Featured resources

6-minute read

Texas cash-out refinances and home equity loans: What you need to know

Learn about how cash-out refinances work in Texas, plus unique Texas home equity loan laws and regulations, so you can access your home’s equity with ease...

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4-minute read

What is an FHA mortgage insurance premium (MIP)?

FHA mortgage insurance premiums, or MIP, are mandatory fees for FHA borrowers. Learn how much they cost, how to pay less, and how to stop paying for MIP.

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3-minute read

What is an FHA amendatory clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step in the process. Learn how the clause impacts you as a home buyer.

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8-minute read

How many home equity loans can I have?

While it's rare to have more than one home equity loan, nothing prevents you from having as many as you can qualify for. Learn when and how you can do this.<...

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5-minute read

Can I pay off my home equity loan early?

A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.

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11-minute read

How to choose the best mortgage for you

Are you thinking about buying a home, but aren't sure about the right mortgage? Learn about your options and choose the best mortgage home loan for your needs.

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12-minute read

FHA vs. conventional loan: Which should you choose?

Your first mortgage decision will likely be whether to apply for an FHA loan or a conventional loan. Learn the difference between these two types of mortgages.

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6-minute read

How much are closing costs on a VA loan?

VA loans have reduced fees, but you still need some cash to close. VA loan closing costs depend on your down payment and whether it's your first loan.

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4-minute read

VA loan down payment requirements

VA loans have different down payment terms compared to other types of mortgage loans. Use this guide to learn about the requirements for VA loan down payment...

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6-minute read

What are conforming loans and what do they mean to borrowers?

A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.

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7-minute read

Home equity loan appraisal: What you need to know

Do you need an appraisal for a home equity loan? You will most likely need an appraisal, so explore our guide to learn more about home equity loan appraisals.

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8-minute read

VA loans: Benefits, eligibility requirements, and more

VA loans are a way for current and former service members to secure home loans with no down payment. Learn more about the benefits and how to qualify.

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8-minute read

2026 USDA eligibility map: A guide for home buyers

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

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5-minute read

What is an assumable mortgage and how does it work?

An assumable mortgage lets a buyer take over the owner’s mortgage payments. Learn more about how an assumable mortgage works and if it’s ideal for y...

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13-minute read

Your ultimate guide to home loans for people with disabilities

Purchasing a home can present unique challenges for people with disabilities. Learn more about loan options and resources for home buyers with disabilities.

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9-minute read

How long does it take to get a home equity loan?

It takes time to apply and get approved for a home equity loan. Find out about how long the process takes from start to finish, as well as what to expect.

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7-minute read

FHA 203(k) loans: A complete guide

An FHA 203(k) loan allows you to buy and renovate a home in need of significant repairs with a single mortgage. Learn more about 203(k) loan qualifications.<...

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4-minute read

Buying a condo with a VA loan

You can buy a condo with a VA loan as long as you’re eligible and the condo complex is VA-approved. Learn more about using a VA loan to buy a condo.

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