Featured resources

4-minute read
Can FHA loans be used for investment properties?
Want to use an FHA loan for investment property? Occupancy requirements for FHA loans can make it challenging. Learn how to invest with an FHA loan.
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6-minute read
What is a physician mortgage loan?
Physician mortgage loans or doctor mortgage loans are no- to low-down-payment mortgages targeted at doctors. Are they right for you? Learn how to decide.
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12-minute read
What is a 30-year fixed-rate mortgage?
A 30-year fixed mortgage is common among homeowners who prefer stable payments. Learn more about this mortgage so you can decide if it's your best option.
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6-minute read
How to recognize a reverse mortgage scam
A reverse mortgage is a tax-advantaged strategy but knowing how to tell if a reverse mortgage is a scam is key. Learn more.
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4-minute read
A guide to the FHA MIP refund chart
If you refinance an FHA loan within a few years, you may be entitled to a mortgage insurance refund. The UFMIP refund chart outlines what you can expect.
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9-minute read
10-year mortgage rates: What to expect in 2026
Learn how 10-year mortgage rates work, what affects them, and how to get the best rate for your loan in today’s market.
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8-minute read
What are FHA compensating factors?
If you're considering an FHA loan to buy a home but fall short on some requirements, compensating factors can balance them out and help you earn approval.
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7-minute read
Can you get a home equity loan on a manufactured home?
After getting a home equity loan on a manufactured home, you can renovate your home or consolidate debt. Learn how this type of loan works and what to expect
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6-minute read
New York CEMA loans: Everything you need to know
New Yorkers can save on their taxes by refinancing using a consolidation, extension, and modification agreement (CEMA) loan. Learn how these loans work.
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7-minute read
Jumbo ARMs vs. jumbo fixed loans: A guide for luxury buyers
When buying a luxury home, you'll likely need a jumbo loan, which can be a jumbo ARM or a jumbo fixed-rate loan. Learn more about how each type works.
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5-minute read
What are the pros and cons of FHA loans?
FHA loans have benefits and drawbacks, from flexible credit requirements and low minimum down payments to strict property requirements and low loan limits.
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7-minute read
USDA vs. conventional loans: What's the difference?
The application process for USDA loans and conventional loans is quite different. USDA loans have a more narrow focus but flexible credit terms.
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4-minute read
Fixed-rate HELOCs: Pros and cons
Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.
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7-minute read
Reverse mortgage foreclosure: Everything you need to know
If an event triggers the foreclosure process on your reverse mortgage, you can still avoid losing the property. Learn more about the timeline and your options.
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10-minute read
The pros and cons of bridge loans
A bridge loan is a short-term loan that lets a homeowner use the equity in their home when buying a new home. Learn about the pros and cons of bridge loans.
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7-minute read
Cash-out refinance vs. home equity loan
Comparing a cash-out refinance and a home equity loan? Learn how each works, key differences, costs, and how to choose the right option.
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6-minute read
What are the FHA loan down payment requirements?
FHA loans have more flexible terms than conventional loans, including with regard to your down payment. You may qualify for a low down payment with a credit ...
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7-minute read
Land contracts: What they are and how they work
Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...
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