Featured resources

8-minute read
Rent-to-own homes: How it works and what to consider
Rent-to-own homes let you put part of your monthly rent toward a down payment on the property. Explore what a rent-to-own home is and how it works.
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7-minute read
Step-by-step FHA loan process
Learn the step-by-step FHA loan process – from preapproval to closing –with timelines, requirements, and costs explained. Prepare and apply wit...
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8-minute read
How to buy a house with no money down
Some mortgages allow you to buy a house with no money down. Learn how to buy a house with n...
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7-minute read
FHA student loan guidelines
Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.
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7-minute read
FHA income and employment rules
Understand FHA income and employment rules, from job history and gaps to self-employment and VOE. See what lenders verify to qualify and get ready to apply now.
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7-minute read
A guide to home equity loan closing costs
Home equity loan closing costs typically range from 3% to 6% of your loan amount. Explore t...
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7-minute read
Home equity line of credit: Defined and explained
A HELOC allows you to tap into your home equity for many purposes. Learn how it works, how to qualify, and how to know if it’s the right option for you.
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8-minute read
7 ways to refinance a mortgage if you have ‘bad’ credit
If you’re looking to refinance, you’ll typically need to meet credit requirements. But it’s still possible to refinance with bad credit.
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4-minute read
Understanding fully amortized loans
A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...
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7-minute read
Prepayment penalty: What it is and how to avoid it
A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.
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6-minute read
How long does FHA approval take?
How long does FHA approval take? See a clear timeline from preapproval to closing, what affects speed, and tips to fast-track your loan approval. Start now.
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10-minute read
14 questions to ask a mortgage lender
The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential ones to get you started.
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5-minute read
Can you make principal-only payments on your mortgage?
Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...
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7-minute read
Should you pay off your mortgage early?
Paying off your mortgage early reduces the amount that you’ll pay over time, but is it a good idea? Figure out if paying your mortgage early is worth i...
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8-minute read
How to find rent-to-own homes: A guide
Are you on the hunt for a rent-to-own home? Read our helpful guide on the different ways you can go about finding a rent-to-own home that fits your needs.
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6-minute read
7/6 ARM: Definition and how it works
Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.
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8-minute read
How to buy a house in Tennessee
Are you considering a move to the Volunteer State? Learn about Tennessee’s current real estate market, the home buying process, and the top cities to live...
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6-minute read
Should I pay off my mortgage or invest?
Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decision.
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