Featured resources

6-minute read
What is the secondary mortgage market and how does it work?
The secondary mortgage market is a financial exchange where banks and investors buy and sell mortgages. Learn how it may affect your home loan.
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8-minute read
Primary residence: What it is and why it’s important
A primary residence is an important property classification that will affect your mortgage and taxes. Learn more about what it is and why it's important.
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7-minute read
What is a mortgage rate?
A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.
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6-minute read
What is an interest-only mortgage?
An interest-only mortgage lets you make interest-only payments for an initial term. Learn how this type of loan works to decide whether it's right for you.
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5-minute read
How to choose a mortgage lender in 5 steps
Choosing the right lender can save you time, money, and peace of mind in the long run. Use these steps to pick the best home loan lender for your finances.
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6-minute read
Home buying rules: 9 essential steps for buyers
When buying a home, it helps to start with the basic rul...
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5-minute read
How to determine a good investment property: Here’s what to look for
It’s essential to know how to identify a good investment property before choosing one. Read our helpful guide to know what to look for during your hunt...
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6-minute read
Tenancy in common vs. joint tenants
What is the difference between joint tenancy and tenants in common? Learn about the legal differences between these two ownership designations and underst...
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7-minute read
The costs of buying a house that first-time home buyers should prepare for
There are many ongoing and up-front costs associated wit...
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6-minute read
VA jumbo loan limits, rates, and requirements
A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits, and requirements. &nbs...
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4-minute read
Should you use your 401(k) to pay off your mortgage?
You can borrow or withdraw 401(k) retirement funds to pay off your mortgage. Learn the pros and cons of this approach, as well as a few alternatives.
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7-minute read
A guide to gifts of equity: What taxes to expect, how to write a gift letter, and more
A gift of equity is used to help secure financing for a family member’s home. Here’s how it works and what to expect when using one.
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7-minute read
Smart home: Definition, benefits, and the best smart home devices
Smart home technology lets you remotely control devices and systems in your home. Discover the advantages of a smart home and explore the top devices.
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13-minute read
What is affordable housing? How to find and qualify for it
Affordable housing is defined as an occupant paying no more than 30% of their income to housing. Here’s how it works and how to qualify for affordable ...
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5-minute read
Single-family vs. multifamily homes: What’s the difference?
Single-family homes are detached from other homes, while multifamily homes are connected to other units. Here are the differences between these properties.
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6-minute read
Energy-efficient home: What it is and how to create one
An energy-efficient home has various appliances and features that reduce energy consumption and offer potential savings. Learn about how you can create one.
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5-minute read
Condo vs. house: Which is best for you?
Trying to decide between buying a condo or a house? Learn the key differences in cost, maintenance, lifestyle, and more to make the right choice for you.
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7-minute read
Your guide to debt-to-income (DTI) ratio for VA loans
Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.<...
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