Featured resources

A young woman working on a laptop, possibly in a home or office setting.

6-minute read

What is total debt service and the debt service coverage ratio (DSCR)?

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

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Man tending to his garden.

6-minute read

A guide to buying a house with an LLC

There are pros and cons to putting a house under an LLC. Check out our guide for buying an investment property with an LLC.

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A woman working on a computer, possibly related to remote work, finances, or digital activities.

10-minute read

How to get a mortgage when you’re self-employed

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

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Open concept minimalist kitchen with house plants opening up into outdoor area with green space.

6-minute read

Buying a short-sale home with an FHA loan

Buying a short-sale home with an FHA loan is possible if you meet the loan program’s requirements. Learn more about the rules, pros, and cons of this opti...

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A turquoise bicycle on a front porch, adding a decorative element to the entrance of a home.

6-minute read

Low housing inventory: How it affects the real estate market

Low housing inventory results from an increase in demand for houses without the supply to meet it. Understand how this affects the real estate market.

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A realtor explaining things possibly about a property to a couple interested in buying it.

7-minute read

Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...

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Individual pointing at virtual home overlaying the base of a laptop.

9-minute read

A guide to real estate and housing market indicators

Housing market indicators shed light on home affordability, home inventory, and more. Leverage market data and make the most of your next real estate purchase.

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Man smiling and holding two fluffy small dogs in living room.

9-minute read

What is a bridge loan and how does it work?

A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.

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The National Mall monument in Washington D.C.

4-minute read

How does a government shutdown impact mortgages?

The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.

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Father and mother snuggling toddler in kitchen of home with picture windows revealing a vast green landscape.

7-minute read

A guide to the types of VA loans

VA loans offer low-cost mortgages to veterans and active-duty service members. Discover the types of VA loans available and how to apply.

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Exterior of suburban home with holiday decorations.

8-minute read

Americans are spending less on holiday decor, gifts as economic uncertainty ramps up

According to a new Rocket Mortgage and Redfin survey, 28% of Americans are trimming their decorating budgets this year and 26% are spending less on gifts.

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Couple looking at a home, potentially discussing or exploring a property they're interested in purchasing.

6-minute read

Don’t fall for these 7 mortgage myths: What first-time home buyers should know

Buying your first home? Don’t let outdated mortgage myths hold you back. Discover the...

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Young couple shaking hands with an agent in an office setting.

7-minute read

What are mortgage servicing companies?

Mortgage servicing companies handle daily administrative tasks related to your loan. Learn all about what they do and how they differ from your lender.

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Modern beach house featuring pool and cabana chairs.

6-minute read

Second home vs. investment property: What’s the difference?

Learn the key differences between an investment property and a second home, including mortgage requirements, tax implications, and how lenders treat each type.

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Aerial view of historial home in Mississippi.

8-minute read

Buying a house in Mississippi: What you should know

Are you considering buying a house in Mississippi? Learn a...

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Hands calculating, potentially symbolizing financial calculations or planning related to real estate or mortgage.

5-minute read

Amortization: What is it and how does it work?

Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.

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A Black family involved in the process of moving into a new house, indicating relocation or settling.

4-minute read

Are moving expenses tax deductible?

Moving expenses aren’t tax deductible at the federal level unless you’re an eligible military member. Learn more about the rules for getting this de...

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Couple doing financial planning on a laptop, indicating financial management or budgeting.

5-minute read

How to understand your mortgage statement

Your mortgage statement includes important information like due dates and your loan balance...

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