Melissa Brock
Contributing writer
Melissa Brock is a college funding/personal finance strategist with 12+ years of experience guiding families through the complex intersection of college funding and household budgeting. She specializes in helping parents of high school students avoid student loan debt by aligning college choices with real-life finances, without sacrificing retirement savings or home equity.With a deep understanding of how education costs impact a family’s overall financial picture, including mortgage decisions and real estate planning, Melissa empowers families to protect their biggest assets. Her coaching and resources help parents make informed decisions that support both their child’s future and their financial security. Through her work, she has become a trusted resource in the personal finance space, offering clear and actionable strategies that integrate college planning with mortgage awareness, budgeting, and debt prevention. Whether families are refinancing a home, evaluating college return on investment, or mapping out a debt-free degree, Melissa provides the clarity and confidence they need to move forward.
Recent Articles
9-minute read
Buying a foreclosed home: Pros, cons and a step-by-step guide
If you're wondering how to buy a home in foreclosure, read this step-by-step guide detailing what to check before you buy and how to finance your purchase.
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4-minute read
Gross rent multiplier: A guide for real estate investors
Using the gross rent multiplier (GRM) as an investor can help you evaluate the profitability of different multifamily properties. Learn more about its use.
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5-minute read
What is a prefab home?
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5-minute read
Average closing costs in Texas
Average closing costs when buying a home in Texas are higher the national average. Learn what you can expect to pay when you close on your new home...
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6-minute read
Average closing costs in New Jersey
Average closing costs in New Jersey are higher than in many other states. Find out how much you can expect to pay in closing costs on your New Jersey home.
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8-minute read
How can I use my 401(k) for a down payment?
Want to borrow or withdraw funds from a 401(k) for a down payment? See the pros and cons here.
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6-minute read
Promissory notes: What are they?
A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes affect you.
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4-minute read
Should you use your 401(k) to pay off your mortgage?
You can borrow or withdraw 401(k) retirement funds to pay off your mortgage. Learn the pros and cons of this approach, as well as a few alternatives.
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7-minute read
What are real estate property rights, and why do they matter?
Property rights determine your control over your home, land, and more. Learn the types of property rights in real estate and what each means for homeowners.
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