Featured resources

4-minute read
How to find liens on a property: A home buyer's guide
It's essential to find and clear any liens on a property you plan to buy. Here’s how to look for, find, and resolve liens on a property before you buy it.
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4-minute read
What is a dry closing in real estate?
In dry-funding states, everything except the payment can be completed at closing. Learn about how a dry closing works, what the risks are, and where it's legal.
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7-minute read
Can you use a VA loan for a second home?
VA loans are designed to help military personnel, veterans, and their families buy a primary residence, but there are ways you can use one to buy a second home.
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4-minute read
Understanding right of survivorship: What you need to know
Learn how right of survivorship transfers a home to a surviving co-owner, as well as how joint tenancy and community property with the right of survivorship com...
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6-minute read
The ATR/QM rule: What it is and what borrowers should know
Lenders have an obligation to make sure you can repay a mortgage before they give you a loan. The ATR/QM rule helps then evaluate your finances.
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6-minute read
Tenancy in common (TIC): What is it and how does it work?
Tenancy in common is when two or more people share ownership of a property. Learn more about tenants in common and how they compare to other tenancy types.
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6-minute read
Escrow refund: What is it and when does it occur?
An escrow refund is excess money returned by your lender from your mortgage escrow account. Here’s how it works.
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6-minute read
What to consider before getting a home equity line of credit (HELOC)
A home equity line of credit can help you pay for home renovations or consolidate debt. However, there are pros and cons to a HELOC worth considering.
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7-minute read
10 questions to ask when refinancing your mortgage
While you’re comparing rates, speak with lenders and get answers to your questions. Use our list of questions to help guide your conversation.
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4-minute read
Mortgage par rates: What are they and how do they work?
Your mortgage par rate is essentially the baseline rate offered to you by a lender. You may be able to bring this rate down through discount points and more.
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4-minute read
How to remove a name from a mortgage
If you’re going through a divorce or you purchased a home with a fellow investor, there may come a time when you need to remove a name from a mortgage. We...
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10-minute read
15 first-time home buyer tips
Purchasing your first home can be overwhelming. These first-time home buyer tips can help you tackle the process with more confidence.
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9-minute read
How to find fixer-upper homes: Everything you need to know
Are you searching for a fixer-upper to be your dream home or your next fix-and-flip? Learn how to find and buy a fixer-upper that won’t turn into a mon...
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10-minute read
What is a purchase-money mortgage?
This type of financing is unique because a purchase-money loan allows the buyer to finance the seller. Her...
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5-minute read
The appraisal waiver: What home buyers should know
Appraisals are often mandatory during a real estate transaction. However, sometimes an appraisal waiver makes sense, can save you money, and expedite your sale.
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5-minute read
A guide to understanding bundle of rights in real estate
A bundle of rights in real estate refers to the legal rights associated with property ownership: the rights of possession, control, enjoyment, disposition, a...
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6-minute read
What is condemnation in real estate?
What is condemned property? Condemnation occurs when the government uses eminent domain to take property. Learn what condemnation can mean for homeowners.
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4-minute read
Can you get an ARM for an investment property?
Adjustable-rate mortgages have pros and cons for investors. You may benefit from a lower rate at first, but non-owner-occupied rates are still higher.
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