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The National Mall monument in Washington D.C.

4-minute read

How does a government shutdown impact mortgages?

The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.

Exterior of suburban home with holiday decorations.

8-minute read

Americans are spending less on holiday decor, gifts as economic uncertainty ramps up

According to a new Rocket Mortgage and Redfin survey, 28% of Americans are trimming their decorating budgets this year and 26% are spending less on gifts.

Father and mother snuggling toddler in kitchen of home with picture windows revealing a vast green landscape.

7-minute read

A guide to the types of VA loans

VA loans offer low-cost mortgages to veterans and active-duty service members. Discover the types of VA loans available and how to apply.

Couple looking at a home, potentially discussing or exploring a property they're interested in purchasing.

6-minute read

Don’t fall for these 7 mortgage myths: What first-time home buyers should know

Buying your first home? Don’t let outdated mortgage myths hold you back. Discover the...

Young couple shaking hands with an agent in an office setting.

7-minute read

What are mortgage servicing companies?

Mortgage servicing companies handle daily administrative tasks related to your loan. Learn all about what they do and how they differ from your lender.

Modern beach house featuring pool and cabana chairs.

6-minute read

Second home vs. investment property: What’s the difference?

Learn the key differences between an investment property and a second home, including mortgage requirements, tax implications, and how lenders treat each type.

Aerial view of historial home in Mississippi.

8-minute read

Buying a house in Mississippi: What you should know

Are you considering buying a house in Mississippi? Learn a...

Hands calculating, potentially symbolizing financial calculations or planning related to real estate or mortgage.

5-minute read

Amortization: What is it and how does it work?

Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.

A Black family involved in the process of moving into a new house, indicating relocation or settling.

4-minute read

Are moving expenses tax deductible?

Moving expenses aren’t tax deductible at the federal level unless you’re an eligible military member. Learn more about the rules for getting this de...

Couple doing financial planning on a laptop, indicating financial management or budgeting.

5-minute read

How to understand your mortgage statement

Your mortgage statement includes important information like due dates and your loan balance...

A man carefully reviewing documents related to real estate or financial matters.

6-minute read

How much does title insurance cost? Estimates, requirements, and savings tips

How much does title insurance cost? It varies, but it’s generally 0.5% – 1% of the home's sale price. Learn more about the cost of title insurance.

A woman sitting in a fancy room thinking something with a pen in hand while a man in background is talking on phone.

8-minute read

10-year mortgage rates: What to expect in 2025

A 10-year mortgage may come with lower interest rates than a 15- or 30-year mortgage. Learn...

4-minute read

3 reasons a home seller isn’t responding to your offer

Wondering why a home seller hasn’t responded to your offer? There are some common reasons sellers will reject your bid. Learn what to do next.

Smiling businessmen shaking hands, symbolizing a successful business deal or partnership.

6-minute read

Highest and best offer: What buyers should know

A highest and best offer might be requested by a seller who has received multiple offers on their home. Learn more about this offer and its potential impact....

4-minute read

How much is homeowners insurance?

How much homeowners insurance costs depends on location, coverage amount, and other factors. Learn more about the average cost of homeowners insurance.

A luxury kitchen with a marble slab backsplash and modern appliances.

6-minute read

What are lender credits used for when buying a house?

Lender credits let you roll your closing costs into your loan for a higher interest rate. Learn about lender credits and if they could be helpful to you.

11-minute read

What is a 30-year fixed-rate mortgage?

A 30-year fixed-rate mortgage is common among homeowners who prefer stable payments. Learn more about this ...

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