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White ranch-style house with solar panels, showcasing a ranch-style home with solar energy installations.

Loan Types 12-MINUTE READ

Ashley Kilroy - May 14, 2024

The Quick Guide To Solar Loans

Solar loans provide financing for solar panels and solar installations. Learn more about solar loans and whether one can make solar affordable for you.

An elderly couple sitting on couch possibly calculating taxes or investments.

Loan Types 5-MINUTE READ

Victoria Araj - May 13, 2024

How To Recognize A Reverse Mortgage Scam

You or a loved one could be at risk for falling for a reverse mortgage scam. Learn about the most common scams and where to look for red flags.

Veteran couple working on a laptop, possibly discussing real estate or financial matters.

Loan Types 6-MINUTE READ

Carla Ayers - May 10, 2024

VA Cash-Out Refinance: What It Is And How It Works

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi including rates, requirements and more to see if it’s right for you.

A line of houses set against a backdrop of clear blue sky and fluffy white clouds.

Loan Types 6-MINUTE READ

Lauren Bowling - May 9, 2024

How To Get A VA Loan After Bankruptcy

It’s possible to get a VA loan after bankruptcy, but borrowers may have to endure a waiting period and improve credit factors. Learn how the process works.

A couple signing final real estate documents, marking the completion of a property transaction.

Loan Types 4-MINUTE READ

Miranda Crace - May 9, 2024

Fannie Mae Vs Freddie Mac: What’s The Difference?

If you’re wondering what the difference is between Fannie Mae and Freddie Mac, you’re not alone. We broke down the similarities and differences for you here.

Individuals at a bank discussing a loan or financial matter.

Loan Types 5-MINUTE READ

Melissa Brock - May 8, 2024

A Complete Guide To Short-Term Mortgages

Not excited about the idea of paying off your home loan for the next 30 years? Check out our guide to short-term mortgages to explore alternative options.

A couple smiling and talking while sitting on the couch in their house.

Loan Types 5-MINUTE READ

Sarah Sharkey - May 7, 2024

What Are The VA Loan Spouse Requirements?

A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.

Man working a laptop, drinking coffee at a cafe with a living wall behind him.

Loan Types 6-MINUTE READ

Victoria Araj - May 3, 2024

Home Equity Loan Approval When You’re Self-Employed

Getting approved for a home equity loan looks a little different when you’re self-employed. Learn what lenders look for and explore some alternative options.

New condos in autumn, showcasing residential properties in an autumnal setting or season.

Loan Types 5-MINUTE READ

Victoria Araj - May 2, 2024

FHA Home Loan Closing Costs: How Much Should I Expect To Pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing costs.

Small bungalow single story home exterior.

Loan Types 6-MINUTE READ

Sarah Sharkey - Apr 28, 2024

Second Mortgage Vs. Home Equity Loan: What’s The Difference?

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

A green two-story house by a tree.

Loan Types 7-MINUTE READ

Dan Rafter - Apr 26, 2024

20-Year Vs. 30-Year Mortgage: How To Decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home loan.

A female working at her laptop while petting a cat.

Loan Types 4-MINUTE READ

Victoria Araj - Apr 24, 2024

Silent Second Mortgage: What You Need To Know

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete financing guide.

Young Asian family reviewing real estate paperwork together, possibly discussing or going through documents related to a property.

Loan Types 3-MINUTE READ

Ashley Kilroy - Apr 23, 2024

How FHA Identity Of Interest Can Affect Your Down Payment

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

A red house with a small patio, showcasing a residential property with distinct exterior color and design.

Loan Types 8-MINUTE READ

Kevin Graham - Apr 18, 2024

Land Contracts: What They Are And How They Work

Land contracts are a form of seller financing where the seller holds title while the buyer makes payments. Learn how they work and whether it’s right for you.

Modern residential buildings possible available for sale or rent.

Loan Types 3-MINUTE READ

Victoria Araj - Apr 18, 2024

The FHA’s Commercial Loan Programs: An Introductory Guide

FHA commercial loans are available for the creation of housing for low-income, elderly or disabled people. Learn more about FHA loans for commercial property.

Woman Sitting at desk in striped shirt looking at a laptop and holding a pen.

Loan Types 4-MINUTE READ

Kara Porter - Apr 17, 2024

What Is The Minimum Credit Score For A Home Equity Loan?

Interested in a home equity loan, but unsure your credit score is high enough? Learn the minimum credit score for a home equity loan and other requirements.

A senior couple enjoying a walk together.

Loan Types 6-MINUTE READ

Lauren Nowacki - Apr 12, 2024

How To Get Out Of A Reverse Mortgage

Do you have a reverse mortgage but want out of it? Read to learn more about how to get out of a reverse mortgage and why it might be a good option for you.

Group of business people gather at a table around an open laptop computer.

Loan Types 6-MINUTE READ

Victoria Araj - Apr 12, 2024

How To Use Your Home Equity To Build A Business

Homeowners with enough home equity can leverage those funds to cover business purchases. Learn how and determine if this option suits your financial situation.

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