A par rate is a rate charged to a borrower based on DTI and other factors. It doesn’t include discount points or other adjustments. Read on to learn more.

A mortgage acceleration clause means that your entire mortgage balance becomes due if you default on your repayment. Learn more about the acceleration clause.

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi including rates, requirements and more to see if it’s right for you.

A mobile home refinance is possible for those looking to refinance their existing loan. Read more about how the manufactured home refinance process works.

Want to refinance your ARM loan? There’s more to consider than just a lower rate! Evaluate these key factors to see if it’s the right move for you.

Mortgage forbearance allows you to pause payments on a mortgage. Read on to learn about how forbearance works and whether it’s right for you.

Considering whether to refinance your jumbo loan? Explore our guide to learn more about the refinancing process, plus how to compare jumbo refinance rates.

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

If you’re wondering what the difference is between Fannie Mae and Freddie Mac, you’re not alone. We broke down the similarities and differences for you here.

A mortgage amortization schedule shows a breakdown of your monthly mortgage payment over time. Figure out how to calculate your mortgage amortization.

It’s possible to get a VA loan after bankruptcy, but borrowers may have to endure a waiting period and improve credit factors. Learn how the process works.

Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan as well as other pros and cons.

Not excited about the idea of paying off your home loan for the next 30 years? Check out our guide to short-term mortgages to explore alternative options.

Wondering what exactly a real estate agent does day by day? Read our article to learn more about what a real estate agent does for a buyer and seller.

Are you looking to change your homeowners insurance? Read through our complete guide on how to change your homeowners insurance with an escrow account.

A pocket listing is a home with a sale kept private and off the MLS. Learn how pocket listings work, their effect on the market, and their pros and cons.

Thinking about refinancing your investment property? Learn about refinancing and why you might benefit, and get step-by-step instructions on the process.