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Take Your Mortgage Management Mobile With Our Rocket Mortgage® App

May 19, 2023 4-minute read

Author: Kevin Graham


There was a time when you would physically go into a bank branch to apply for mortgages. If not that, you would certainly sit down at the desk and write out a check to pay bills. It’s the 21st century and we’re used to doing so much on the go. We don’t think managing your mortgage should be any different.

In this post, we’ll touch on several key features to help you manage your mortgage through our Rocket Mortgage mobile app. It’s a fast-paced world, so let’s get right to it.

Make Mobile Payments

If you already have a mortgage with us, odds are the thing you’ll use most is our mobile payment option. You’re able to set up and select a bank account from which to make a payment each month.

Beyond that, you have the option to make an extra payment toward your principal, so this allows you to put an additional amount directly on the principal to pay off your mortgage faster and pay less interest by putting extra right toward the balance. You also have the option of making an escrow-only payment to help fund that account.

See What You Qualify For


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Manage Autopay

In addition to one-time payments, you can set up autopay so that the correct amount is taken out of your account each month. While you can set this up with your bank, the advantage of setting it up through us is that you don’t have to worry if your payment adjusts based on increased or decreased payments for insurance and taxes or an interest rate change. It’ll always be the right amount.

You can also set up biweekly payments. The advantage of this is that because they’re 52 weeks in a year, you make 13 payments. In those months when there are three payments, the extra half payment gets applied directly to your principal. Not only do you pay off your loan faster, but you save on interest.

Because you’re only making a half payment when you start, if you switch between monthly and biweekly payments, you will need to be a month ahead on your mortgage payment prior to starting. You can always go back to monthly payments.

As an alternative to this, you could achieve the same goals of interests savings and a quicker pay off by making extra principal-only payments.

View Documents And Loan Information

Are you doing your taxes and find that you misplaced your 1098 Mortgage Interest Statement? Are you looking for the name of your homeowners insurance provider? Maybe you just want to view your last statement to find out what your remaining balance is.

Any important documents and loan information can be accessed within our app. No need to go find a computer. Whether you’re trying to save a few more trees or just sick of dealing with one more bill that ends up in the trash every month, you can also sign up for paperless billing and mortgage documents here.

Get approved to refinance.

See expert-recommended refinance options and customize them to fit your budget.

View Home Value Estimate

Are you curious as to how much your home might be worth if you’re thinking about refinancing or selling soon? We have knowledge about your market and your home that we bring to bear in our home value estimator. This can be very beneficial in terms of estimating sale prices or the amount of equity you have in your home.

Amortization Calculator

Amortization is the fixed schedule by which a loan is repaid over time. If you have a fixed rate, your monthly payment (excluding taxes and insurance) never changes. Your loan is laid out so that it’s repaid by the end of the term. If you have an adjustable rate, the schedule is redone so that your loan is repaid over the remaining term each time the rate changes.

The really cool thing about an amortization calculator is that it allows you to see the impact of your payments on your loan. Based on your interest rate, balance and term, you can calculate how much interest will be paid over the life the loan.

If you make extra payments toward the principal (loan balance), not only will you pay off your loan faster, but you also save money on interest. An amortization calculator will let you put a number to the savings.

Start A Purchase Or Refinance Application

One of the great things about Rocket Mortgage is that you have the ability to be at an open house and simultaneously get your mortgage application started on your phone so you’re ready just in case you fall in love. Whether you’re looking to purchase or refinance, you have the ability to share and sign documentation right within the app.

You don’t have to schedule an appointment and get dressed up in your Sunday best to sit across from a loan officer anymore. This is getting a mortgage at your own pace in a way that works for you. If you need help, we’re always here for you.

Take the first step toward the right mortgage.

Apply online for expert recommendations with real interest rates and payments.

The Bottom Line

All these features are great, but how do you get started? Check out our Rocket Mortgage app available on the App Store for iOS as well as Android’s Google Play Store.1 you can also use the QR code below. We’re excited for you to give it a try. We’re also constantly making updates and enhancements to our mobile experience.

1 Wear OS by Google and Google Play are trademarks of Google LLC.


Kevin Graham

Kevin Graham is a Senior Blog Writer for Rocket Companies. He specializes in economics, mortgage qualification and personal finance topics. As someone with cerebral palsy spastic quadriplegia that requires the use of a wheelchair, he also takes on articles around modifying your home for physical challenges and smart home tech. Kevin has a BA in Journalism from Oakland University. Prior to joining Rocket Mortgage, he freelanced for various newspapers in the Metro Detroit area.