Featured resources

Father with young child eating together in kitchen.

12-minute read

FHA loans: Requirements, loan limits and rates

An FHA loan is a government-backed loan that allows you to buy a home with less strict financial requirements. Learn more about FHA loans and if you qualify....

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A couple at home with a laptop, suggesting online activities related to homeownership or finances.

5-minute read

FHA gift funds: Definition and guidelines

FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.

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Woman describing plans for carpentry design to man who focuses intently.

7-minute read

HELOC vs. personal loan: Compare and choose

Is a HELOC or personal loan right for you? Compare the key differences and analyze the strengths and weaknesses of both options before deciding.

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Man painting front door of home red.

6-minute read

What is a second mortgage and how does it work?

A second mortgage is a lien taken out against a property that already has a home loan on it. Figure out how this type of mortgage works.

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Young couple holding curious baby sitting on the couch while unpacking cardboard boxes.

7-minute read

A guide to the VA loan preapproval process

A preapproval for a VA home loan can give eligible borrowers an advantage when buying a house. Learn more about the VA loan preapproval process.

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Close up of clients and Realtor reviewing contract.

7-minute read

Choosing a bridge loan vs. a HELOC: What's right for you?

Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.

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Small brown house with orange trim.

8-minute read

HELOC vs. mortgage: A guide

Curious about the differences between a HELOC and a mortgage? See how these loans differ in repayment term, interest rate and other conditions of the loan.

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A women possibly working from home engrossed in her thoughts.

6-minute read

What are the FHA compensating factors?

FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.

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White stuco minimalist style home in Marfa Texas.

5-minute read

What you need to know about home equity loans and cash-out refinances in Texas

If you’re looking to do a home equity loan or otherwise do a cash-out refinance in Texas, you should know there are some special rules to follow.

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Bathroom mid-renovation with new white tile and dark wood vanity.

6-minute read

HELOC vs. home equity loan: Which is best for you?

Trying to decide between a HELOC and a home equity loan? Learn the differences between these borrowing options and how to choose which is best for you.

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Contemporary new build condos.

6-minute read

What to know about buying a condo with a VA loan

You can buy a condo with a VA loan as long as you’re eligible and the condo complex is VA approved. Learn more about using a VA loan to buy a condo.

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A professional appraiser meticulously inspects a property, examining its features and documenting findings.

7-minute read

Home equity loan appraisal: What you need to know

Will your home equity loan require an appraisal? Most likely, so explore our guide to learn more about home equity loan appraisals and how you can prepare.

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A couple on a couch looking at a laptop, possibly researching or managing their mortgage online.

11-minute read

Reverse mortgage vs. home equity loan Or HELOC: How to choose

You can utilize your home's equity using a reverse mortgage, home equity loan or HELOC. Take a look at our guide to learn about the pros and cons of each.

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An Asian family enjoying family moments outside a white house.

8-minute read

What is Freddie Mac's Home Possible® loan?

Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a...

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Happy family gathered around laptop on couch enjoying their time.

10-minute read

HomeReady® mortgage: How to apply for this loan

A HomeReady mortgage can assist you in the home buying process, offering you a lower down payment. Learn more about how to apply for a HomeReady loan program.

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A red one-story home with a neatly trimmed lawn and trees, presenting a cozy residential scene.

5-minute read

How much house can you afford with an FHA loan?

Master the basics for calculating how much house you can afford with an FHA loan. We’ll explore additional factors and tips for increasing your buying pow...

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Large blue craftsman house with white trim.

5-minute read

How to get preapproved for an FHA loan

Explore how you can get preapproved for an FHA loan, what you’ll need to qualify and how the preapproval process works for this type of loan.

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A father swinging his daughter in front yard of a house.

4-minute read

Wraparound mortgages explained: Everything you need to know

Wraparound mortgages offer the convenience of seller-backed financing, but they aren’t without risk. Learn more about this mortgage loan type here.

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