| Rocket Mortgage

Miranda Crace

Miranda Crace is a Senior Section Editor for the Rocket Companies, bringing a wealth of knowledge about mortgages, personal finance, real estate, and personal loans for over 10 years. Miranda is dedicated to advancing financial literacy and empowering individuals to achieve their financial and homeownership goals. She graduated from Wayne State University where she studied PR Writing, Film Production, and Film Editing. Her creative talents shine through her contributions to the popular video series "Home Lore" and "The Red Desk," which were nominated for the prestigious Shorty Awards. In her spare time, Miranda enjoys traveling, actively engages in the entrepreneurial community, and savors a perfectly brewed cup of coffee.

A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA loan refinances: Requirements, pros and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.

A man accompanied by a dog, possibly connected to home renovation or improvement.

2-minute read

Refinancing to renovate: How and where homeowners reinvested their equity

Homeowners have been refinancing to fund home renovations. We explore the reasons where it's been popular and the kinds of renovations homeowners are making.

6-minute read

10 tips to help you afford a 15-year mortgage

A 15-year mortgage can save you money on interest but comes with higher monthly payments. Learn how to afford a 15-year mortgage with these proven tips.

Exterior view of a suburban home with a well-manicured lawn and blue sky.

9-minute read

11 ways to save for a house: Tips for saving your down payment

One of the biggest hurdles when buying a home is saving for a down payment. Discover how to save for a house with 11 straightforward down payment strategies.

A street in USA, lined with trees and houses in full bloom.

6-minute read

Rent-back agreements: Pros and cons for buyers and sellers

A rent-back agreement allows sellers to rent their home from buyers for a set period of time, but it's not without risks. Learn the pros and cons here.

A couple viewing information together on a laptop.

5-minute read

The Real Estate Settlement Procedures Act (RESPA) explained

RESPA protects prospective home buyers by increasing lender transparency and outlawing certain predatory real estate practices. Find out more here.