Featured resources

8-minute read

15-year vs. 30-year mortgage comparison

Which loan term fits your budget? Comparing 15-year vs. 30-year mortgage options shows significant differences in rates, payments, and total interest paid.

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9-minute read

Home equity loan vs. personal loan: What's the best option?

While both home equity loans and personal loans have their own advantages, they differ in important ways. Learn about the benefits and drawbacks of each.

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7-minute read

What is the Section 504 Home Repair program?

Learn how the Section 504 Home Repair program works, including USDA loan and grant limits, eligibility, approved repairs, and how to apply. Get details today...

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8-minute read

Buying a short sale with an FHA loan: What to know

Buying a short sale with FHA loan can work if the home qualifies. Learn FHA rules, repair options, timelines, and steps before making an offer.

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7-minute read

FHA vs. conventional mortgage loan: Definition and differences

Conventional mortgages and FHA loans have many similarities and differences. Learn how each loan type works to decide which one is most affordable for you.

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12-minute read

What is a nontraditional mortgage?

Learn what a nontraditional mortgage is, common loan types, qualification options, and key risks to weigh before you apply. Explore your mortgage options.

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10-minute read

FHA multifamily loans: Requirements, limits and options

Learn how FHA multifamily loans work for 2- to 4-unit homes, including occupancy rules, loan limits, down payments and alternatives. Explore your options.

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6-minute read

USDA mortgage insurance: Costs, guarantee fees, and how it works

USDA loans require an upfront and an annual guarantee fee instead of mortgage insurance. Learn about these costs and how they compare with other loan types.

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6-minute read

Assumable mortgage: How it works, costs, pros and cons

Learn how an assumable mortgage works, which loans qualify, what it costs, and how to decide if taking over a seller's loan is right for you. Start here.

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8-minute read

Portfolio loans: How they work and who qualifies

Portfolio loans may help borrowers with flexible mortgage needs. Learn how they work, who qualifies, and what costs to compare before you apply.

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9-minute read

FHA commercial loans: Rules, uses, and eligible properties

Learn how FHA commercial loans work for mixed-use, multifamily, and healthcare properties, including owner-occupancy rules. Explore your options.

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10-minute read

Grants for home improvements

If you’re looking for help with home repairs, some homeowners might be eligible for grants that can fund key renovations – and don’t need to b...

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11-minute read

How to finance a tiny home: Loan options by home type

Financing a tiny home might not qualify for a conventional loan. See your real options, from personal loans to chattel mortgages.

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13-minute read

How to take out equity from your home and save money monthly

If you're wondering how to release equity from your home, consider home equity loans, HELOCs, and cash-out refinances. Learn more about your options.

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10-minute read

FHA 203(k) loans: Requirements, types, and uses

Learn how FHA 203(k) loans work, including requirements, loan types, eligible repairs, and key pros and cons. Compare options before you apply.

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13-minute read

Land loans: How they work, requirements, and loan options

A land loan can help you finance a future homesite, but the property’s condition and intended use will shape your financing options.

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6-minute read

What’s the difference between a home equity loan and a mortgage?

Mortgages are home loans used to purchase property. Home equity loans are a type of second mortgage used to access home equity. Learn more here.

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5-minute read

Second mortgage vs. home equity loan: What's the difference?

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

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