Melissa Brock
Contributing writer
Melissa Brock is a college funding/personal finance strategist with 12+ years of experience guiding families through the complex intersection of college funding and household budgeting. She specializes in helping parents of high school students avoid student loan debt by aligning college choices with real-life finances, without sacrificing retirement savings or home equity.With a deep understanding of how education costs impact a family’s overall financial picture, including mortgage decisions and real estate planning, Melissa empowers families to protect their biggest assets. Her coaching and resources help parents make informed decisions that support both their child’s future and their financial security. Through her work, she has become a trusted resource in the personal finance space, offering clear and actionable strategies that integrate college planning with mortgage awareness, budgeting, and debt prevention. Whether families are refinancing a home, evaluating college return on investment, or mapping out a debt-free degree, Melissa provides the clarity and confidence they need to move forward.
Recent Articles
4-minute read
Gross rent multiplier: A guide for real estate investors
Using the gross rent multiplier (GRM) as an investor can help you evaluate the profitability of different multifamily properties. Learn more about its use.
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9-minute read
FHA loan refinances: Requirements, pros, and cons
Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...
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10-minute read
FHA loans in Georgia
What are the qualifications for an FHA loan in Georgia? Find out the income, credit score, and property requirements to get started.
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8-minute read
How to get a mortgage without 2 years of work history
Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home...
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8-minute read
A guide to VA construction loans
VA construction loans can help veterans and active-duty service members finance and build their dream home. Explore VA construction loans and how they work.
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5-minute read
What is a prefab home?
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5-minute read
Average closing costs in Texas
Average closing costs when buying a home in Texas are higher the national average. Learn what you can expect to pay when you close on your new home...
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6-minute read
Average closing costs in New Jersey
Average closing costs in New Jersey are higher than in many other states. Find out how much you can expect to pay in closing costs on your New Jersey home.
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8-minute read
How can I use my 401(k) for a down payment?
Want to borrow or withdraw funds from a 401(k) for a down payment? See the pros and cons here.
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