Featured resources

An escrow agent, potentially illustrating a professional involved in real estate transactions or property transfers.

4-minute read

Escrow agent in real estate: What to know

An escrow agent upholds the escrow agreement in a real estate transaction. Read on to learn how this entity protects the property and assets in escrow.

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A young woman working on a laptop, possibly in a home or office setting.

6-minute read

What is total debt service and the debt service coverage ratio (DSCR)?

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

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An image capturing a father and his child huddled closely together, both focused intently on a piece of paper laid out before them. The father, pencil in hand, is writing on the paper, while the child watches with interest.

4-minute read

What is the power of sale in a mortgage note, and how does it affect foreclosure proceedings?

The power of sale allows a lender to sell a home – without judicial review – if a borrower defaults on a mortgage. Learn more about how the power of sale works.

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Couple laughing in living room together.

9-minute read

How to get a mortgage preapproval

A mortgage preapproval determines how much you can borrow for your mortgage. Here’s what to expect from your lender and how to navigate the preapproval process.

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Older couple in blue shirts in the kitchen, possibly depicting domestic life or family moments.

5-minute read

Guide to Form 1098 mortgage interest statement

Did you know your mortgage interest and insurance payments may be tax deductible? Read on to better understand what’s in your 1098 mortgage interest statement.

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A tan two-story home, showing a two-story house with a tan exterior.

8-minute read

Selling a house with a mortgage: A guide

Selling your home while you’re still paying off your mortgage can be difficult to navigate. Learn how to prepare to sell your house and pay off your mortgage.

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Small vivid red brick house with white door/window trim and lush green lawn.

7-minute read

CARES Act mortgage forbearance: FAQs and updates

The CARES Act provides mortgage forbearance and other relief to those suffering from the effects of the COVID-19 pandemic. Read on for updates on the CARES Act.

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A couple pointing at a laptop, suggesting discussions or decisions related to real estate or finances.

6-minute read

How to shop for a mortgage: 5 steps

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

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An image showing grey and off-white house possibly a good real estate investment.

9-minute read

How to get the best mortgage rate: 9 tips

Home buyers can get the lowest mortgage rate available, even when market rates are trending high. Uncover 9  tips for how to get the best mortgage rate.

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Couple in Modern House

6-minute read

Tenancy by entirety: Defined and explained

Tenancy by entirety allows married couples to each own 100% of the property – as one entity. Learn more about the benefits and drawbacks of this type of ownership.

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A small indigo colored house with a red door and green front yard.

7-minute read

Mortgage rate lock: A guide to protect you from rate fluctuations

A mortgage rate lock prevents changes to your interest rate as you prepare to close. Learn about the steps you can take to lock in your mortgage rate.

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A residential neighborhood with multiple houses, showing a suburban or urban living environment.

7-minute read

What are easements and how can they affect my property?

Easements grant non-property owners limited access to a part of your property. Learn the different types of easements and how they can affect your property.

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Large regal brick home with white columns and stone stairway.

4-minute read

Property title search: What it is and how it works

A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them.

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A woman working on a computer, possibly related to remote work, finances, or digital activities.

4-minute read

How to get a mortgage when you're self-employed

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

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People walking through a large park on a sunny day.

10-minute read

Eminent domain, defined and explained

Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain examples.

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A luxury mountain home in the Pacific Northwest, highlighting a high-end residence in a scenic location.

5-minute read

What is an encumbrance in real estate?

An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.

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A man researching on a computer, likely conducting real estate or financial research online.

8-minute read

What Is PITI? Its meaning and what it stands for

PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.

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A woman in middle of call or meeting talking with either colleague or customer.

7-minute read

Cybersecurity best practices to keep you safe online

How can you stay safe from cyber threats? Start with these 7 tips.

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