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A woman multitasking on a phone call and computer, potentially related to mortgage or real estate inquiries.

4-minute read

Prequalified Vs. Preapproved: What’s The Difference?

A prequalification estimates how much you can afford, while a preapproval gives a better estimate and verifies your financial info for a loan. Learn more.

A father and daughter sitting by a pool, enjoying a relaxing moment together in a sunny setting.

6-minute read

12 Best Places To Buy A Vacation Home In 2024

Looking to own a home at the beach, in the mountains or somewhere with peace and quiet? Learn more about the 12 best places to buy a vacation home in 2024.

6-minute read

10 Tips To Help You Afford A 15-Year Mortgage

A 15-year mortgage can save you money on interest but comes with higher monthly payments. Learn how to afford a 15-year mortgage with these proven tips.

A woman in a yellow cardigan with documents, suggesting paperwork or documentation in real estate.

7-minute read

Ultimate Mortgage Preapproval Checklist

Getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.

Colorful apartments in an urban city, depicting vibrant and colorful urban apartments.

4-minute read

What Is HUD And What Does It Do?

HUD is an acronym for the U.S. Department of Housing and Urban Development. Learn how HUD works, what it does and how it helps aspiring home buyers.

Two lawyers or real estate agents discussing some documents with a women.

6-minute read

How Does A Prenup Agreement Affect A Mortgage?

Whether you’re buying a house with or without a prenup, it’s important to know how it can affect your mortgage. Learn how to protect your future mortgage today.

An image suggestive of renovation and remodeling trends, potentially featuring interior or exterior design changes.

5-minute read

Renovation vs. remodeling: The differences explained

The key differences between renovation and remodeling are the time, cost and type of home alterations involved. See what those differences mean for your budget.

An illustration of a multifamily home, depicting residential housing for multiple families or tenants.

4-minute read

What Are Non-Owner-Occupied Mortgages And What Interest Rates Do They Charge?

Non-owner-occupied mortgages are investment or commercial property loans that typically have higher interest rates than residential mortgages. Learn more here.

Red houses by a lake, depicting houses in a scenic setting.

7-minute read

What Is Flood Insurance And Do I Need It?

Flood insurance is an insurance policy that provides comprehensive coverage for losses caused by flooding. Find out if you need flood insurance.

A man and woman sitting on a couch, possibly researching or reviewing real estate information in a book.

6-minute read

What Are Mortgage Bonds And How Do They Work?

Mortgage bonds protect lenders and allow you to invest in affordable real estate. Learn more about how they work and how they affect the real estate market.

A realtor explaining things possibly about a property to a couple interested in buying it.

6-minute read

Mortgage Insurance Premium (MIP) Vs. Private Mortgage Insurance (PMI): How Do They Differ?

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key differences.

Adult son and senior father talking with a cup in their hands, suggesting family or generational bonding.

5-minute read

Am I Better Off Financially Than My Parents Were?

Explore how people feel they are doing financially compared to their parents at the same age.

A front door with a large wooden door and potted plants, creating a warm and inviting entrance.

4-minute read

Selling Mortgages: How It Affects You And What To Do Next

How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works and how it affects you.

Two girls smiling and laughing on a bed.

7-minute read

Prepayment Penalty: What It Is And How To Avoid It

A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.

Interracial couple with a realtor, signing, possibly representing a diverse couple finalizing a real estate deal with a realtor.

3-minute read

Proprietary Leases Defined: What They Are And How They Impact Co-Ops

A proprietary lease provides co-op shareholders with the right to live in a specified apartment unit. Learn more about proprietary leases and how they work.

Man kissing forehead of smiling wife in front of home.

8-minute read

How Can I Use My 401(k) For A Down Payment?

Want to withdraw or borrow from a 401(k) for a down payment? See the pros and cons here.

3-minute read

Mortgage Credit Certificate (MCC): How It Can Help You Afford Your Mortgage Payments

A mortgage credit certificate (MCC) is a tax credit that can help homeowners save on their tax bill. Learn if you’re eligible for an MCC and how to apply.

5-minute read

VA Loan Inspection Requirements: What To Know

VA loans don’t come with inspection requirements, but the home must meet VA minimum property requirements. Learn about MPRs and what they entail.

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