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Victoria Araj

Former team leader of editorial content

Victoria Araj is a former Team Leader for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 19+ years with the company. She holds a bachelor’s degree in journalism with an emphasis in political science from Michigan State University, and a master’s degree in public administration from the University of Michigan.

Recent Articles

A woman wearing glasses stands at a desk, working on a laptop computer and looking on a piece of paper.

10-minute read

Closing Disclosure: What it is and how to read the form

Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guid...

Townhouses in New York City while it snows in winter.

5-minute read

New York CEMA loans: Everything you need to know

If you’re refinancing a home in New York state, a CEMA loan may save you thousands of dollars in mortgage taxes. Learn more about CEMA loans and how th...

Two men in suits discussing contracts with folded hands.

8-minute read

Mortgage fraud: What you need to know to avoid it

Mortgage fraud occurs when someone lies or omits information to get loan approval or favorable loan conditions. Learn about common types of mortgage fraud here.

A young man sitting on his home couch looking at something on his laptop.

7-minute read

Common mortgage scams and how to avoid mortgage fraud

Mortgage fraud impacts every aspect of the home buying process. We’ll go over common mortgage scams and how you can avoid or spot them.

Home Inspection Checklist in Activity Video

5-minute read

A buyer's home inspection checklist

Inspections verify the safety and integrity of a buyer’s future home. Here’s a buyer’s home inspection checklist with all the key informati...

A couple talking with a mortgage lender, potentially in a home buying process.

6-minute read

Getting a mortgage with a new job: What to know

Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.

A couple possibly putting their credit card or some company card information on a laptop.

4-minute read

What to bring to closing: A buyer's checklist

Alleviate some of the stress that comes with closing day by preparing the items you’ll need to bring to the closing table ahead of time. Read to learn ...

A white modern kitchen, illustrating contemporary kitchen design and interior decor.

10-minute read

Cash-out refinance: Rates and guide for homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.

A couple enjoying with their daughter who is holding a book.

10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.