Featured resources

A couple having a conversation over breakfast, potentially discussing financial matters or plans.

6-minute read

What is the secondary mortgage market and how does it work?

The secondary mortgage market is a financial exchange where banks and investors buy and sell mortgages. Learn how it may affect your home loan.

Read more

A house adorned with flowers, portraying a picturesque residential setting or curb appeal.

8-minute read

Primary residence: What it is and why it’s important

A primary residence is an important property classification that will affect your mortgage and taxes. Learn more about what it is and why it's important.

Read more

A large brick house in the countryside at dusk.

7-minute read

What is a mortgage rate?

A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.

Read more

Man sitting cross legged with his laptop on his back deck of wood panelled home.

6-minute read

What is an interest-only mortgage?

An interest-only mortgage lets you make interest-only payments for an initial term. Learn how this type of loan works to decide whether it's right for you.

Read more

Young couple standing before a new house at sunset.

5-minute read

How to choose a mortgage lender in 5 steps

Choosing the right lender can save you time, money, and peace of mind in the long run. Use these steps to pick the best home loan lender for your finances.

Read more

Grey modern home with black door and large potted plants on porch.

6-minute read

Home buying rules: 9 essential steps for buyers

When buying a home, it helps to start with the basic rul...

Read more

Historic row of two story brick townhomes.

5-minute read

How to determine a good investment property: Here’s what to look for

It’s essential to know how to identify a good investment property before choosing one. Read our helpful guide to know what to look for during your hunt...

Read more

Young couple looking at tablet on couch while taking a break from shopping.

6-minute read

Tenancy in common vs. joint tenants

 What is the difference between joint tenancy and tenants in common? Learn about the legal differences between these two ownership designations and underst...

Read more

Dad and young daughters in kitchen.

7-minute read

The costs of buying a house that first-time home buyers should prepare for

There are many ongoing and up-front costs associated wit...

Read more

A light tan home with a black roof and stone driveway, showcasing exterior home details.

6-minute read

VA jumbo loan limits, rates, and requirements

A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits, and requirements. &nbs...

Read more

Retired couple in their kitchen looking at open laptop together and smiling.

4-minute read

Should you use your 401(k) to pay off your mortgage?

You can borrow or withdraw 401(k) retirement funds to pay off your mortgage. Learn the pros and cons of this approach, as well as a few alternatives.

Read more

Couple reviewing documents on laptop, possibly home related.

7-minute read

A guide to gifts of equity: What taxes to expect, how to write a gift letter, and more

A gift of equity is used to help secure financing for a family member’s home. Here’s how it works and what to expect when using one.

Read more

A woman viewing a smart home hub device, suggesting the concept of smart home technology and control.

7-minute read

Smart home: Definition, benefits, and the best smart home devices

Smart home technology lets you remotely control devices and systems in your home. Discover the advantages of a smart home and explore the top devices.

Read more

Toddler playing in doorway of home.

13-minute read

What is affordable housing? How to find and qualify for it

Affordable housing is defined as an occupant paying no more than 30% of their income to housing. Here’s how it works and how to qualify for affordable ...

Read more

Duplex with green siding and pink doors. A large tree frames the front yard and shrubs flank the entrance staris.

5-minute read

Single-family vs. multifamily homes: What’s the difference?

Single-family homes are detached from other homes, while multifamily homes are connected to other units. Here are the differences between these properties.

Read more

Energy efficient ranch style home with solar panels and raised bed gardens.

6-minute read

Energy-efficient home: What it is and how to create one

An energy-efficient home has various appliances and features that reduce energy consumption and offer potential savings. Learn about how you can create one.

Read more

A white house nestled among trees in a suburban area.

5-minute read

Condo vs. house: Which is best for you?

Trying to decide between buying a condo or a house? Learn the key differences in cost, maintenance, lifestyle, and more to make the right choice for you.

Read more

Smiling father in tie affectionately walking down tree-lined street holding hands with his young daughter.

7-minute read

Your guide to debt-to-income (DTI) ratio for VA loans

Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.<...

Read more

10 of 74

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments