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Michelle Banaszak

Contributing writer

Michelle graduated from Michigan State University in 2011 with a Bachelor's in Communications and a Bachelor's in Studio Art. She's been writing for various companies since she graduated, and enjoys bringing stories and information to life. She currently works for Blue Cross Blue Shield of Michigan as a Communication Specialist and is a recent first-time homeowner.

Recent Articles

8-minute read

Can you avoid capital gains by paying off your mortgage? How home sale taxes really work

There are a number of strategies to avoid or reduce capital gains tax on a home sale. Learn more about exclusions, exceptions, and basis rules.

A real estate agent holding an iPad standing in front of a house possibly advertising it for sale.

14-minute read

What does a buyer’s agent do?

A buyer's agent represents you and your best interests in the home buying process. Learn more about the role of a buyer's agent and why you should work with one...

13-minute read

What is affordable housing? How to find and qualify for it

Affordable housing is defined as an occupant paying no more than 30% of their income to housing. Here’s how it works and how to qualify for affordable ...

Woman with headphones on neck, working on phone, with laptop open and paperwork nearby in her home office.

6-minute read

What does microflipping mean in real estate?

House flipping requires lots of labor and skill, but you can get into microflipping if you’re tech-savvy. Explore how it works and how to get started.<...

Homes in fall, portraying residential properties during the autumn season with foliage and trees.

3-minute read

Appraisal vs. inspection: A guide

Appraisals and inspections are critical steps in the home buying process. Learn how to identify the key differences in appraisals versus inspections.

Smiling family with baby in front of new home.

7-minute read

Cash-out refinance vs. HELOC: Which is best for you?

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

Husband and wife working on taxes together, indicating financial management or tax preparation.

5-minute read

APR vs. interest rate: What's the difference?

Interest rate and annual percentage rate are terms you’ll often see when comparing mortgages and other loans. Learn the difference between APR and inte...

Couple standing in front yard of white brick ranch style house with two large dogs on leash.

6-minute read

What happens to my home equity loan if I sell my house?

Borrowing against your home’s equity can help finance large projects. But what happens when you want to sell your home? Read what happens if you sell with...

A family inspecting or looking at a house, potentially in the context of home buying or renting.

6-minute read

How big of a house do you need? Tips for calculating your ideal home size

How big of a house do you need? Learn about the recommended square footage per person and other important factors to consider during your home search.