Featured resources
5-minute read
What is a zombie foreclosure?
Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems lat...
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6-minute read
A quick intro to the floating interest rate
A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they wo...
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11-minute read
What is a short sale in real estate? A guide to the process
A short sale happens when a homeowner in financial trouble sells their home for less than they owe on the mortgage. Learn more about the short-sale process.<...
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5-minute read
Liens and encumbrances: What to know
Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.
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6-minute read
What is compound interest and how is it calculated? A guide
Compound interest is the money you earn on the interest that accrues on an account, investment or loan. Learn how to calculate compound interest and more her...
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5-minute read
What is a mortgage note and why is it important?
A mortgage note is a legal document that defines the terms of the loan for the borrower and lender. Learn more about mortgage notes and why they’re imp...
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4-minute read
Mortgage par rates: What they are, how they work
A par rate is a rate charged to a borrower based on DTI and other factors. It doesn’t include discount points or other adjustments. Read on to learn mo...
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8-minute read
Mortgage forbearance: What it is and how it works
Mortgage forbearance allows you to pause payments on a mortgage. Read on to learn about how forbearance works and whether it’s right for you.
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7-minute read
Your guide to a $450,000 mortgage: Costs and requirements to consider
Ready for a $450,000 mortgage to buy a home? Read our guide to understand the costs and requirements that come with taking out a $450,000 loan.
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4-minute read
What is mortgage curtailment?
Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.
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7-minute read
What to do if you're applying for a mortgage and a business loan
Follow these quick tips if you have no choice but to go “all in” on both a mortgage loan and a business loan at once.
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8-minute read
What types of mortgage lenders are there, and how do I choose the right one?
There are several types of mortgage lenders you can work with when buying a house. From traditional banks to credit unions, discover which one is right for y...
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9-minute read
What does it mean to lease a house?
Not ready to buy your next home, yet tired of renting? You have other options available. Read further to understand the key components of leasing a house.
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7-minute read
What is a good debt-to-income ratio?
What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.
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4-minute read
Should I lock in my mortgage rate today?
Are you unsure whether you should lock in your mortgage rate today, or wait? Learn about the mortgage rate lock and why you might consider locking your rate....
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6-minute read
Should I pay off my mortgage or invest?
Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decision.
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6-minute read
What is a mortgage commitment letter and how can I get one?
Getting a mortgage commitment letter is an important first step in the home buying process. Read on to find out how you can get a loan commitment letter.
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6-minute read
How to use a mortgage calculator
Learn how to use our mortgage calculator to determine your monthly mortgage payments, including PMI, taxes, insurance, down payment, interest rate and more.<...
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