Featured resources
4-minute read
Conforming loan limits in 2025
Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2025 and more with our guide.
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8-minute read
What is a VA loan foreclosure and how can I prevent it?
If you’ve fallen behind on your VA loan payments, you may be worried about foreclosure. Learn about your options and how to avoid foreclosure.
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12-minute read
FHA loans: Requirements, loan limits and rates
An FHA loan is a government-backed loan that allows you to buy a home with less strict financial requirements. Learn more about FHA loans and if you qualify.
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5-minute read
FHA gift funds: Definition and guidelines
FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.
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7-minute read
HELOC vs. personal loan: Compare and choose
Is a HELOC or personal loan right for you? Compare the key differences and analyze the strengths and weaknesses of both options before deciding.
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4-minute read
What are the FHA loan down payment requirements?
FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.
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6-minute read
What is a second mortgage and how does it work?
A second mortgage is a lien taken out against a property that already has a home loan on it. Figure out how this type of mortgage works.
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5-minute read
HELOC vs. second mortgage: Which loan type is right for you?
A home equity line of credit is a type of second mortgage. Learn how HELOCs compare to other options to determine which is right for you.
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7-minute read
A guide to the VA loan preapproval process
A preapproval for a VA home loan can give eligible borrowers an advantage when buying a house. Learn more about the VA loan preapproval process.
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14-minute read
8 HELOC alternatives to know
A HELOC can help you get the money you need, but it may be not the best option for everyone. Explore these HELOC alternatives and decide what’s right for you.
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7-minute read
Choosing a bridge loan vs. a HELOC: What's right for you?
Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.
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8-minute read
HELOC vs. mortgage: A guide
Curious about the differences between a HELOC and a mortgage? See how these loans differ in repayment term, interest rate and other conditions of the loan.
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6-minute read
What are the FHA compensating factors?
FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.
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6-minute read
HELOC vs. home equity loan: Which is best for you?
Trying to decide between a HELOC and a home equity loan? Learn the differences between these borrowing options and how to choose which is best for you.
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5-minute read
What you need to know about home equity loans and cash-out refinances in Texas
If you’re looking to do a home equity loan or otherwise do a cash-out refinance in Texas, you should know there are some special rules to follow.
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6-minute read
10-year mortgage rates: What to expect
A 10-year mortgage may come with lower interest rates than a 15- or 30-year mortgage. Learn what to expect with 10-year mortgage rates here.
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6-minute read
What to know about buying a condo with a VA loan
You can buy a condo with a VA loan as long as you’re eligible and the condo complex is VA approved. Learn more about using a VA loan to buy a condo.
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6-minute read
VA housing grants for disabled veterans
VA housing grants provide financial help that doesn’t need to be repaid to make homes more accessible for disabled veterans. Learn about VA housing grants.
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