Recent Articles

6-minute read
Buying by state: This is the average mortgage payment in Pennsylvania
The average mortgage payment varies by state. What is the average mortgage payment in Pennsylvania? Estimate what you might pay for a home in Pennsylvania.
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10-minute read
Refinancing: What is it and how does it work?
Refinancing lets you trade your home’s mortgage for a new one, ideally with a lower interest rate or monthly payment. Learn why and how to refinance a ...
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8-minute read
Price-to-rent ratio explained: Is it better to rent or buy?
What the price-to-rent ratio is, and how it helps determine whether renting or buying is more cost-effective so you can make an informed housing decision.
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3-minute read
Federal Reserve statement explained – September 2025
The Federal Reserve has cut the federal funds rate after nearly a year of holding it steady. Here’s what that means for mortgage rates.
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7-minute read
Investment property vs. second home: What’s the difference?
Learn the key differences between an investment property and a second home, including mortgage requirements, tax implications, and how lenders treat each type.
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8-minute read
Combat high rates with debt consolidation
If you feel stuck with high interest rates, debt consolidation may be the key to relief. Learn more about how to use home equity to consolidate other debt.
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5-minute read
Solid offers come with a Verified Approval Letter
A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.
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9-minute read
Alimony and mortgage qualification: How spousal support affects home loans
Discover how alimony and child support influence mortgage qualification. Learn documentation requirements, DTI considerations, and tips to obtain a home loan.
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3-minute read
What is the Section 504 Home Repair program?
The USDA’s Section 504 Home Repair program can be a vital lifeline for eligible homeowners who are in need of a loan or grant. Learn how this program work...
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