Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run...

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.<...

Oil prices are one of many factors that affect mortgage rates. Learn more about how oil prices indirectly affect mortgage rates in the U.S.

An interest rate floor is the lowest agreed-upon rate for floating-rate loan products. Learn how interest rate floors work and uncover some examples.

Wiring money for closing costs can leave you vulnerable to fraud and scams. Learn how you can protect yourself from real estate fraudsters.

Manual underwriting is one of the ways a lender can review your loan application for approval. Learn more about what this means for you and your loan.

Mortgage servicing rights (MSR) are often transferred to a third-party that takes over the administrative tasks of servicing a mortgage in exchange for a fee...

Read our guide to find out what deficiency judgments are in real estate, how they work in foreclosures and what mortgage borrowers should know about them.

Loss mitigation is the process in which borrowers and lenders work to create a plan to avoid foreclosure. Learn more about loss mitigation options here.

Seller concessions are closing costs that the seller has agreed to pay, but is it a reasonable request? Learn more about seller concessions and how they work.

Some mortgage servicers arrange impound accounts to collect fees from home buyers. But how do they work, and do they benefit you? Keep reading to find out.

There are a number of reasons why a borrower might want to break the loan agreement for their fixed-rate mortgage. Learn about whether this is possible here....

Our Rocket Mortgage^® mobile app is the best way to manage your existing mortgage and handle the application process on the go. Check out the f...

A YOURgage® loan is a custom mortgage that can allow home buyers greater flexibility with their mortgages. Read more about YOURgages and their requiremen...

A mortgagor is an individual or organization that borrows money to purchase real estate. Learn about mortgagors versus mortgagees and their relationship.

Financial and living situations often change over time. Here are some steps and considerations to keep in mind when trying to remove a name from a mortgage.

A subordinate mortgage can be a complex topic with implications for borrowers. Uncover important realities you need to know about mortgage subordination.

A dry closing occurs when everything but payment is completed at closing. Find out what a dry closing is and which states allow dry closings.