VA loan tips

Featured resources

Middle-aged man applying for a loan while sitting on couch.

5-minute read

Earnest money and VA loans: What you need to know

Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a h...

Young couple holding curious baby sitting on the couch while unpacking cardboard boxes.

9-minute read

A guide to the VA loan preapproval process

A VA loan preapproval gives eligible borrowers an advantage when buying a home. Loan more about the VA loan preapproval process.

Construction-related imagery, potentially representing construction projects or property development.

8-minute read

A guide to VA construction loans

VA construction loans can help veterans and active-duty service members finance and build their dream home. Explore VA construction loans and how they work.

A focused image of a man engrossed in working with paperwork, indicating involvement in real estate transactions, financial planning, or administrative tasks related to home buying or mortgage processes.

8-minute read

VA loan entitlement: Everything you need to know

VA loan entitlement is the amount of money the VA will pay if a VA loan borrower defaults on their mortgage. Learn about VA loan entitlement and how it works.

A military man speaking to an advisor, potentially discussing financial aspects or options related to housing.

6-minute read

VA appraisal fees: What to expect

Are you considering a VA loan but don’t know what costs to expect? Learn more about VA appraisal fees, one common fee with this loan type.

A young woman in a yellow suit coat resting her chin on her hands while deep in thought at her desk.

8-minute read

What are the advantages of a VA home loan?

Considering a VA loan to buy a house? Explore the advantages and disadvantages of government-backed loans in 2025.

A line of houses set against a backdrop of clear blue sky and fluffy white clouds.

7-minute read

How to get a VA loan after bankruptcy

Getting a VA loan after bankruptcy is possible, but there’s a process that some may find challenging. Here’s what to expect.

A couple smiling and talking while sitting on the couch in their house.

7-minute read

What are the VA loan spouse requirements?

A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.

Stressed man holding glasses, indicating potential stress related to homeownership or finances.

4-minute read

VA loan forbearance: Everything you need to know

If you have a VA loan and are facing financial difficulties, your options extend beyond a VA loan forbearance. See how to catch up and what to do next.

An older man on the phone looking at bills, potentially managing household expenses or discussing financial aspects of homeownership.

7-minute read

What is a VA loan foreclosure and how can you prevent it?

If you’ve fallen behind on your VA loan payments, you may be worried about foreclosure. Learn about your options and how to avoid foreclosure.

A father and son having a moment and watching something on the tablet.

8-minute read

VA housing grants for disabled veterans

VA housing grants can provide nonrepayable financial help to make homes more accessible for disabled veterans. Learn more about how these programs work.

A family in the process of moving, possibly packing belongings or transitioning to a new home.

5-minute read

What is a VA-guaranteed loan?

The Department of Veterans Affairs guarantees home loans to eligible military personnel, veterans, and their surviving spouses. Learn more about how they wor...

Man working a laptop, drinking coffee at a cafe with a living wall behind him.

7-minute read

SCRA mortgage protections: What to know

The Servicemembers Civil Relief Act (SCRA) mortgage protections include reducing interest rates to 6% in specific cases and guidelines related to foreclosures.

Father at kitchen table with young son on his lap reviewing paperwork and information on laptop..

5-minute read

How to get a VA Certificate of Eligibility (COE)

Securing a VA Certificate of Eligibility (COE) is the first step to getting a VA home loan. Learn why you need a VA COE and how to get one.

Father and mother snuggling toddler in kitchen of home with picture windows revealing a vast green landscape.

7-minute read

A guide to the types of VA loans

VA loans offer low-cost mortgages to veterans and active-duty service members. Discover the types of VA loans available and how to apply.

Construction worker sitting on staircase of home under renovation.

8-minute read

VA renovation loan: How to qualify and apply

A VA home renovation loan lets you bundle your home purchase and renovation costs into a single loan. Find out if you meet the requirements and how to apply....

White stucco bungalow with sloped roof and red door.

5-minute read

VA funding fee: What to expect in 2025

The VA funding fee is a one-time charge you pay to help fund the VA loan program. The fee helps protect lenders and the VA if you default. Learn more here.