Loan types

Featured resources

A couple on a couch looking at a laptop, possibly researching or managing their mortgage online.

8-minute read

Reverse mortgage vs. home equity loan vs. HELOC: How to choose

You can use your home's equity through a reverse mortgage, home equity loan, or HELOC. Take a look at our guide to learn the pros and cons of each.

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4-minute read

FHA mortgage insurance removal: A how-to guide

All FHA loans require you to pay up-front and ongoing mortgage insurance premiums (MIP). Learn when and how you can remove MIP from your mortgage payment.

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5-minute read

What is a jumbo loan in Montana? 2026 jumbo mortgage limits and requirements

Discover the 2026 jumbo loan limits in Montana, how they compare to conforming loans, and what h...

6-minute read

What is a jumbo loan in Nebraska? 2026 jumbo mortgage limits and requirements

Discover the 2026 jumbo loan limits in Nebraska, how they compare to conforming loans, and what home buyers should know about qualifying for larger mortgages...

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8-minute read

HELOC vs. home equity loan: Which is best for you?

Deciding between a HELOC and a home equity loan? Learn the key differences in interest rates, flexibility, and repayment to choose which is better for you.

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7-minute read

HomeReady® mortgage: How to apply for this loan

HomeReady mortgages help low- to moderate-income families buy homes with low down payments. Learn the income limits, eligibility requirements, and how to apply.

A focused image of a man engrossed in working with paperwork, indicating involvement in real estate transactions, financial planning, or administrative tasks related to home buying or mortgage processes.

8-minute read

VA loan entitlement: Everything you need to know

VA loan entitlement is the amount of money the VA will pay if a VA loan borrower defaults on their mortgage. Learn about VA loan entitlement and how it works.

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7-minute read

VA loan limits for 2026: What you need to know

Loan limits cap the amount you can borrow for a mortgage, but VA loans usually don't have a limit. Learn when a loan limit might apply and how they work.

A couple engaged with a computer in their home, likely researching or managing aspects related to their property or residence.

4-minute read

FHA loan limits: How much can you borrow in 2026?

FHA loan limits are designed to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2026.

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6-minute read

What is a jumbo loan in New York? 2026 jumbo mortgage limits and requirements

Discover the 2026 jumbo loan limits in New York, how they compare to conforming loans, and what home buyers should know about qualifying for larger mortgages...

A large modern home with a pool outside.

8-minute read

The pros and cons of home equity loans

Tapping into your home’s equity can help you finance many goals, but there are strings attached. Here are the basic pros and cons of home equity loans.

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6-minute read

VA appraisal fees: What to expect

Are you considering a VA loan but don’t know what costs to expect? Learn more about VA appraisal fees, one common fee with this loan type.

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10-minute read

The pros and cons of bridge loans

A bridge loan is a short-term loan that lets a homeowner use the equity in their home when buying a new home. Learn about the pros and cons of bridge loans.

6-minute read

Bridge loan vs. hard-money loan: What's right for you?

Bridge loans and hard-money loans are both short-term financing. Which is right for you? Learn more about the differences between these loan types.

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6-minute read

Super conforming loans: A guide for borrowers

Don't let high-cost housing markets cloud your home buying dreams. Learn about how a super conforming loan could be your key to unlocking homeownership.

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4-minute read

Fannie Mae removes minimum credit score for mortgages

Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.

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7-minute read

Using a HELOC for a down payment on a second home

Want to use a home equity line of credit (HELOC) for the down payment on a second home? Learn about how it works and other options for funding a down payment.

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4-minute read

Choosing a bridge loan vs. a HELOC: What's right for you?

Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.

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