Yes, you can use a USDA loan to buy or build a barndominium. Here are the requirements and what to expect when financing this type of house with a USDA loan.

Can you use a home equity loan to buy another house? Yes, you can, but it's important to understand how it works and the benefits and drawbacks of doing so.<...

FHA commercial loans are available for the creation of housing for low-income, elderly, or disabled people. Learn more about this type of lending.

A HELOC can help you get the money you need, but it may not be the best option for everyone. Explore these HELOC alternatives and decide what’s right for ...

Discover the 2025 jumbo loan limits in California, how they compare to conforming loans, and what home buyers should know about qualifying for larger mortgages ...

The Servicemembers Civil Relief Act (SCRA) mortgage protections include reducing interest rates to 6% in specific cases and guidelines related to foreclosures.

Nonoccupant co-borrowers can make a big difference in the qualifying process for an FHA loan. Learn the requirements for using this process effectively.

“Nontraditional mortgage” is a broad term for home loans that aren’t a 30-year fixed mortgage. Here’s how they work and how to qualify f...

Wondering what a nonconforming loan is and how one works? Learn about your mortgage options and see whether a nonconforming loan is the best option for you.

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

Securing a VA Certificate of Eligibility (COE) is the first step to getting a VA home loan. Learn why you need a VA COE and how to get one.

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2026 and more with our guide....

The conforming loan limit in most areas in 2025 is $806,500 for one unit. A home above this limit may require a jumbo loan. Learn about jumbo loan limits.

Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...

Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.

Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.

Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.

Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.