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A man looking at his phone with somewhat surprised expressions.

4-minute read

What happens if you made an offer on a house but received no response?

Wondering why a seller hasn’t responded to your offer? Although they typically do so, sellers are not legally obligated to respond. Learn what to do ne...

An image of a kitchen with modern appliances in wood style design.

9-minute read

Surprising factors that can affect a home appraisal

If you’re selling or refinancing your home, it will likely need an appraisal. Learn what factors affect a home appraisal and how to prevent a low appraisa...

Close up of clients and Realtor reviewing contract.

7-minute read

Choosing a bridge loan vs. a HELOC: What's right for you?

Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.

Couple touring new home under construction.

5-minute read

Making an offer on a new-construction home

Want to negotiate the price of a new-construction home? Learn how to make an offer on a new home and get tips for negotiating the most favorable deal.

Workers on a building roof, possibly involved in construction or maintenance work.

5-minute read

Build-to-rent homes: A renter's and investor's guide

Looking at build-to-rent homes as an investor or renter? From basic definitions to pros and cons, our guide has all you need to know about build-to-rent.

8-minute read

HELOC vs. mortgage: A guide

Curious about the differences between a HELOC and a mortgage? See how these loans differ in repayment term, interest rate and other conditions of the loan.

Man smiling while working on laptop in kitchen while eating breakfast.

9-minute read

Veteran housing assistance options: Grants, loans and programs

Explore veteran housing assistance options, including VA...

Relaxed brunette woman in sweats curled up reviewing financial paperwork binder on living room sofa.

4-minute read

Do you need renters insurance? Factors to consider

Wondering if you need renters insurance? Whether or not your landlord requires it, insurance can protect you and your possessions.

A young black couple moving into a new home, carrying boxes and belongings.

9-minute read

New home checklist: Everything to do before and after moving day

A checklist for moving into a new home can make for a smooth relocation. Learn everything you need to do when moving with this new home checklist.

Smiling woman reading information on laptop.

6-minute read

When are HELOCs tax deductible?

A HELOC may be tax deductible depending on when you took it out and what you used the funds for. Learn more about IRS guidelines on HELOCs.

Calculation-related imagery, potentially representing financial planning or mortgage calculations.

5-minute read

What is IRR (internal rate of return)?

IRR, or internal rate of return, is a metric investors use to evaluate real estate investments. Discover how IRR is calculated and how to use this number.

A women possibly working from home engrossed in her thoughts.

6-minute read

What are the FHA compensating factors?

FHA compensating factors help borrowers qualify for an FHA loan. Learn what lenders consider a compensating factor and how it can help you get an FHA loan.

Bathroom mid-renovation with new white tile and dark wood vanity.

6-minute read

HELOC vs. home equity loan: Which is best for you?

Trying to decide between a HELOC and a home equity loan? Learn the differences between these borrowing options and how to choose which is best for you.

White stuco minimalist style home in Marfa Texas.

5-minute read

What you need to know about home equity loans and cash-out refinances in Texas

If you’re looking to do a home equity loan or otherwise do a cash-out refinance in Texas, you should know there are some special rules to follow.

Family of three smiling together while sitting in a couch.

5-minute read

Can you use a HELOC for credit card debt consolidation?

Some homeowners use a HELOC for credit card debt consolidation. Learn the pros and cons and how to determine whether a HELOC is right for you.

Couple smiling at one another while looking at documents on open laptop.

6-minute read

How long does it take to close on a house?

Closing on a house typically takes 30 – 60 days, but delays can lengthen the timeline. Get the statistics and learn how you can speed up your closing.