Featured resources

A couple having a beverage in the kitchen and looking outside the window.

6-minute read

Refinancing to a 15-year mortgage: The pros and cons

Refinancing to a 15-year mortgage can lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you....

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A couple smiling happily while enjoying a pleasant day in the park.

4-minute read

USDA guarantee fees: What are they and how do they work?

Wondering about the guarantee fee on a USDA loan? Uncover the meaning of a guarantee fee, how it works and more about its role in the home buying process.

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Row of new homes in Las Vegas, showcasing a row of newly constructed homes in Las Vegas.

3-minute read

Getting an FHA loan while self-employed: Guidelines and tips

Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.

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A couple reading, potentially exploring information related to homeownership or mortgages.

7-minute read

A guide to the types of VA loans

VA loans offer low-cost mortgages to veterans and active-duty service members. Discover the types of VA loans available, plus how to apply for a VA home loan...

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Father holding young son while he does paperwork at home.

5-minute read

How to get a VA certificate of eligibility (COE)

Securing a VA Certificate of Eligibility (COE) is the first step in getting a VA home loan. Learn how to get started on the path to homeownership with a VA COE.

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An African American family holding new keys, symbolizing the purchase or acquisition of a new home.

7-minute read

How special-purpose credit programs can help achieve homeownership

Special-purpose credit programs allow borrowers from underserved populations a chance for certain benefits in qualifying for a mortgage. Read on for details!...

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Construction workers building the frame of a new home.

8-minute read

Is it cheaper to build or buy a house? What you need to know

Wondering if it’s cheaper to buy or build a house? Discover the costs of building a house versus buying and which option is more suitable for your fina...

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RHB Assets From IGX: A row of painted ladies Victorian homes

8-minute read

How to find rent-to-own homes: A guide

Are you on the hunt for a rent-to-own home? Read our helpful guide on the different ways you can go about finding a rent-to-own home that fits your needs.

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A couple signing papers, potentially associated with finalizing a real estate deal or mortgage agreement.

8-minute read

Joint mortgage: A complete guide for borrowers

A joint mortgage is a home loan that multiple borrowers are responsible for paying. Learn more about joint mortgages, including their pros and their cons.

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Young couple inside their home with their baby.

9-minute read

Qualifying for a mortgage: The basics

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.

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Couple sitting on a couch, having a conversation or relaxing together while looking at something on the tablet.

7-minute read

Should you pay off your mortgage early?

Paying off your mortgage early reduces the amount that you’ll pay over time, but is it a good idea? Figure out if paying your mortgage early is worth i...

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Young woman using laptop on gray sofa.

7-minute read

How many home equity loans can I have?

While having multiple home equity loans is uncommon, you can have as many as you qualify for. Learn how it works when you have more than one home equity loan...

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A woman looking at a phone screen, possibly browsing or engaging in real estate-related activities.

7-minute read

What is an FHA mortgage insurance premium (MIP)?

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payme...

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Contractor writing inspection checklist while renovating a bathroom.

10-minute read

FHA appraisal and inspection: Guidelines and requirements

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

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White and grey house with a teal front door.

9-minute read

Community property: Definition, states that follow it and more

Thanks to community property, any income or property acquired during marriage belongs equally to both spouses. Learn more about how community property works....

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A woman in a sweater looking at a laptop, possibly working or engaging in online activities.

4-minute read

Variable interest rate: Should you get one?

Unlike a fixed interest rate, a variable interest rate changes over time based on a predetermined index. Learn how these rates work and why you might want on...

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A couple with an agent in a home, likely discussing real estate matters.

7-minute read

Capital gains tax on real estate and home sales: A guide

Are you required to pay the capital gains tax on your real estate property? Review our guide to learn what the capital gains tax is, when to pay it and more....

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House with colorful trim and flower garden in front yard

6-minute read

How to find open houses near you: 6 tips

Ready to find your next home, but not sure where to start? Check out our guide to finding open houses in your area, plus tips on how to prepare for them.

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