Featured resources
4-minute read
Understanding principal reduction: What it is and how it helps homeowners
Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.
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5-minute read
FHA home loan closing costs: How much should I expect to pay?
FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...
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7-minute read
Your guide to a $450,000 mortgage: Costs and requirements to consider
Ready for a $450,000 mortgage to buy a home? Read our guide to understand the costs and requirements that come with taking out a $450,000 loan.
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8-minute read
When is the best time of year to buy a house?
Wondering about the best time of year to buy a house? We’ve broken down all of the factors to consider, including the season, weather, price and more.
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4-minute read
What is mortgage curtailment?
Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.
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7-minute read
What to do if you're applying for a mortgage and a business loan
Follow these quick tips if you have no choice but to go “all in” on both a mortgage loan and a business loan at once.
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8-minute read
What is real estate? A definition and a guide
Interested in learning more about real estate? Learn all about what real estate is, how the real estate industry works and how to begin real estate investing.
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6-minute read
Are home buyers reframing their preferences in this housing market?
Home sale prices are high and real estate inventory is low. Are buyers reframing their preferences on their “dream home?”
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7-minute read
20-year vs. 30-year mortgage: How to decide
Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home l...
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5-minute read
What is a multifamily home and is it right for you?
A multifamily home is a residential property with more than one housing unit. Learn everything about the ins and outs of multifamily real estate investments....
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7-minute read
What is a good debt-to-income ratio?
What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.
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6-minute read
Everything you should know about financing a modular home
A modular home is a type of prefabricated, manufactured home. Here’s what you should know if you’re considering financing a modular home.
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9-minute read
What is a condo? Condominiums defined
A condo, also known as a condominium, is a housing or residential complex where individuals own their units. Learn more about this affordable path to homeowners...
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5-minute read
What is a spec home? Defined and explained
A spec house is a home that’s built with the speculation that it will be sold for profit. Learn more about the costs and pros and cons of buying a spec...
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3-minute read
How FHA identity of interest can affect your down payment
FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.
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7-minute read
Maximize your home's appraisal value with these tips
Getting a home appraised doesn’t have to be stressful! Learn how to prepare for one whether you’re a buyer, seller or refinancer.
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5-minute read
REALTOR definition, role and facts
A REALTOR® is a real estate professional who is a member of the National Association of REALTORS® (NAR). Learn how a REALTOR® can help you buy or...
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6-minute read
Why you should consider putting your house into a trust
Putting a house into a trust will help your trustee avoid a long and expensive probate trial when acquiring your property. See the factors you should conside...
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