Featured resources

6-minute read
Why do lenders sell mortgages and how does it affect you?
How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works, and how it affects you.
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6-minute read
How to find houses to flip: A complete guide
Here’s how to find houses to flip and what factors matter most when choosing the right home, including price, condition, location, and market insights.
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6-minute read
Veterans earned housing benefits. Why aren't they using them?
VA loan programs and related housing benefits are underutilized. Here’s how eligible veterans can take advantage of the resources to which they’r...
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10-minute read
What to consider when buying a vacation home
Buying a vacation home requires more than just capital. Discover what it takes to purchase and manage a vacation rental property that's your second home.
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5-minute read
USDA Streamline refinance: A complete guide
A USDA Streamline refinance simplifies the application and underwriting process to help rural homeowners save money on their mortgage. Learn how to apply.
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6-minute read
A guide to investing in mixed-use properties
Learn about investing in a mixed-use property and how buying a space that combines commercial and residential uses can help build a diverse real estate portfoli...
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6-minute read
How to add or remove someone from your mortgage without refinancing
Do you want to change who is on your mortgage? Learn how to remove someone from a mortgage without refinancing, or to add someone in specific circumstances.
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5-minute read
FHLMC: Freddie Mac explained
The Federal Home Loan Mortgage Corp., better known as Freddie Mac, buys conforming conventional loans from private lenders to keep the mortgage market liquid.
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6-minute read
Float-down option: Can it lower your mortgage rate?
Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock....
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4-minute read
Interest rate floor: Definition and how it works
An interest rate floor is the lowest agreed-upon rate for adjustable-rate loan products. Learn how the interest rate floor works and its impact on your loan.
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9-minute read
Flipping vs. renting out a home: Which real estate strategy is right for you?
When it comes to flipping vs. renting properties, each has different strategies, pros and cons, and things to consider to help you choose the right strategy for...
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4-minute read
How does a government shutdown impact mortgages?
The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.
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5-minute read
What is a co-borrower? A beginner's guide
If you’re unable to get a mortgage on your own, adding a co-borrower may increase your chances of approval. Learn more about how adding a co-borrower can ...
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4-minute read
Deed of reconveyance: Definition, process, and FAQ
A deed of reconveyance is a document that transfers title to a property from the mortgage lender to the borrower. Learn more about how a reconveyance works.<...
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3-minute read
Are there jumbo loan limits?
Jumbo loans don’t have set limits. Learn how conforming loan limits in your area affect the type of mortgage you can use to finance your home.
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6-minute read
What is an HOA fee?
Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn about what an HOA fee is and how much it costs.
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5-minute read
How long does an appraisal take? The home appraisal timeline
How long does an appraisal take, and why? They can take anywhere from a few days to weeks, depending on timing, scheduling, and a home's complexity.
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3-minute read
Federal Reserve statement explained – April 2026
The Federal Reserve decided to hold the target range for the federal funds rate steady at 3.5% – 3.75% following its meeting on April 29.
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