Featured resources

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10-minute read

5 types of home loans for all home buyers

There are many types of home loans to choose from when buying a house. Learn more about the pros and cons of each type of mortgage to find the best one for you.

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Colorful NY stoops in snow, showing colorful New York stoops or steps covered in snow.

4-minute read

CEMA loans: Everything you need to know

Consolidation, Extension and Modification Agreements (CEMA loans) can help New Yorkers save money when refinancing. Get the facts with our CEMA breakdown.

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5-minute read

FHA mortgage insurance removal: A how-to guide

All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.

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5-minute read

Condo loans: Defined and explained

Planning to purchase a condominium? Discover how condo loans may differ from conventional home mortgages so you can have a smooth home buying experience.

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A beautiful house with a well-maintained lawn and lush trees in the background.

4-minute read

Convertible ARM loan: Is it right for you?

A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and cons.

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Large mobile home, an image representing a spacious or sizable mobile home.

4-minute read

Can you get an FHA loan on a mobile home?

Can you get an FHA loan on a mobile home? Yes! Let’s discuss the pros and cons and everything you need to know about using an FHA loan on a mobile home.

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Illustration of a field side with a road beside and stream flowing.

4-minute read

USDA eligibility maps: What they are and how to use them

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA loan map and how to use it here.

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A two-story grey home in the morning light, featuring residential architecture and curb appeal.

5-minute read

Seller financing: How it works, pros and cons and if it's a good idea

Seller financing is a type of real estate agreement that allows the buyer to pay the seller in installments. Learn more about seller financing and how it works.

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A family actively involved in moving into a new home.

4-minute read

Can you buy a foreclosed property with a VA loan?

Veterans Affairs home loans have helped millions of veterans to become homeowners. But can you buy a foreclosure with a VA loan? Read on to find out.

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A realtor speaking with a client, potentially discussing property options or real estate transactions.

7-minute read

Can a seller refuse an FHA loan offer?

A seller can refuse an FHA-loan backed offer and might do so to avoid FHA appraisal and repair requirements. Learn more on why sellers often refuse FHA loans. 

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A man and women sitting on the floor of kitchen smiling.

10-minute read

What is a 30-year fixed mortgage?

A 30-year fixed-rate mortgage is common among homeowners. Learn about a 30-year fixed mortgage so you can decide if it’s your best option.

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Interior of a hipster room, displaying modern decor and design elements.

7-minute read

What's the best loan to buy a house?

Are you thinking about buying a home but not sure how to choose the right loan to buy a house? Learn about your options and which loan is best for you.

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An African American family outside a modern home, portraying a sense of homeownership and family life.

6-minute read

Are VA loans assumable? Everything to know about VA loan assumption

Are VA loans assumable? They are, but what does that mean, exactly? Learn everything you need to know about VA loan assumption here.

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Serene bedroom overlooking trees and a comfortable bed representing a peaceful place for buying real estate or vacation home.

7-minute read

How to finance an Airbnb rental: A guide for investors

You can get an Airbnb loan to buy houses for short-term rentals use. Learn how you can use income from sites like Airbnb and Vrbo rentals to get a mortgage.

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A father holding his child and dog in his lap.

4-minute read

VA loan occupancy requirements

VA loan occupancy requirements are put in place to ensure a home purchase is used as a primary residence by the borrower. Learn more about these requirements.

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A beautiful classic country house, showcasing a specific architectural style.

4-minute read

Jumbo loan limits and requirements for 2025: A guide

The conforming loan limit in most areas in 2025 is $806,500 for one unit. A home above this limit may require a jumbo loan. Learn about jumbo loan limits.

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A dark brown and light brown speckled brick home with a white sandstone garage, showcasing unique exterior materials.

7-minute read

What is a purchase-money mortgage?

Purchase-money loans are nontraditional financing between sellers and buyers. Learn the benefits of a purchase-money mortgage and the risks involved.

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An illustration of a multifamily home, depicting residential housing for multiple families or tenants.

4-minute read

What are non-owner-occupied mortgages and what interest rates do they charge?

Non-owner-occupied mortgages are investment or commercial property loans that typically have higher interest rates than residential mortgages. Learn more here.

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