Josephine Nesbit headshot.

Josephine Nesbit

Contributing writer

Josephine Nesbit is a freelance writer who focuses on the real estate, mortgage, and personal finance industries. She has contributed to major publications including U.S. News & World Report, GoBankingRates, Homes.com, Fox Business, USA Today Homefront, and more. Her work helps readers navigate the ins and outs of buying and selling homes, understanding mortgage products, and making informed financial decisions.

Since becoming a full-time writer in 2020, she has worked with several industry-leading publications and built her writing and reporting skills. She also regularly interviews subject matter experts in the real estate, mortgage, and finance industries to provide readers with the most up-to-date information and advice from industry professionals.

Expertise

Mortgage
Personal Finance
Real Estate

Education

Ohio State University

Recent Articles

Modern modular home exterior, potentially depicting a contemporary prefab home design.

7-minute read

Modular home prices: What to expect when buying

Learn how much modular homes cost by square foot and type, what factors influence pricing, and how to finance your modular home purchase.

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An elderly couple sitting and reading together having a good time.

6-minute read

Do I need mortgage protection insurance?

Mortgage protection insurance pays your mortgage if you die or become disabled. Learn how MPI works, what it covers, and whether it's right for you.

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A contemporary house with a spacious yard and a balcony, showcasing modern architecture.

10-minute read

USDA home loan requirements

USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here...

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A woman working on a laptop, possibly related to real estate research or home-related tasks.

7-minute read

Are refinancing fees tax deductible?

Are refinancing fees tax deductible? Learn what deductions you’re eligible for and how to claim them.

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A white brick house in winters under snowy weather.

10-minute read

When is the best time of year to buy a house?

Wondering about the best time of year to buy a house? We’ve broken down the most important factors to consider, including the season, weather, and price.

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Homes nestled in valley near snow capped mountain range during autumn.

9-minute read

FHA loans in Colorado

Colorado FHA loan limits depend on which county you plan on buying in and the market value of the home. Here are the current limits for FHA loans in Colorado.

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White stucco ranch home with Spanish style roof tiles and xeriscaping.

6-minute read

Average closing costs in Arizona

Arizona closing costs are higher than in several other states, based on the dollar amount. Learn what you can expect to pay when you close on your new home.

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NYC street corner with old-fashioned brick apartment building.

6-minute read

New York property tax guide for homeowners

New York has a higher effective property tax rate than many other states. Learn about how New York property taxes work and how much you can expect to pay.

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Aerial view of Vail Colorado with mountains in background.

3-minute read

Average closing costs in Colorado

Closing costs in Colorado are lower than the national average but will vary depending on the price of the home. Learn more about who pays closing costs.

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