Flood insurance is a policy that provides comprehensive coverage for losses caused by flooding. Find out why you need flood insurance.

What are recording fees, how much will they cost you, and what will happen if you don’t pay them? Find all the answers in our guide to recording fees.

A VA Certificate of Eligibility (COE) must be received before a borrower can apply for a VA loan. Here’s how to get one and what to expect when you apply.

Credit scores are a key factor in mortgage lending decisions. Learn how credit scores affect mortgage rates and what credit score you need to get a home.

Paying off a mortgage is a great achievement that impacts your credit score, mix of accounts and utilization rate. Here are the facts to consider.

Rocket Mortgage has updated conventional loan limits. Mortgage limits have gone up for most. Read on for details as well as FHA and VA loan limits....

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2025 and more with our guide....

A mortgage maturity date indicates when you’re expected to make your last mortgage payment. Learn more about how maturity dates work and how to find yours...

If an event triggers the foreclosure process on your reverse mortgage, you can still avoid losing the property. Learn more about the timeline and your options.

If financial issues make your mortgage unaffordable, you may have options. What happens if you can’t pay your mortgage? Here’s what to know.

An easement appurtenant gives nonowners limited access rights to a property. Find out how this type of easement might affect your property.

First-time home buyers with bad credit can focus on strategies to boost their score, decreasing their buying costs and improving their loan approval chances. Le...

The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loan...

An eMortgage is a convenient option that uses electronic documentation and signing processes. Learn about how it works and whether it may be right for you.

Hiring a qualified home inspector can save you thousands of dollars down the road. Learn what credentials to look for and how to find a good home inspector.<...

Mortgage REITs are publicly traded investments in mortgages and mortgage-backed securities. Learn about mREITs as well as their pros and cons before investing.

Borrowers can face mortgage servicing fees in certain situations. Discover what mortgage fees to avoid as a homeowner, including late payment and recast fees...