Dan Rafter headshot.

Dan Rafter

Contributing writer

Dan Rafter has covered mortgage, real estate and personal finance topics for more than two decades. During this time, he’s written for such publications as the Chicago Tribune, Washington Post, Christian Science Monitor, Phoenix Magazine, Mental Floss Magazine, Bankrate, CreditCards.com, Wise Bread and Lending Tree.

He’s also written about insurance, technology, careers and commercial real estate. When he’s not freelancing, he is the editor of Midwest Real Estate News, a trade magazine focusing on commercial real estate.

Expertise

Mortgage
Real Estate
Personal Finance

Education

University of Illinois at Urbana-Champaign, bachelor’s degree in journalism

Recent Articles

8-minute read

HELOC vs. mortgage: A guide

Curious about the differences between a HELOC and a mortgage? See how these loans differ in repayment term, interest rate and other conditions of the loan.

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7-minute read

How much does it cost to renovate a house?

The amount it costs to remodel a house can vary depending on the scale of the project. Learn the average costs associated with various kinds of remodels.

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6-minute read

How much is a mortgage on an $800K house?

A mortgage on an $800,000 home could cost you between $5.1k and $6.6k a month, but there's more to account for. Here's how to determine if you can afford it.

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9-minute read

How much is a mortgage on a $900K house?

Expect the mortgage payment on a home costing $900,000 to be between $5,000 and $8,000 per month, depending on your down payment, mortgage rate, and loan ter...

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10-minute read

FHA loans in California

Homes are expensive in California, but an FHA loan can help aspiring homeowners afford a home with a low down payment and flexible credit requirements.

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5-minute read

Average closing costs in Georgia

Closing costs when buying in Georgia are higher than average, so you'll need to be prepared to cover them. Learn more about average closing costs in Georgia.

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8-minute read

Cash-on-cash returns: A guide for real estate investors

Cash-on-cash return is a metric used by commercial real estate investors to see how profitable an investment is. Learn how it works and how to calculate it.

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19-minute read

10 best rental property management software options for 2025

What's the best property management software? Discover the top rental property management software for real estate investors, property managers and landlords.

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5-minute read

How to increase your mortgage preapproval amount

Buying your dream home may be more realistic than you think. Explore our guide to learn what might help increase your mortgage preapproval amount.

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