Recent Articles

6-minute read
The ATR/QM rule: What it is and what borrowers should know
Lenders have an obligation to make sure you can repay a mortgage before they give you a loan. The ATR/QM rule helps then evaluate your finances.
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6-minute read
Escrow refund: What is it and when does it occur?
An escrow refund is excess money returned by your lender from your mortgage escrow account. Here’s how it works.
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7-minute read
10 questions to ask when refinancing your mortgage
While you’re comparing rates, speak with lenders and get answers to your questions. Use our list of questions to help guide your conversation.
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6-minute read
USDA construction loan requirements: Everything you need to know
A USDA home building loan can help you construct a loan in an approved rural area. If you qualify, this type of loan has many benefits.
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10-minute read
What is a home equity conversion mortgage (HECM)?
A home equity conversion mortgage (HECM) allows homeowners 62 and older to convert their equity into cash in various ways. Learn if an HECM is right for you....
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7-minute read
Should you pay off your mortgage early?
Thinking about paying off your mortgage early? Learn the pros and cons, how to decide if it’s the right choice for you, and some strategies to make it hap...
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5-minute read
Escrow fees explained: What they are and how escrow costs work
Escrow fees are part of your total escrow costs and help protect both buyers and sellers. Learn what they include, why they matter, and who usually pays them.
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6-minute read
Letter to home seller from buyer: What to include
If you find your dream home in a competitive market, appealing directly to the seller may help your offer. This house offer letter sample gives you a s...
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5-minute read
USDA Streamline refinance: A complete guide
A USDA Streamline refinance simplifies the application and underwriting process to help rural homeowners save money on their mortgage. Learn how to apply.
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