Recent Articles

3-minute read
USDA guarantee fees: What are they and how do they work?
USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.
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7-minute read
A buyer's home inspection checklist
Inspections verify the safety and integrity of a buyer’s future home. Here’s a buyer’s home inspection checklist with all the key informati...
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6-minute read
History of mortgage assistance programs: 2008 – today
No one thinks they’ll need mortgage relief, but life happens. Understanding the history of mortgage assistance programs can give context for today&rsqu...
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11-minute read
Is now a good time to buy a house?
Are you wondering if now is a good time to buy a house? Learn about the various market and personal factors you should consider to make an informed decision....
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8-minute read
Mortgage insurance: Your quick guide to different types and cost
Mortgage insurance protects lenders against default on home loans. Learn about the different types of mortgage insurance, typical costs, and ways to avoid this ...
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6-minute read
What is a seller’s pre-inspection?
As a seller, you might order a pre-inspection before listing your home to address any repairs and help prevent negotiations with buyers. Find out how it works.
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10-minute read
Can you build a barndominium with a USDA loan?
Yes, you can use a USDA loan to buy or build a barndominium. Here are the requirements and what to expect when financing this type of house with a USDA loan.
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9-minute read
What does it mean to lease a house?
Renting a house is different from renting an apartment. If you aren’t ready to buy, here’s what you should know before leasing a house.
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6-minute read
First lien vs. second lien: What’s the difference?
Second lienholders agree to be subordinate to the first if a borrower defaults or files for bankruptcy. Understanding this can help you manage your finances.
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