VA loan tips

Featured resources

Veteran couple working on a laptop, possibly discussing real estate or financial matters.

10-minute read

VA cash-out refinance: What it is and how it works

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements and more to see if it’s right for ...

A couple sitting on the floor, engrossed in their work on a laptop, possibly related to the renovation of their new house.

10-minute read

Joint VA loan: What it is and how to apply

A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.

A white brick house, illustrating residential architecture and exterior design.

8-minute read

Buying a second home with a VA loan

VA loans are designed to help military personnel, veterans, and their families buy a primary residence, but there are ways you can use one to buy a second home.

Couple on couch drinking coffee and petting their dog.

6-minute read

How much are closing costs on a VA loan?

Closing costs on a VA loan are a little bit different from what you pay with other types of mortgages. Discover the differences and learn why they matter.

Two raised mobile homes with decks overlooking seaside.

5-minute read

Can you get a VA loan for a mobile or manufactured home?

Wondering if you can use a VA loan for a mobile or manufactured home? Find out what’s possible and whether a VA loan makes sense for you.

Close up of termites and termite damage on hinge of cabinet door.

7-minute read

A guide to VA loan termite inspections

When you take out a VA loan, you may be required to get a termite inspection. Learn more about the process of getting a VA loan termite inspection.

A person looking at his phone surrounded by boxes indicating he just moved into a new house or apartment.

5-minute read

VA non-allowable fees: These are costs buyers don’t have to pay

Non-allowable fees for a VA loan are costs that a buyer isn't responsible for paying. Learn what fees in a VA loan are non-allowable and why that is.

An olive colored one storey house with blue sky background.

5-minute read

How are VA loan interest rates determined?

VA loans offer military personnel, veterans, and their eligible spouses lower interest rates when buying a home. Learn more about how VA loan rates are set.

A focused image of a man engrossed in working with paperwork, indicating involvement in real estate transactions, financial planning, or administrative tasks related to home buying or mortgage processes.

8-minute read

VA loan entitlement: Everything you need to know

VA loan entitlement is the amount of money the VA will pay if a VA loan borrower defaults on their mortgage. Learn about VA loan entitlement and how it works.

An older man on the phone looking at bills, potentially managing household expenses or discussing financial aspects of homeownership.

8-minute read

What is a VA loan foreclosure and how can I prevent it?

If you’ve fallen behind on your VA loan payments, you may be worried about foreclosure. Learn about your options and how to avoid foreclosure.

Young couple holding curious baby sitting on the couch while unpacking cardboard boxes.

7-minute read

A guide to the VA loan preapproval process

A preapproval for a VA home loan can give eligible borrowers an advantage when buying a house. Learn more about the VA loan preapproval process.

6-minute read

What to know about buying a condo with a VA loan

You can buy a condo with a VA loan as long as you’re eligible and the condo complex is VA approved. Learn more about using a VA loan to buy a condo.

A father and son having a moment and watching something on the tablet.

6-minute read

VA housing grants for disabled veterans

VA housing grants provide financial help that doesn’t need to be repaid to make homes more accessible for disabled veterans. Learn about VA housing gra...

A family in the process of moving, possibly packing belongings or transitioning to a new home.

5-minute read

What is a VA-guaranteed loan?

VA loans are loans originated by third-party lenders, like Rocket Mortgage, and backed by the VA. Learn more about how VA-guaranteed loans work.

People of different races enjoying dinner on the dining table.

6-minute read

What is the minimum VA loan credit score for a home purchase or refinance?

VA home loans are an affordable mortgage option for current and former service members who qualify. Learn about the minimum credit score needed to qualify for a...

Middle-aged man applying for a loan while sitting on couch.

6-minute read

Earnest money and VA loans: What you need to know

Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a h...

A line of houses set against a backdrop of clear blue sky and fluffy white clouds.

6-minute read

How to get a VA loan after bankruptcy

It’s possible to get a VA loan after bankruptcy, but borrowers may have to endure a waiting period and improve credit factors. Learn how the process wo...

A couple smiling and talking while sitting on the couch in their house.

5-minute read

What are the VA loan spouse requirements?

A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.