Featured resources
6-minute read
What is total debt service and the debt service coverage ratio (DSCR)?
Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.
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6-minute read
A guide to buying a house with an LLC
There are pros and cons to putting a house under an LLC. Check out our guide for buying an investment property with an LLC.
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10-minute read
How to get a mortgage when you’re self-employed
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.
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6-minute read
Buying a short-sale home with an FHA loan
Buying a short-sale home with an FHA loan is possible if you meet the loan program’s requirements. Learn more about the rules, pros, and cons of this opti...
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6-minute read
Low housing inventory: How it affects the real estate market
Low housing inventory results from an increase in demand for houses without the supply to meet it. Understand how this affects the real estate market.
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7-minute read
Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?
As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...
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9-minute read
A guide to real estate and housing market indicators
Housing market indicators shed light on home affordability, home inventory, and more. Leverage market data and make the most of your next real estate purchase.
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9-minute read
What is a bridge loan and how does it work?
A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.
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4-minute read
How does a government shutdown impact mortgages?
The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.
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7-minute read
A guide to the types of VA loans
VA loans offer low-cost mortgages to veterans and active-duty service members. Discover the types of VA loans available and how to apply.
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8-minute read
Americans are spending less on holiday decor, gifts as economic uncertainty ramps up
According to a new Rocket Mortgage and Redfin survey, 28% of Americans are trimming their decorating budgets this year and 26% are spending less on gifts.
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6-minute read
Don’t fall for these 7 mortgage myths: What first-time home buyers should know
Buying your first home? Don’t let outdated mortgage myths hold you back. Discover the...
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7-minute read
What are mortgage servicing companies?
Mortgage servicing companies handle daily administrative tasks related to your loan. Learn all about what they do and how they differ from your lender.
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6-minute read
Second home vs. investment property: What’s the difference?
Learn the key differences between an investment property and a second home, including mortgage requirements, tax implications, and how lenders treat each type.
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8-minute read
Buying a house in Mississippi: What you should know
Are you considering buying a house in Mississippi? Learn a...
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5-minute read
Amortization: What is it and how does it work?
Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.
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4-minute read
Are moving expenses tax deductible?
Moving expenses aren’t tax deductible at the federal level unless you’re an eligible military member. Learn more about the rules for getting this de...
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5-minute read
How to understand your mortgage statement
Your mortgage statement includes important information like due dates and your loan balance...
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