| Rocket Mortgage

Hanna Kielar

Hanna Kielar is a Section Editor for Rocket Money and Rocket Loans® with a focus on personal finance, automotive, and personal loans. She has a B.A. in Professional Writing from Michigan State University.

The exterior of a white house during the day, showcasing a residential property.

8-minute read

How much can a 1% difference in your mortgage rate save or cost you?

How much does 1% save on a 30-year mortgage? It may seem like nothing, but it adds up. Learn how your interest rate impacts the total cost of your mortgage.

A woman looking possibly looking at her good investments in real estate on laptop.

7-minute read

How are mortgage rates determined? A comprehensive look at mortgage rates

How are mortgage rates determined? A combination of the economic climate and personal factors. Learn how you can make the most of the current rates.

A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

A guide to USDA guaranteed vs direct loans

Wondering about how a USDA direct loan compares to a guaranteed loan? Use our guide to determine which USDA loan product fits your rural housing aspirations.

Image displaying a row of townhouses on a sunny day in North Carolina, showcasing real estate or property.

6-minute read

Duplex vs. townhouse: What are the main differences?

A duplex shares one wall while a townhome usually shares two. Find all the differences between duplexes and townhouses and see which style seems best for you.

Mother in kitchen cooking while father feeds child in high chair in dining room.

6-minute read

15-year vs. 30-year mortgage comparison

A 15-year mortgage is paid over 15 years, while a 30-year mortgage is paid over 30 years. Understand the pros and cons of both loan terms.

A charming row of houses with a white picket fence, creating a picturesque neighborhood scene.

6-minute read

Underwriting in the mortgage process, explained

Underwriting is a crucial part of the loan approval process. Learn about what underwriting is, how long it can take, and tips for a successful experience.