Featured resources

A women possibly working from home engrossed in her thoughts.

6-minute read

What are the FHA compensating factors?

FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.

Read more

Bathroom mid-renovation with new white tile and dark wood vanity.

6-minute read

HELOC vs. home equity loan: Which is best for you?

Trying to decide between a HELOC and a home equity loan? Learn the differences between these borrowing options and how to choose which is best for you.

Read more

White stuco minimalist style home in Marfa Texas.

5-minute read

What you need to know about home equity loans and cash-out refinances in Texas

If you’re looking to do a home equity loan or otherwise do a cash-out refinance in Texas, you should know there are some special rules to follow.

Read more

Contemporary new build condos.

6-minute read

What to know about buying a condo with a VA loan

You can buy a condo with a VA loan as long as you’re eligible and the condo complex is VA approved. Learn more about using a VA loan to buy a condo.

Read more

A professional appraiser meticulously inspects a property, examining its features and documenting findings.

7-minute read

Home equity loan appraisal: What you need to know

Will your home equity loan require an appraisal? Most likely, so explore our guide to learn more about home equity loan appraisals and how you can prepare.

Read more

A couple on a couch looking at a laptop, possibly researching or managing their mortgage online.

11-minute read

Reverse mortgage vs. home equity loan Or HELOC: How to choose

You can utilize your home's equity using a reverse mortgage, home equity loan or HELOC. Take a look at our guide to learn about the pros and cons of each.

Read more

An Asian family enjoying family moments outside a white house.

8-minute read

What is Freddie Mac's Home Possible® loan?

Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a...

Read more

Happy family gathered around laptop on couch enjoying their time.

10-minute read

HomeReady® mortgage: How to apply for this loan

A HomeReady mortgage can assist you in the home buying process, offering you a lower down payment. Learn more about how to apply for a HomeReady loan program.

Read more

A red one-story home with a neatly trimmed lawn and trees, presenting a cozy residential scene.

5-minute read

How much house can you afford with an FHA loan?

Master the basics for calculating how much house you can afford with an FHA loan. We’ll explore additional factors and tips for increasing your buying pow...

Read more

A father swinging his daughter in front yard of a house.

4-minute read

Wraparound mortgages explained: Everything you need to know

Wraparound mortgages offer the convenience of seller-backed financing, but they aren’t without risk. Learn more about this mortgage loan type here.

Read more

Large blue craftsman house with white trim.

5-minute read

How to get preapproved for an FHA loan

Explore how you can get preapproved for an FHA loan, what you’ll need to qualify and how the preapproval process works for this type of loan.

Read more

A house with a jumbo loan, likely representing high-value property or real estate.

3-minute read

What is an FHA jumbo loan and should you get one?

An FHA jumbo loan lets you borrow a higher loan amount and make a lower down payment. Check out our guide to FHA jumbo loan limits and requirements.

Read more

Realtor and client hugging in front of home.

6-minute read

What is an assumable mortgage and how does it work?

An assumable mortgage allows the buyer to take over the seller’s mortgage payments. Find out what you need to know before going with an assumable loan.

Read more

Image of an African American family, enjoying in the backyard while also grilling something.

9-minute read

What is a reverse mortgage and how does it work?

A reverse mortgage allows homeowners further up in age to borrow against a portion of their home equity. Figure out if this loan option is right for you.

Read more

A man calculating debt, potentially involved in financial planning or debt management.

6-minute read

Using a home equity loan to tackle credit card debt: A guide

Tackling credit card debt? Learn about using a home equity loan to pay it down, along with the benefits, drawbacks and alternative methods.

Read more

A house under construction, showcasing the building process with construction materials and equipment.

9-minute read

Construction loans: Everything you need to know

Always dreamed of building a custom-tailored home? A construction loan could help to make that a reality. Learn what construction loans are and how they work...

Read more

People of different races enjoying dinner on the dining table.

6-minute read

What is the minimum VA loan credit score for a home purchase or refinance?

VA home loans are an affordable mortgage option for current and former service members who qualify. Learn about the minimum credit score needed to qualify for a...

Read more

A diverse group of individuals gathered around a table, engrossed in conversation.

7-minute read

VA loan limits for 2025: What you need to know

Loan limits cap the amount you can borrow for a mortgage, but VA loans usually don't have a limit. Learn when a loan limit might apply and how they work.

Read more

9 of 13

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments