Headshot of Kevin Graham

Kevin Graham

Senior Writer

Kevin Graham is a Senior Writer with Rocket who has spent more than a decade covering mortgage, real estate, and personal finance. He has passed the MLO SAFE exam given to mortgage bankers and maintains his knowledge through continuing education courses. He has a BA in journalism from Oakland University.

A self-professed economics nerd, he brings knowledge to topics as varied as understanding what makes for a solid mortgage approval to interest rates and the doings of the Federal Reserve. He aims to help home buyers understand what real estate trends mean for them. He’s also unafraid to dig in on tax explainers.

In addition to his main writing interests, Kevin brings his life experience with cerebral palsy spastic quadriplegia into articles on home modification and personal finance for those living with disabilities. In his off hours, Kevin would challenge you to find a bigger fan of the Detroit Tigers.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Oakland University

Recent articles

Federal Reserve concept, potentially related to economic discussions or mortgage rates.

6-minute read

Federal Reserve press release in plain English

A federal funds rate rise of 0.75% was expected, but what does the Federal Reserve anticipate? We’ll have that and what it means for the mortgage marke...

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An indigenous woman engaged in the process of checking a credit score or financial information.

6-minute read

How does refinancing your mortgage impact your credit?

Does refinancing hurt your credit? Slightly, but the long-term benefits of refinancing your mortgage can far outweigh the temporary downside. Learn more here...

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A couple on a couch, possibly discussing or planning their home purchase.

11-minute read

What can home buyers learn to navigate market turbulence?

How can current first-time home buyers apply today’s tools and yesterday’s lessons to navigate a turbulent housing market?

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Today's Topic: The Federal Reserve

3-minute read

Federal Reserve press release in plain English - November 2023

The Federal Reserve left the target range for the federal funds rate unchanged to begin November. Keep reading for our full analysis.

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A woman in a hijab looking at papers, possibly related to homeownership or finances.

8-minute read

What is loss mitigation?

Loss mitigation is the process in which borrowers and lenders work to create a plan to avoid foreclosure. Learn more about loss mitigation options here.

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Midtown Atlanta skyline viewed from Piedmont Park, depicting an urban cityscape.

6-minute read

15 safest cities in the US in 2023

Want to live in the safest city in America? Check out our list of the safest cities in the U.S. to find your new neighborhood and a home to feel secure in.

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Family on a front porch, possibly depicting family life or real estate scenarios.

7-minute read

How to recover after a natural disaster: A guide

Recovering from a natural disaster is a tough process. Read our guide for how to put the pieces back together and recover after disaster strikes.

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Man on the phone at home, possibly related to communication or home life.

4-minute read

Take your mortgage management mobile with our Rocket Mortgage® app

Our Rocket Mortgage® mobile app is the best way to manage your existing mortgage and handle the application process on the go. Check out the f...

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Mailbox stuffed with junk mail, representing a common occurrence in daily life.

4-minute read

Lots of mail with your new mortgage? Here's what you should know

If you just closed on a new mortgage, let’s go over what you need to know about some of the communications you’ll be receiving in the coming mont...

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An inviting communal living space in a public house with cozy furnishings and vibrant decor.

4-minute read

Rocket Mortgage® and Detroit Housing Network help Detroiters achieve homeownership readiness

Rocket Mortgage and the Detroit Housing Network have a shared commitment to housing stability and vibrant, resilient Detroit neighborhoods. We are proud to part...

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An aerial view of a residential area in Toronto, Canada.

7-minute read

2023 housing market forecasts from the experts

What does 2023 hold for the housing market? We looked at the predictions of several expert sources. See what they said and what it might mean for you.

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A couple with a home appraiser during an inspection.

3-minute read

Home values rise as spring comes

Home values received quite a bump to begin purchase season. Read on to check out all the details!

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A red beach house in Waimanalo, Hawaii.

7-minute read

5 places that are very difficult to afford but surprisingly easy to love

The rule of three is a common guideline used to help you estimate home affordability, but there are several states where the budget might be stretched.

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Woman sitting at a table, calculating home value with documents and a calculator.

3-minute read

Homeowners and appraisers differ by less than 1% on home values

Homeowners underestimated their home value in September. Find out why that’s important in checking out our Home Price Perception Index.

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Tan and auburn home exterior with a front yard

4-minute read

Homeowner and appraiser opinions hold steady as home values decline in december

While home values dipped a little bit, appraisals are still coming in above homeowner estimates in our latest data.

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Woman on phone in living room, smiling.

3-minute read

National data shows homes are worth more than homeowners think

While the gap between homeowners and appraisers widened in October, it was at least happening in the right direction. Check out our HPPI.

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