Featured resources
4-minute read
Escrow agent in real estate: What to know
An escrow agent upholds the escrow agreement in a real estate transaction. Read on to learn how this entity protects the property and assets in escrow.
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6-minute read
What is total debt service and the debt service coverage ratio (DSCR)?
Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.
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4-minute read
What is the power of sale in a mortgage note, and how does it affect foreclosure proceedings?
The power of sale allows a lender to sell a home – without judicial review – if a borrower defaults on a mortgage. Learn more about how the power of sale works.
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9-minute read
How to get a mortgage preapproval
A mortgage preapproval determines how much you can borrow for your mortgage. Here’s what to expect from your lender and how to navigate the preapproval process.
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5-minute read
Guide to Form 1098 mortgage interest statement
Did you know your mortgage interest and insurance payments may be tax deductible? Read on to better understand what’s in your 1098 mortgage interest statement.
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8-minute read
Selling a house with a mortgage: A guide
Selling your home while you’re still paying off your mortgage can be difficult to navigate. Learn how to prepare to sell your house and pay off your mortgage.
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7-minute read
CARES Act mortgage forbearance: FAQs and updates
The CARES Act provides mortgage forbearance and other relief to those suffering from the effects of the COVID-19 pandemic. Read on for updates on the CARES Act.
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6-minute read
How to shop for a mortgage: 5 steps
Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.
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9-minute read
How to get the best mortgage rate: 9 tips
Home buyers can get the lowest mortgage rate available, even when market rates are trending high. Uncover 9 tips for how to get the best mortgage rate.
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6-minute read
Tenancy by entirety: Defined and explained
Tenancy by entirety allows married couples to each own 100% of the property – as one entity. Learn more about the benefits and drawbacks of this type of ownership.
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7-minute read
Mortgage rate lock: A guide to protect you from rate fluctuations
A mortgage rate lock prevents changes to your interest rate as you prepare to close. Learn about the steps you can take to lock in your mortgage rate.
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7-minute read
What are easements and how can they affect my property?
Easements grant non-property owners limited access to a part of your property. Learn the different types of easements and how they can affect your property.
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4-minute read
Property title search: What it is and how it works
A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them.
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4-minute read
How to get a mortgage when you're self-employed
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.
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10-minute read
Eminent domain, defined and explained
Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain examples.
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5-minute read
What is an encumbrance in real estate?
An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.
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8-minute read
What Is PITI? Its meaning and what it stands for
PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.
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7-minute read
Cybersecurity best practices to keep you safe online
How can you stay safe from cyber threats? Start with these 7 tips.
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