Featured resources

9-minute read

Self-employed home equity loan: How to qualify

Learn how to qualify for a self-employed home equity loan, what documents lenders may request, and compare alternatives. Apply online with Rocket Mortgage.

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5-minute read

A guide to home equity loan closing costs

Home equity loan closing costs typically range from 3% – 6% of your loan amount. Learn what fees are included and how to lower your total borrowing cos...

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8-minute read

How to use a home equity loan to buy another house

Learn how using a home equity loan to buy another house works, plus pros, risks, alternatives, and steps to compare financing options before you apply.

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11-minute read

Home equity loan appraisal: What homeowners should know

Learn how a home equity loan appraisal works, what appraisers look for, and how to prepare your home so you can estimate borrowing power and apply confidently.

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8-minute read

Reverse mortgage vs. home equity loan vs. HELOC: How to choose

You can use your home's equity through a reverse mortgage, home equity loan, or HELOC. Take a look at our guide to learn the pros and cons of each.

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8-minute read

15-year vs. 30-year mortgage comparison

Which loan term fits your budget? Comparing 15-year vs. 30-year mortgage options shows significant differences in rates, payments, and total interest paid.

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9-minute read

Home equity loan vs. personal loan: What's the best option?

While both home equity loans and personal loans have their own advantages, they differ in important ways. Learn about the benefits and drawbacks of each.

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7-minute read

What is the Section 504 Home Repair program?

Learn how the Section 504 Home Repair program works, including USDA loan and grant limits, eligibility, approved repairs, and how to apply. Get details today...

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8-minute read

Buying a short sale with an FHA loan: What to know

Buying a short sale with FHA loan can work if the home qualifies. Learn FHA rules, repair options, timelines, and steps before making an offer.

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7-minute read

FHA vs. conventional mortgage loan: Definition and differences

Conventional mortgages and FHA loans have many similarities and differences. Learn how each loan type works to decide which one is most affordable for you.

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6-minute read

USDA mortgage insurance: Costs, guarantee fees, and how it works

USDA loans require an upfront and an annual guarantee fee instead of mortgage insurance. Learn about these costs and how they compare with other loan types.

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6-minute read

Assumable mortgage: How it works, costs, pros and cons

Learn how an assumable mortgage works, which loans qualify, what it costs, and how to decide if taking over a seller's loan is right for you. Start here.

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8-minute read

Portfolio loans: How they work and who qualifies

Portfolio loans may help borrowers with flexible mortgage needs. Learn how they work, who qualifies, and what costs to compare before you apply.

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9-minute read

FHA commercial loans: Rules, uses, and eligible properties

Learn how FHA commercial loans work for mixed-use, multifamily, and healthcare properties, including owner-occupancy rules. Explore your options.

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10-minute read

Grants for home improvements

If you’re looking for help with home repairs, some homeowners might be eligible for grants that can fund key renovations – and don’t need to b...

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11-minute read

How to finance a tiny home: Loan options by home type

Financing a tiny home might not qualify for a conventional loan. See your real options, from personal loans to chattel mortgages.

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13-minute read

How to take out equity from your home and save money monthly

If you're wondering how to release equity from your home, consider home equity loans, HELOCs, and cash-out refinances. Learn more about your options.

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10-minute read

FHA 203(k) loans: Requirements, types, and uses

Learn how FHA 203(k) loans work, including requirements, loan types, eligible repairs, and key pros and cons. Compare options before you apply.

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