Loan types

Understand the different loan types to figure out which ones might be right for you.

Mother in kitchen cooking while father feeds child in high chair in dining room.
Featured story 8-MINUTE READ

15-year vs. 30-year mortgage comparison

Read more

Adjustable rate mortgage tips

Learn why some buyers opt for a loan with a changing mortgage rate

FHA loan tips

Learn how FHA loans can make home buying more affordable

Fixed rate mortgage tips

Learn how this popular loan type works and what to expect

Home equity loan tips

Learn how to leverage your home equity with a home equity loan

Jumbo loan tips

Learn about your options for loans that exceed conforming loan limits

VA loan tips

Learn about the incredible benefits VA loans offer for service members

Additional loans

Learn about less common types of mortgages and whether they're right for you

Loan comparisons

Learn how different types of mortgages stack up

Featured resources

4-minute read

Conforming loan limits in 2026

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2026 and more with our guide....

Read more

8-minute read

How long does FHA approval take?

How long does FHA approval take? Learn why approval often takes about a month, what can cause delays, and how to keep your application moving forward.

Read more

10-minute read

HomeReady® mortgage: Requirements, benefits and how to apply

Learn HomeReady mortgage requirements, income limits and down payment rules, then compare options and see how to apply for a low-down-payment loan today.

Read more

9-minute read

Manufactured home loans: What buyers should know

Learn how manufactured home loans work, including FHA, VA, conventional, and chattel options, key requirements, and costs. Compare paths and apply today.

Read more

9-minute read

What is a jumbo loan in Arizona? 2026 limits and requirements

Learn when a jumbo loan in Arizona is needed in 2026, review conforming limits and requirements, and see if jumbo financing fits your home search.

Read more

8-minute read

Texas cash-out refinances and home equity loans: What you need to know

Learn how Texas cash-out refinances and home equity loans work, including 80% LTV limits, fees, and timing, so that you can compare options.

Read more

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments