Recent Articles

9-minute read
What is private mortgage insurance? PMI defined and explained
Learn what private mortgage insurance is, when PMI is required, how much it costs, and how to cancel it. Compare options before you apply.
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9-minute read
What are hard money loans and how do they work?
Learn how hard money loans work, what they cost, and when they may make sense for real estate investors. Compare risks and alternatives before you apply.
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11-minute read
A complete guide to the Fannie Mae HomeStyle loans for renovations
Learn how a Fannie Mae HomeStyle renovation loan works, including borrower eligibility, rates, renovation financing options, and FHA 203(k) comparisons.
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7-minute read
What is home value and how do you determine it?
Your home value impacts various areas from selling to refinancing. Learn what your home value is and how to find it.
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8-minute read
Is homeowners insurance required? What buyers need to know
Is a homeowners insurance policy required? Insurance is not legally required, but your lender will require you to carry a policy to protect its investment.
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8-minute read
What does clear to close mean? What to expect
Clear to close is an important milestone in the mortgage process. Learn what clear to close means, how it fits into underwriting, and what happens next.
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5-minute read
Do you have an underwater mortgage? Here are your options
Learn what an underwater mortgage is, how to tell if you have one, and what options may help if you owe more on your mortgage than your home is worth.
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3-minute read
Federal Reserve statement explained – July 2026
The Federal Reserve held the target range for the federal funds rate steady at 3.5% - 3.75% at its July 29 meeting. This is the fifth meeting without a change.
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9-minute read
Builder’s risk insurance for homeowners: What to know
Learn how builder’s risk insurance for homeowners works, what it covers, what it costs and when you may need coverage before work begins.
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