Loan types

Understand the different loan types to figure out which ones might be right for you.

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Featured story 6-MINUTE READ

15-year vs. 30-year mortgage comparison

Adjustable rate mortgage tips

Learn why some buyers opt for a loan with a changing mortgage rate

FHA loan tips

Learn how FHA loans can make home buying more affordable

Fixed rate mortgage tips

Learn how this popular loan type works and what to expect

Home equity loan tips

Learn how to leverage your home equity with a home equity loan

Jumbo loan tips

Learn about your options for loans that exceed conforming loan limits

VA loan tips

Learn about the incredible benefits VA loans offer for service members

Additional loans

Learn about less common types of mortgages and whether they're right for you

Loan comparisons

Learn how different types of mortgages stack up

Featured resources

A grand house with a huge yard and deck.

4-minute read

Conforming loan limits in 2025

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2025 and more with our guide....

6-minute read

Reverse mortgage foreclosure: Everything you need to know

If an event triggers the foreclosure process on your reverse mortgage, you can still avoid losing the property. Learn more about the timeline and your options.

A house at dusk, depicting a home during twilight or evening.

5-minute read

40-year mortgage: An explanation, the pros and cons

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loan...

A family actively involved in moving into a new home.

6-minute read

Can you buy a foreclosed property with a VA loan?

Veterans Affairs home loans have helped millions of veterans to become homeowners. But can you buy a foreclosure with a VA loan? Read on to find out.

Veteran couple working on a laptop, possibly discussing real estate or financial matters.

10-minute read

VA cash-out refinance: What it is and how it works

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements and more to see if it’s right for ...

Close up of clients and Realtor reviewing contract.

5-minute read

What is a VA adjustable-rate mortgage?

If you’re a veteran looking to buy a home, an adjustable-rate mortgage from the VA might be an affordable option. Learn more about VA-backed ARMs.

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