Your Guide To Debt-To-Income (DTI) Ratio For VA Loans

Loan Types - 6-minute read

Ashley Kilroy - June 23, 2022

Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.

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Conforming Loan Limits In 2022

Loan Types - 4-minute read

Molly Grace - June 23, 2022

Conforming loan limits increase every year to adapt to the rise in home prices. Learn how much the conforming loan limit is for 2022 and more with our guide.

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Compare Adjustable Rate Mortgage (ARM) Vs. Fixed-Rate Mortgage

Loan Types - 6-minute read

Victoria Araj - June 23, 2022

It’s important to carefully consider which interest rate type is right for you before you close on your loan. Fixed rate or ARM? We’ll help you decide.

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Compare Today’s 15-Year Fixed Mortgage Rates

Loan Types - 8-minute read

Andrew Dehan - June 23, 2022

Considering a 15-year mortgage for your home? Learn more about the current 15-year mortgage rates, plus the pros and cons of this type of mortgage.

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Historical Mortgage Rates From The 1970s To 2021: Averages And Trends

Loan Types - 5-minute read

Kevin Graham - June 23, 2022

Read our latest article to learn more about historical fixed mortgage rates, dating back from the 1970s to 2021.

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VA ARM: What It Is And What It Entails For The Borrower

Loan Types - 6-minute read

Kevin Graham - June 23, 2022

If you’re a veteran looking to buy a home, an adjustable-rate mortgage from the VA might be a good option for you. Learn more about VA ARMs here.

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What Are Jumbo Loans And How Do I Qualify For One?

Loan Types - 7-minute read

Kevin Graham - June 23, 2022

A jumbo loan is a mortgage that exceeds current conforming mortgage limits. Find out how jumbo loans work, how much they cost and why, and how to get one.

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5/1 ARM Loan: Everything You Need To Know

Loan Types - 8-minute read

Kevin Graham - June 23, 2022

With a 5/1 ARM, home buyers enjoy a low introductory rate but take a risk  that they’ll pay higher interest rates in the future. Learn more about 5/1 ARMs.

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What Is Freddie Mac’s Home Possible^® And Can It Help You Buy A Home?

Loan Types - 6-minute read

Kevin Graham - June 23, 2022

Freddie Mac’s Home Possible^® program offers low down payments and low fees for low-income buyers. Learn if Home Possible can help you buy a home.

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The Good Neighbor Next Door Program: A Guide

Loan Types - 4-minute read

Molly Grace - June 21, 2022

Good Neighbor Next Door offers a 50% discount on HUD homes to certain public servants. Find out how GNND can help you buy your next home for half price.

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FHA Streamline Refinance: Pros, Cons And Rates

Loan Types - 6-minute read

Victoria Araj - June 21, 2022

An FHA Streamline Refinance can quickly decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

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VA Loan Occupancy Requirements

Loan Types - 4-minute read

Ashley Kilroy - June 21, 2022

VA loan occupancy requirements are put in place to ensure a home purchase is used as a primary residence by the borrower. Learn more about these requirements.

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Cash-Out Refinance Vs. HELOC: Which Is Best For You?

Loan Types - 6-minute read

Victoria Araj - June 20, 2022

Both cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

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How Does A Prenup Agreement Affect A Mortgage?

Loan Types - 6-minute read

Melissa Brock - June 20, 2022

Whether you’re buying a house with or without a prenup, it’s important to know how it can affect your mortgage. Learn how to protect your future mortgage today.

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FHA Minimum Property Standards Checklist: What You Need To

Loan Types - 5-minute read

Kevin Graham - June 20, 2022

To buy a home with an FHA loan, it will need to be approved by the FHA. Learn more about the FHA minimum property standards with our complete checklist.

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Beyond Teacher Next Door: What Help Is Available For Educators Who Want To Buy A Home?

Loan Types - 5-minute read

Victoria Araj - June 16, 2022

Teacher Next Door is just one of the home buyer programs offered to thank educators (and others) for their public service. Learn about all the help available.

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A Guide To The Many Meanings Of Homes For Heroes

Loan Types - 3-minute read

Hanna Kielar - June 16, 2022

Homes for Heroes refers to cause-related companies that help provide housing to various heroes. Keep reading to understand each company and their mission.

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Should You Invest In Affordable Housing? The Pros, The Cons And The Profitability

Loan Types - 7-minute read

Andrew Dehan - June 15, 2022

Demand for affordable housing is surging, supply is low and tax credits can sweeten the deal. Find out if affordable housing investment is right for you.

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