Featured resources

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5-minute read

How to increase your mortgage preapproval amount

Buying your dream home may be more realistic than you think. Explore our guide to learn what might help increase your mortgage preapproval amount.

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Two women sitting at a table calculating finances.

2-minute read

A guide to the housing expense ratio

Wondering how mortgage lenders calculate the housing expense ratio? Learn how to find your results by comparing your housing expenses to your pretax income.

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Large two-story house with a garage and car parked on driveway.

6-minute read

How to take out equity from your home and save money monthly

Home equity loans, HELOCs, and cash-out refinances let you use your home equity. Learn how to draw on your home equity and understand your equity loan options.

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Image showing a young businesswoman contemplating while sitting in front of an open laptop.

5-minute read

What credit score do mortgage lenders use?

Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.

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A banker discussing a loan with a couple.

4-minute read

What is a mortgage banker? Services, responsibilities and more

A mortgage banker is an individual or entity that originates, services, and sells mortgages. Read on to learn more about their responsibilities to borrowers.

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Couple reviewing documents on laptop, possibly home related.

8-minute read

A guide to gifts of equity: What taxes to expect, how to write a gift letter and more

Curious about gifts of equity or already considering giving one? Learn about the process plus the pros and cons of giving the gift of home equity.

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7-minute read

No-appraisal refinance: Should you do it?

You can refinance your mortgage without getting an appraisal, but it may not be your best option. Learn more about how you can get a no-appraisal refinance.

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A female working at her laptop while petting a cat.

5-minute read

What is a silent second mortgage?

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete fina...

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An elderly couple sitting on couch possibly calculating taxes or investments.

4-minute read

How to recognize a reverse mortgage scam

Reverse mortgages are complicated and difficult to understand, which is why you need to be alert to potential scams. Learn how to avoid reverse mortgage fraud.

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A woman writing something on paper possibly working on taxes or finance.

5-minute read

7 ways to refinance a mortgage if you have ‘bad’ credit

Looking to refinance with ‘bad’ credit? Learn the options of how to refinance your mortgage with ‘bad’ credit and what steps you can tak...

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A beautiful classic country house, showcasing a specific architectural style.

8-minute read

What is passive real estate investing and how does it work?

Are you interested in passive real estate investing? Learn different types of passive real estate investments, the pros and cons and how to get started.

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A real estate agent with a clipboard in hand showing house to a couple.

9-minute read

Selling a house as is: What to know

Learn what it means to sell your house as is, the pros and cons, and how to attract serious buyers without making costly repairs.

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Serene bedroom overlooking trees and a comfortable bed representing a peaceful place for buying real estate or vacation home.

13-minute read

How to finance an Airbnb rental: A guide for investors

You can get an Airbnb loan to buy houses to use as short-term rentals. Learn how you can use income from Airbnb rentals to get a mortgage.

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A couple looking at documents, possibly related to real estate or financial decisions.

4-minute read

Understanding owner-occupied properties: What investors should know

Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy...

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A breathtaking aerial view of lush green fields and gently rolling hills in the serene countryside.

6-minute read

What is adverse possession in real estate?

Adverse possession can give trespassers the legal right to claim ownership of your property. Learn more about adverse possession and how to prevent it.

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Home improvement, potentially related to renovation or home improvement concepts.

5-minute read

9 tips to increase house value

Upgrading parts of your home is a great way to increase its value. Here are 9 tips about how to get started and finance your renovation projects.

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An easement road leading to a house in the distance, indicating a legal right of way or access to a property.

5-minute read

Right of way vs. easement: What’s the difference?

A right of way easement allows you to use a pathway on a neighboring property. Other easements also give property access. Learn what the differences are here.

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