Featured resources

3-minute read
Is homeowners insurance required? What buyers should know
While homeowners insurance isn’t legally required, mortgage lenders will usually require it. Learn more about homeowners insurance requirements for buy...
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4-minute read
Solo households: Analyzing where and how single householders live
Solo households have become increasingly popular over recent decades. Read our analysis of the current data and trends for single vs. couple households.
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9-minute read
Buying a house without a REALTOR®: What to consider
Considering buying a house without a REALTOR®? Learn about how the process works, plus pros and cons, and what you’re responsible for do...
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6-minute read
What is rental property depreciation and how does it work?
Rental property depreciation is a big tax advantage that can make real estate investment profitable beyond the income it generates. Learn how it works.
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10-minute read
The basics behind financing a mobile or manufactured home
Manufactured or mobile homes may be the key to affordable homeownership. Learn how you can finance one under the favorable terms of conventional loans.
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4-minute read
Understanding FHA 203(b) loans and how they differ from FHA 203(k) loans
FHA 203(b) loans are intended for move-in ready homes and FHA 203(k) loans are used for homes that require significant repairs. Learn more about these loans....
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6-minute read
Cinch home services: Reviews and pricing
Cinch Home Services could be a solid option for your home warranty needs. In this close-up company review, find out why Cinch is a provider worth considering...
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5-minute read
What is an RHS loan?
An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.
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6-minute read
Is it a good time to buy a house? a decision guide
Whether it’s a good time to buy a house depends on market trends and your personal finances. Learn whether now is a good time to buy a house and how to de...
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4-minute read
Federal Reserve press release in plain English - January 2024
The Federal Reserve didn’t make any changes to the federal funds rate target range, but there’s lots of detail in here important to know as a mor...
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7-minute read
A guide to USDA guaranteed vs direct loans
Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.
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9-minute read
Mortgage origination fee: The inside scoop
Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run...
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3-minute read
What is a chattel mortgage and how does it work?
A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.<...
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6-minute read
Is a home equity loan a good idea?
Is a home equity loan a good idea? Whether you should get a home equity loan depends on your situation. Learn the pros and cons along with alternative loan o...
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6-minute read
Houseboat loans: A complete financing guide
Floating off the beaten path means doing a little extra homework to move into your own dream boat. Read our complete guide to houseboat financing.
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5-minute read
Interest rates are rising. Here's what it means for your transferees and relocation mortgage assistance program
Relocation may be the right move for a company, but they can be harder on team members when interest rates rise. Here’s how to combat the problem.
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3-minute read
Do oil prices affect mortgage rates?
Oil prices are one of many factors that affect mortgage rates. Learn more about how oil prices indirectly affect mortgage rates in the U.S.
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3-minute read
Interest rate floor: Definition and how it works
An interest rate floor is the lowest agreed-upon rate for floating-rate loan products. Learn how interest rate floors work and uncover some examples.
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