Featured resources

Ranch style home in Houston Texas.

1-minute read

Texas: Essential home buying resources

Looking to buy a home in Texas? Rocket Mortgage can help you get there. Find out what you need to know to become a homeowner in the Lone Star State.

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A family enjoying their time inside their house.

6-minute read

How long does it take to refinance a house?

Understanding how long it takes to refinance your house can help you plan and prepare. Explore how the process works.

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Image depicting the duration before selling, likely discussing the time frame or considerations before selling a property.

7-minute read

Selling a house after a year: How soon can I sell?

You’re thinking about selling your home after a year or maybe less. Are there disadvantages? Consider the taxes, costs, and penalties before you sell.

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A couple discussing finances or mortgages with an agent.

4-minute read

Understanding fully amortized loans

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist of.

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A house at dusk, depicting a home during twilight or evening.

5-minute read

40-year mortgage: An explanation, the pros and cons

A 40-year loan term can bring down your monthly payment in exchange for paying more overall interest and some riskier features. Learn more about 40-year loans.

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Older couple signing a home contract, potentially finalizing a property transaction.

5-minute read

A guide to real estate closing documents for buyers

Not sure which documents to expect at closing? Learn more about the documents you will need to sign, approve and review to close on a real estate deal.

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A woman writing a letter while sitting on a bed.

6-minute read

Letter to home seller from buyer: What to include

Writing a letter to a home seller can help when making an offer on a home. Learn which details can make your offer appealing, and how it can benefit you.

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Young woman sitting on back deck on laptop.

8-minute read

How to afford a home on a single income

Are you interested in becoming a homeowner but have a single income? Read our guide to learn how to afford a home on a single income and explore your options.

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Lake house image, likely showcasing a house near a lake or waterfront property.

8-minute read

The pros and cons of buying a lake house

Before you buy a lake house, you should understand the financial implications of owning one. Here’s a comprehensive list of pros and cons to help you.

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Loan officer reviewing mortgage paperwork with smiling couple.

5-minute read

Is a mortgage secured or unsecured debt?

A mortgage is a type of secured debt, meaning it’s backed by your home as collateral. Learn how secured loans differ from unsecured ones.

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Family engaging in a painting activity, possibly related to home improvement or creative bonding.

4-minute read

How often can you refinance your home?

How often can you refinance your mortgage? Technically, you can refinance as many times as you want. Learn the pros and cons of refinancing more than once.

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House against a bright blue sky background.

6-minute read

When is the best part of the month to close on a house?

The day of the month you close affects when your first payment is due, how much interest you pay at closing, and your taxes. Learn about the best time to close.

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Three people working together at a table, surrounded by papers.

8-minute read

What is PMI? Private mortgage insurance defined and explained

Private mortgage insurance can be a tricky subject, so we broke down what PMI is, how much it costs, and how to tell whether it's the right option for you.

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Couple with daughter smiling among boxes inside newly moved into home.

4-minute read

What is a kick-out clause and should you include one?

A kick-out clause allows sellers who’ve accepted an offer to continue showing their home. Learn about other features of a kick-out clause in real estate.

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Image of a woman sitting in a yellow chair, with a dog in her lap, working on a laptop.

7-minute read

Buying a house with low income: Loan options, assistance programs, and tips

Becoming a homeowner is still possible with a low income. See what low-income house buying programs and strategies can help when applying for a mortgage.

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A man and women unboxing cardboard boxes after moving into the new residence.

4-minute read

What is the loan-to-value ratio and how is it calculated?

Your loan-to-value ratio measures your loan amount against the value of the home you’re buying. Figure out how your LTV ratio is calculated.

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Pool in tropical home.

6-minute read

What are jumbo loans and how do they work?

A jumbo loan is a mortgage that exceeds current conforming mortgage limits set by the Federal Housing Finance Agency. Learn more about how jumbo loans work.

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A woman signing a contract, suggesting engagement in a real estate agreement or mortgage-related documentation.

10-minute read

What is a real estate purchase agreement, and why is it important?

A real estate purchase agreement is a contract covering the details of a real estate transaction. Learn more about purchase agreements and their key components.

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