For USDA loans, mortgage insurance isn’t technically required, but there are similar fees. Find out about these attractive mortgage deals for rural hom...

If an event triggers the foreclosure process on your reverse mortgage, you can still avoid losing the property. Learn more about the timeline and your options.

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loan...

Veterans Affairs home loans have helped millions of veterans to become homeowners. But can you buy a foreclosure with a VA loan? Read on to find out.

If you’re a veteran looking to buy a home, an adjustable-rate mortgage from the VA might be an affordable option. Learn more about VA-backed ARMs.

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements and more to see if it’s right for ...

Home improvement grants are a type of financial aid for homeowners to make necessary repairs to their home. Check out our guide to find grant resources.

Fannie Mae HomePath is a program that helps home buyers purchase distressed and foreclosed homes at potentially lower prices. See if it’s right for you.

The USDA’s Section 504 Home Repair program can be a vital lifeline for eligible homeowners who are in need of a loan or grant. Learn how this program work...

Learn about USDA loan closing costs, what they include, who pays them, and how to roll them into your loan or get them covered so you can leverage this loan.

Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...

FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.

A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.

Conforming loans comply with Fannie Mae and Freddie Mac rules and are thus eligible for purchase and resale to investors. Find out what that means for you.

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

Jumbo loans are designed for high-value homes and differ from conventional loans in size, rates and requirements. Find out which loan type fits your needs.

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break...

The benefits of an FHA loan include a low down payment and government backing. But before you choose this type of mortgage, consider the pros and cons.