The Federal Home Loan Mortgage Corp., better known as Freddie Mac, buys conforming conventional loans from private lenders to keep the mortgage market liquid.

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock....

An interest rate floor is the lowest agreed-upon rate for adjustable-rate loan products. Learn how the interest rate floor works and its impact on your loan.

When it comes to flipping vs. renting properties, each has different strategies, pros and cons, and things to consider to help you choose the right strategy for...

The federal government has reopened. But how does a government shutdown impact mortgages if this happens again? Here's what you need to know.

If you’re unable to get a mortgage on your own, adding a co-borrower may increase your chances of approval. Learn more about how adding a co-borrower can ...

A deed of reconveyance is a document that transfers title to a property from the mortgage lender to the borrower. Learn more about how a reconveyance works.<...

Jumbo loans don’t have set limits. Learn how conforming loan limits in your area affect the type of mortgage you can use to finance your home.

Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn about what an HOA fee is and how much it costs.

How long does an appraisal take, and why? They can take anywhere from a few days to weeks, depending on timing, scheduling, and a home's complexity.

The Federal Reserve decided to hold the target range for the federal funds rate steady at 3.5% – 3.75% following its meeting on April 29.

Home foundation problems can be alarming. Learn what to do when buying a house with foundation issues and how to decide if the property is still a good fit.

A mortgage contingency in a purchase agreement allows you to back out of the home purchase if you can't secure financing. Learn more about how it works.

Multigenerational homes have people of multiple generations living under one roof. Learn what it's like to live in a home that unifies different generations.

If you have a mortgage, you already have one lien on your property. However, there are other types of liens, and some can make it harder to sell the property.

Looking for a home in Alaska? Your mortgage payment changes based on where in AK you choose to live. We break it down.

Fee simple ownership provides you with full, indefinite ownership of your private property and land. Learn more about how it works and which forms exist.

When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.