Dan Rafter headshot.

Dan Rafter

Contributing writer

Dan Rafter has covered mortgage, real estate and personal finance topics for more than two decades. During this time, he’s written for such publications as the Chicago Tribune, Washington Post, Christian Science Monitor, Phoenix Magazine, Mental Floss Magazine, Bankrate, CreditCards.com, Wise Bread and Lending Tree.

He’s also written about insurance, technology, careers and commercial real estate. When he’s not freelancing, he is the editor of Midwest Real Estate News, a trade magazine focusing on commercial real estate.

Expertise

Mortgage
Real Estate
Personal Finance

Education

University of Illinois at Urbana-Champaign, bachelor’s degree in journalism

Recent Articles

A young couple smiling and looking at the laptop screen.

10-minute read

A guide to bank statements for your mortgage

Are you self-employed or a freelancer who wants to buy a home? If you have income but it isn’t reflected on a W2, a bank statement loan could be right ...

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A man and two children sharing a heartfelt embrace in a cozy living room.

7-minute read

What is homeowners insurance and how does it work?

Mortgage lenders require homeowners insurance, which reimburses you if your home is damaged or destroyed. Learn how to choose the right policy for your home.

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A couple signing divorce papers, suggesting a legal process related to property or asset division.

10-minute read

Divorce and home loans: Your guide to buying a home after divorce

If you’re looking to buy a home or refinance your mortgage after divorce, here’s what you need to know.

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Exterior view of a gray ranch-style home with a driveway and surrounding greenery.

12-minute read

20 popular types of houses and home styles

We rounded up the most common types of houses and provided their key features, pros, cons and photos so you can find the home style that best fits you.

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Small brown house with orange trim.

8-minute read

HELOC vs. mortgage: A guide

Curious about the differences between a HELOC and a mortgage? See how these loans differ in repayment term, interest rate and other conditions of the loan.

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A senior man seated at a table, possibly reviewing bills or managing finances.

6-minute read

Buying a house during inflation: What you need to know

Buying a house during inflation can be challenging, but it’s possible. Learn what to consider when deciding whether to buy a house during inflation.

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A couple holding cups looking outside the glass window.

8-minute read

What is real estate? A definition and a guide

Interested in learning more about real estate? Learn all about what real estate is, how the real estate industry works and how to begin real estate investing.

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A green two-story house by a tree.

7-minute read

20-year vs. 30-year mortgage: How to decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home l...

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A row of bungalows, illustrating a series of single-story residential homes or a housing complex.

7-minute read

A cost segregation study: What it is and how it works

Cost segregation is a method of tax planning that can help real estate owners increase their cash flow. Learn about cost segregation studies and how they wor...

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