Holly Hooper

Recent Articles

A house against a rolling hill, showcasing a serene residential setting.

8-minute read

Cash-on-cash returns: A guide for real estate investors

Cash-on-cash return is a metric used by commercial real estate investors to see how profitable an investment is. Learn how it works and how to calculate it.

A cozy living room with a fireplace and elegant wood flooring, creating a warm and inviting atmosphere.

5-minute read

Holding a mortgage: Defined and explained

With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.

Raltor and client chatting by a large window of a home being shown for sale.

6-minute read

What are the pros and cons of FHA loans?

The benefits of an FHA loan include a low down payment and government backing. But before you choose this type of mortgage, consider the pros and cons.

Woman reviewing financial graphs on laptop at kitchen table.

4-minute read

How to calculate per diem interest

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....

Couple looking at open laptop standing up in loft with housepants and exposed brick wall.

7-minute read

Escrow refund: What is it and when does it occur?

Learn what an escrow refund is, when it happens, and what to do with it so you can plan ahead and make the most of any surplus in your mortgage account.

Man with small dog on lap giving him kisses while he searches on laptop at desk in bright room surrounded by houseplants.

6-minute read

Low-income mortgages: What to know about the LIHTC program

The Low-Income Housing Tax Credit (LIHTC program) is a tax incentive that provides affordable housing to low-income residents. Learn more about this tax credit.

A couple reviewing closing documents, potentially associated with a property closing or finalization process.

9-minute read

Understanding Seller’s Disclosures

A Seller’s Disclosure is a document that requires sellers to reveal details about the property’s condition and its defects. Learn what’s in...

Woman smiling, reviwing paperwork with open laptop in her living room.

8-minute read

A guide to the tax implications of a cash-out refinance

The interest accrued on a cash-out refinance can be deducted under specific circumstances. Use this guide to learn more about your tax responsibilities.

Young man looking at some documents while sitting in front of a laptop.

6-minute read

These 4 factors lead to a property tax increase

Property taxes are a core cost of homeownership, and these tax liabilities can increase over time. Learn the four factors that lead to a property tax increase.