Featured resources

6-minute read
How long does FHA approval take?
How long does FHA approval take? See a clear timeline from preapproval to closing, what affects speed, and tips to fast-track your loan approval. Start now.
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6-minute read
Buying a short-sale home with an FHA loan
Buying a short-sale home with an FHA loan is possible if you meet the loan program’s requirements. Learn more about the rules, pros, and cons of this opti...
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6-minute read
Can you buy a foreclosed home with an FHA loan?
You can buy a foreclosed home with an FHA loan, but there are rules that can make it harder to compete. Learn more about buying foreclosures with FHA loans.
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6-minute read
Can you build a barndominium with an FHA loan?
Yes, you can use an FHA loan to buy or build a barndominium, but the process is unique. Here’s what to expect when financing this type of house with a FHA...
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8-minute read
FHA down payment assistance: Everything you need to know
Down payment assistance is available to home buyers with an FHA loan, but restrictions and requirements exist. Learn about FHA grants for down payments here.
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5-minute read
FHA gift funds: Definition and guidelines
FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.
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6-minute read
What are the FHA compensating factors?
FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.
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5-minute read
How much house can you afford with an FHA loan?
Master the basics for calculating how much house you can afford with an FHA loan. We’ll explore additional factors and tips for increasing your buying pow...
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5-minute read
How to get preapproved for an FHA loan
Explore how you can get preapproved for an FHA loan, what you’ll need to qualify and how the preapproval process works for this type of loan.
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3-minute read
What is an FHA jumbo loan and should you get one?
An FHA jumbo loan lets you borrow a higher loan amount and make a lower down payment. Check out our guide to FHA jumbo loan limits and requirements.
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5-minute read
FHA adjustable-rate mortgage: What it is and how it works
An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.
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5-minute read
FHA home loan closing costs: How much should I expect to pay?
FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...
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3-minute read
How FHA identity of interest can affect your down payment
FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.
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3-minute read
Getting an FHA loan while self-employed: Guidelines and tips
Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.
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7-minute read
What is an FHA mortgage insurance premium (MIP)?
Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payme...
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10-minute read
FHA appraisal and inspection: Guidelines and requirements
An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.
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4-minute read
How many FHA loans can you have?
Usually you can have multiple FHA loans over a lifetime, but only one at a time. Yet there are exceptions. Learn how they work along with other options.
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4-minute read
A guide to the FHA MIP refund chart
Borrowers who refinance their FHA loan within 3 years may be eligible for a refund. Read here to understand the FHA MIP refund chart and what you may get bac...
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