What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.

Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

If you’re refinancing a home in New York state, a CEMA loan may save you thousands of dollars in mortgage taxes. Learn more about CEMA loans and how th...

Seller financing is a type of real estate agreement that allows the buyer to pay the seller in installments. Learn more about how seller financing works.

Adjustable-rate mortgages offer low introductory interest rates that change over the life of a loan – with limits. Find out whether an ARM is right for yo...

A home equity line of credit can help you borrow the equity in your home at low interest rates. Learn how they work, their requirements, and how to get one.

A 20-year fixed mortgage is a loan with payments over a 20-year term. Learn how these mortgages compare to other loans and see Rocket Mortgage’s current r...

Cash-out refinance or home equity loan? Both can help you achieve your financial goals. Learn how they differ and see which loan option is right for you.

Using a home equity loan for debt consolidation can reduce the interest you’ll pay. Uncover several pros and cons of using home equity to consolidate debt...

A fixed-rate mortgage has an interest rate that never changes. Learn more about how these loans work and how they compare with adjustable-rate mortgages.

A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral. Learn more about home equity loans.

Non-allowable fees for a VA loan are costs that a buyer isn't responsible for paying. Learn what fees in a VA loan are non-allowable and why that is.

To help determine the best mortgage solution for you, we've created a comprehensive guide that compares the pros and cons of USDA vs. conventional loans.

Want to be mortgage-free sooner? Discover how short-term home loans can help you save thousands and pay off your home faster.

Fannie Mae and Freddie Mac buy conforming loans from lenders to make sure they have enough cash to keep writing loans. Learn how they’re similar and diffe...

VA loans offer military personnel, veterans, and their eligible spouses lower interest rates when buying a home. Learn more about how VA loan rates are set.

Private lenders help owners of high-value homes borrow more of their equity with proprietary reverse mortgages. Learn who can get one and how they work.

Land loans are used to finance the purchase of a plot of land. However, securing this financing is different from other loans. Here’s what you should know...