Featured resources

7-minute read

Clear to close meaning: What to expect and what happens next

Clear to close is an important milestone in the mortgage process. Learn what clear to close means, how it fits into underwriting, and what happens next.

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7-minute read

Mortgage transfers: A complete guide

If you want to hand your mortgage over to someone else, you’ll need to apply for a mortgage transfer. Learn more about transfers, who qualifies, and more.

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5-minute read

Debt-to-income ratio (DTI): What is it and how is it calculated?

Your debt-to-income ratio measures the difference between your obligations and your income. Learn how to calculate DTI and what it means for mortgages.

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6-minute read

What is a zombie foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.

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8-minute read

Co-signing a mortgage loan: What both parties need to know

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to kno...

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3-minute read

Rocket Money  simplifies managing your finances

We’re excited to welcome Rocket Money to the Rocket family. Read on to learn about this excellent personal finance app and a special offer for our clie...

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5-minute read

What is the prime rate and how does it work?

The prime rate is a desirable borrowing interest rate offered by lenders to creditworthy applicants. Here’s what mortgage applicants need to know.

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8-minute read

What are mortgage points and should you buy them?

Mortgage discount points can be purchased to lower the interest rate on a new loan. Use this guide to help you decide if you should buy them.

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4-minute read

Mortgage self-service options: Get 24/7 support with no wait

Mortgage self-service options let you get help with your loan and complete common transactions at your convenience. Learn more about what these tools offer.

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4-minute read

Mortgage loan limits are on the rise

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

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6-minute read

What is a jumbo loan in Alabama? 2026 jumbo mortgage limits and requirements

The 2026 jumbo loan limit in Alabama is $832,750. Discover how they compare to conforming loans, and what home buyers should know about qualifying for larger mo...

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10-minute read

What is a short sale in real estate? A guide to the process

A short sale may be a solution when a homeowner is in a dire financial situation and needs to sell their home for less than they owe. Learn about this option.

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5-minute read

What’s the average mortgage payment in Arizona?

What’s the average mortgage payment in Arizona? Learn how to calculate your payment and find out how it compares to nearby states.

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7-minute read

What is the average monthly mortgage payment in Georgia?

Discover the average monthly mortgage payment in Georgia, the criteria that affect it, and how it compares nationally. Learn key facts and figures to budget for...

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7-minute read

15- vs. 20- vs. 30-year mortgage: Which is best?

Your mortgage term will influence how much you pay in interest, your monthly payment, and more. Compare common loan terms before you apply for financing.

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8-minute read

Mortgage loan terms: Pick the right one for your financial goals

A mortgage loan term is the time it takes a borrower to pay off their loan when making regular payments. Learn how to pick the right term for your goals.

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5-minute read

How to shop for a home loan in 5 steps

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

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4-minute read

Biweekly vs. monthly mortgage payments: Which is right for you?

You can pay your mortgage monthly or biweekly, which means every other week. Biweekly payments can help you pay off your loan early. Learn the pros and cons.

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