The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn how the CMT rate impacts mortgage payments...

The Nationwide Mortgage Licensing System, or NMLS, is a database of licensed mortgage loan originators. Learn more about the NMLS and how to get a license.

Discover how Ginnie Mae guarantees mortgage-backed securities, supports the housing market, and helps make homeownership more affordable.

If you need help getting a mortgage, a co-borrower or co-signer can bolster your application. Learn more about buying a home with a co-borrower or co-signer....

What’s the impact on home buyers and sellers when the federal funds rate drops? Learn how a Fed rate drop impacts interest rates and home loans.

Need a little extra help covering your down payment or closing costs? A program like Fannie Mae's Community Seconds might be able to help.

Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.

A Verified Approval allows you to confidently make an offer knowing that your financing is rock solid. Read on for details!

The CARES Act provides mortgage forbearance and other relief to those suffering from the effects of the COVID-19 pandemic. Read on for updates on the CARES A...

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

How can you stay safe from cyber threats? Start with these 7 tips.

To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it....

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.<...

A mortgagor is an individual or organization that borrows money to purchase real estate. Learn about mortgagors versus mortgagees and their relationship.

The words may sound the same, but there’s a difference between forbearance and foreclosure. Here’s what you need to know.

In this episode, we're going in-depth on everything you need to know about this critical, yet confusing, part of the home buying process -- what escrow is and h...