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Rory Arnold

Staff writer

Rory Arnold is a Los Angeles-based writer who has contributed to a variety of publications, including Rocket Mortgage, Quicken Loans, LowerMyBills, Ranker, Earth.com and JerseyDigs. Rory received his Bachelor of Science in Media, Culture and Communication from New York University. He also completed the SoFi/Coursera Fundamentals of Personal Finance Specialization consisting of five courses: Introduction to Personal Finance, Saving Money for the Future, Managing Debt, Fundamentals of Investing, and Risk Management in Personal Finance.

Expertise

Mortgage

Personal Finance

Real Estate

Education

New York University

Recent Articles

Image indicating a worried couple possibly by taxes or some other information written on the paper.

7-minute read

What does mortgage delinquency mean?

Mortgage delinquency means that a borrower’s payment is at least 30 days overdue. Understand how late payments affect your credit and your financial futur...

A man and women discussing something on a tab.

10-minute read

What is a 15-year fixed-rate mortgage?

Are you considering a 15-year fixed-rate mortgage? Learn more about fixed interest rates and find out whether a 15-year mortgage is right for your needs.

Man lounging on floor of airy living room on laptop looking at mortgage paperwork.

6-minute read

How to calculate your monthly mortgage payment

Are you wondering how much your estimated monthly payment would be on a mortgage? Check out our guide and learn how to calculate your mortgage payment.

Couple searching rental listings together on a phone.

11-minute read

Is now a good time to buy a house?

Are you wondering if now is a good time to buy a house? Learn about the various market and personal factors you should consider to make an informed decision....

A person in a yellow shirt working on taxes, possibly related to homeownership or property taxes.

4-minute read

Are closing costs tax-deductible?

You can buy fixer-upper houses at lower prices and renovate them to enjoy or sell. Learn how this works – and uncover the pros and cons of buying a fixer-...

An older couple on a couch with a book, depicting relaxation or leisure time at home.

5-minute read

FHA minimum property standards checklist: What to know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

Young couple sitting on couch in sunny living room reading over their mortgage preapproval paperwork.

4-minute read

FHA DTI ratio requirements (2026 guide)

Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.

Young family of three sitting on front steps of a house.

8-minute read

Rent-to-own homes: How it works and what to consider

Rent-to-own homes let you put part of your monthly rent toward a down payment on the property. Explore what a rent-to-own home is and how it works.

Top of a house in the process of being constructed.

7-minute read

FHA Construction-to-permanent loans: A guide

Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.