Manual underwriting is one of the ways a lender can review your loan application for approval. Learn more about what this means for you and your loan.

Regulation Z protects borrowers by requiring that lenders provide important loan information like terms and APR. See how Reg Z works and what it enforces.

A quiet title action is a legal process that determines the true owner of a property. Understand when and why you may need to “quiet” challenges ...

An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.

Read our guide to find out what deficiency judgments are in real estate, how they work in foreclosures and what mortgage borrowers should know about them.

A forbearance agreement allows borrowers to temporarily suspend their mortgage payments during unexpected financial hardship. Read about forbearance agreemen...

Seller concessions are closing costs that the seller has agreed to pay, but is it a reasonable request? Learn more about seller concessions and how they work.

Wondering what recording fees are, how much they’ll cost you and what will happen if you don’t pay them? We have all the answers here with our quick...

If you’re considering buying a home, you’ve probably seen the term “mortgagee.” Learn who a mortgagee is, and what role they play in ...

A mortgagor is an individual or organization that borrows money to purchase real estate. Learn about mortgagors versus mortgagees and their relationship.

A subordinate mortgage can be a complex topic with implications for borrowers. Uncover important realities you need to know about mortgage subordination.

Blanket mortgages finance multiple properties under one loan. Uncover the pros and cons of blanket loans to see if this type of financing is right for you.

A dry closing occurs when everything but payment is completed at closing. Find out what a dry closing is and which states allow dry closings.

A bundle of rights describes the legal rights associated with property ownership: the right of possession, control, enjoyment, disposition and exclusion.

A mortgagee clause protects a lender if a mortgaged property is damaged. Learn the components of a mortgagee clause and how their protections work.

Not sure what the primary mortgage market is? Check out our guide to learn all about the primary mortgage market and how to navigate it successfully.

The words may sound the same, but there’s a difference between forbearance and foreclosure. Here’s what you need to know.

In this episode, we're going in-depth on everything you need to know about this critical, yet confusing, part of the home buying process -- what escrow is and h...