Featured resources

A front door with a large wooden door and potted plants, creating a warm and inviting entrance.

6-minute read

Why do lenders sell mortgages and how does it affect you?

How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works, and how it affects you.

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Construction platforms next to an old rural home for repairs.

6-minute read

How to find houses to flip: A complete guide

Here’s how to find houses to flip and what factors matter most when choosing the right home, including price, condition, location, and market insights.

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A young man engaged in conversation.

6-minute read

Veterans earned housing benefits. Why aren't they using them?

VA loan programs and related housing benefits are underutilized. Here’s how eligible veterans can take advantage of the resources to which they’r...

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Family with suitcases about to walk up the steps for a vacation rental home in a forested area,

10-minute read

What to consider when buying a vacation home

Buying a vacation home requires more than just capital. Discover what it takes to purchase and manage a vacation rental property that's your second home.

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A large brick home with a sprawling green lawn and well-tended landscaping.

5-minute read

USDA Streamline refinance: A complete guide

A USDA Streamline refinance simplifies the application and underwriting process to help rural homeowners save money on their mortgage. Learn how to apply.

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Apartment building with what appears to be a gym or store in the first floor.

6-minute read

A guide to investing in mixed-use properties

Learn about investing in a mixed-use property and how buying a space that combines commercial and residential uses can help build a diverse real estate portfoli...

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Couple moving into new home and playing with cat on the floor surrounded by moving boxes,

6-minute read

How to add or remove someone from your mortgage without refinancing

Do you want to change who is on your mortgage? Learn how to remove someone from a mortgage without refinancing, or to add someone in specific circumstances.

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Perfect neighborhood, showcasing an ideal or picturesque neighborhood setting.

5-minute read

FHLMC: Freddie Mac explained

The Federal Home Loan Mortgage Corp., better known as Freddie Mac, buys conforming conventional loans from private lenders to keep the mortgage market liquid.

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Family enjoying a leisure time possibly on a picnic.

6-minute read

Float-down option: Can it lower your mortgage rate?

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock....

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Close up of man calculating figures.

4-minute read

Interest rate floor: Definition and how it works

An interest rate floor is the lowest agreed-upon rate for adjustable-rate loan products. Learn how the interest rate floor works and its impact on your loan.

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A young couple sitting on the floor side by side, potentially discussing home-related decisions or planning.

9-minute read

Flipping vs. renting out a home: Which real estate strategy is right for you?

When it comes to flipping vs. renting properties, each has different strategies, pros and cons, and things to consider to help you choose the right strategy for...

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The National Mall monument in Washington D.C.

4-minute read

How does a government shutdown impact mortgages?

The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.

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Two women looking at different paint colors for their house.

5-minute read

What is a co-borrower? A beginner's guide

If you’re unable to get a mortgage on your own, adding a co-borrower may increase your chances of approval. Learn more about how adding a co-borrower can ...

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A Black man's hands signing a document on a desk at home, potentially related to paperwork or contracts.

4-minute read

Deed of reconveyance: Definition, process, and FAQ

A deed of reconveyance is a document that transfers title to a property from the mortgage lender to the borrower. Learn more about how a reconveyance works.<...

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Friends at a barbecue.

3-minute read

Are there jumbo loan limits?

Jumbo loans don’t have set limits. Learn how conforming loan limits in your area affect the type of mortgage you can use to finance your home.

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Aerial view of a suburb and culdesac in New Jersey.

6-minute read

What is an HOA fee?

Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn about what an HOA fee is and how much it costs.

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A real estate agent showing women a property possibly for the purpose of sale or rent.

5-minute read

How long does an appraisal take? The home appraisal timeline

How long does an appraisal take, and why? They can take anywhere from a few days to weeks, depending on timing, scheduling, and a home's complexity.

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Person in front of computer monitors tracking stock charts.

3-minute read

Federal Reserve statement explained – April 2026

The Federal Reserve decided to hold the target range for the federal funds rate steady at 3.5% – 3.75% following its meeting on April 29.

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