Featured resources

7-minute read
USDA guaranteed vs. direct loans: What’s the difference?
If you're interested in buying a home in a rural area, a USDA guaranteed or direct loan may be right for you. Learn how these government-backed loans differ.
Read more

6-minute read
What to know about manufactured home loans
Manufactured homes can be a flexible and affordable path to homeownership. Learn about your mortgage and financing options when buying a manufactured home.
Read more

9-minute read
Home equity loan vs. personal loan: What's the best option?
While both home equity loans and personal loans have their own advantages, they differ in important ways. Learn about the benefits and drawbacks of each.
Read more
9-minute read
Second mortgage 101: Everything you need to know
A second mortgage lets you use the equity in your home to access cash. Learn how this type of loan works, what it costs, and what to consider before applying.
Read more

4-minute read
What is an FHA mortgage insurance premium (MIP)?
FHA mortgage insurance premiums, or MIP, are mandatory fees for FHA borrowers. Learn how much they cost, how to pay less, and how to stop paying for MIP.
Read more

3-minute read
What is an FHA amendatory clause?
Are you financing your new home with an FHA loan? The FHA amendatory clause is one step in the process. Learn how the clause impacts you as a home buyer.
Read more
8-minute read
How many home equity loans can I have?
While it's rare to have more than one home equity loan, nothing prevents you from having as many as you can qualify for. Learn when and how you can do this.<...
Read more

5-minute read
Can I pay off my home equity loan early?
A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.
Read more

11-minute read
How to choose the best mortgage for you
Are you thinking about buying a home, but aren't sure about the right mortgage? Learn about your options and choose the best mortgage home loan for your needs.
Read more

12-minute read
FHA vs. conventional loan: Which should you choose?
Conventional mortgages and FHA loans have many similarities and differences. Learn how each loan type works to decide which one is most affordable for you.
Read more

6-minute read
How much are closing costs on a VA loan?
VA loans have reduced fees, but you still need some cash to close. VA loan closing costs depend on your down payment and whether it's your first loan.
Read more

4-minute read
VA loan down payment requirements
VA loans have different down payment terms compared to other types of mortgage loans. Use this guide to learn about the requirements for VA loan down payment...
Read more

6-minute read
What are conforming loans and what do they mean to borrowers?
A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.
Read more

8-minute read
VA loans: Benefits, eligibility requirements, and more
VA loans are a way for current and former service members to secure home loans with no down payment. Learn more about the benefits and how to qualify.
Read more

8-minute read
2026 USDA eligibility map: A guide for home buyers
The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...
Read more

5-minute read
What is an assumable mortgage and how does it work?
An assumable mortgage lets a buyer take over the owner’s mortgage payments. Learn more about how an assumable mortgage works and if it’s ideal for y...
Read more

13-minute read
Your ultimate guide to home loans for people with disabilities
Purchasing a home can present unique challenges for people with disabilities. Learn more about loan options and resources for home buyers with disabilities.
Read more

7-minute read
FHA 203(k) loans: A complete guide
An FHA 203(k) loan allows you to buy and renovate a home in need of significant repairs with a single mortgage. Learn more about 203(k) loan qualifications.<...
Read more
Take the first step toward the right mortgage
Apply online for expert recommendations with real interest rates and payments