Loan types

Featured resources

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5-minute read

Reverse mortgage foreclosure: Everything you need to know

At risk of foreclosure on your reverse mortgage? Learn more about the reverse mortgage foreclosure timeline and how you can avoid foreclosure on your home.

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5-minute read

FHA minimum property standards checklist: What you should know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

8-minute read

Can you get a home equity loan on a manufactured home?

As a manufactured homeowner, you may be wondering if you can tap into your home equity. Learn how to take out a home equity loan on a manufactured home.

A couple sitting together and looking at documents or paperwork.

6-minute read

Home equity loan vs. mortgage: What's the difference?

Mortgages are home loans used to purchase property. Home equity loans are a type of second mortgage used to access home equity. Learn more here.

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8-minute read

7 home equity loan options to consider

There are several options to leverage your home’s equity. Figure out which one works best to reach your future goals.

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9-minute read

What can you use a home equity loan for?

A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.

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12-minute read

The quick guide to solar loans

Solar loans provide financing for solar panels and solar installations. Learn more about solar loans and whether one can make solar affordable for you.

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5-minute read

How to recognize a reverse mortgage scam

You or a loved one could be at risk for falling for a reverse mortgage scam. Learn about the most common scams and where to look for red flags.

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6-minute read

VA cash-out refinance: What it is and how it works

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi including rates, requirements and more to see if it’s right for you.

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6-minute read

How to get a VA loan after bankruptcy

It’s possible to get a VA loan after bankruptcy, but borrowers may have to endure a waiting period and improve credit factors. Learn how the process works.

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5-minute read

What are the VA loan spouse requirements?

A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.

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6-minute read

Home equity loan approval when you're self-employed

Getting approved for a home equity loan looks a little different when you’re self-employed. Learn what lenders look for and explore some alternative options.

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5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing costs.

7-minute read

20-year vs. 30-year mortgage: How to decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home loan.

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4-minute read

Silent second mortgage: What you need to know

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete financing guide.

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3-minute read

How FHA identity of interest can affect your down payment

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

Modern residential buildings possible available for sale or rent.

3-minute read

The FHA's aommercial loan programs: An introductory guide

FHA commercial loans are available for the creation of housing for low-income, elderly or disabled people. Learn more about FHA loans for commercial property.

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8-minute read

Land contracts: What they are and how they work

Land contracts are a form of seller financing where the seller holds title while the buyer makes payments. Learn how they work and whether it’s right for you.

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