your mortgage preapproval amount.
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9-minute read
Mortgage default: Everything you need to know
Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.
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12-minute read
15 first-time home buyer tips
First-time home buyers may find themselves overwhelmed by the process of purchasing property. Here are 15 tips to help you on your home buying journey.
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7-minute read
How real estate partnerships work: The pros and cons
Real estate partnerships allow investors to pool their money to purchase, develop, or lease real estate. Explore the pros and cons of this kind of venture.
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6-minute read
How to take out equity from your home and save money monthly
Home equity loans, HELOCs, and cash-out refinances let you use your home equity. Learn how to draw on your home equity and understand your equity loan options.
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5-minute read
What credit score do mortgage lenders use?
Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.
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4-minute read
What is a mortgage banker? Services, responsibilities and more
A mortgage banker is an individual or entity that originates, services, and sells mortgages. Read on to learn more about their responsibilities to borrowers.
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7-minute read
No-appraisal refinance: Should you do it?
You can refinance your mortgage without getting an appraisal, but it may not be your best option. Learn more about how you can get a no-appraisal refinance.
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5-minute read
What is a silent second mortgage?
Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete fina...
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8-minute read
What is passive real estate investing and how does it work?
Are you interested in passive real estate investing? Learn different types of passive real estate investments, the pros and cons and how to get started.
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9-minute read
Selling a house as is: What to know
Learn what it means to sell your house as is, the pros and cons, and how to attract serious buyers without making costly repairs.
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4-minute read
How to recognize a reverse mortgage scam
Reverse mortgages are complicated and difficult to understand, which is why you need to be alert to potential scams. Learn how to avoid reverse mortgage fraud.
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13-minute read
How to finance an Airbnb rental: A guide for investors
You can get an Airbnb loan to buy houses to use as short-term rentals. Learn how you can use income from Airbnb rentals to get a mortgage.
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6-minute read
What is adverse possession in real estate?
Adverse possession can give trespassers the legal right to claim ownership of your property. Learn more about adverse possession and how to prevent it.
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4-minute read
Understanding owner-occupied properties: What investors should know
Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy...
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