Featured resources

10-minute read

Types of home loans and how they work

Compare types of home loans, from conventional and FHA to VA, USDA, and jumbo loans. Learn how each works, down payments, and how to choose. Start here.

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10-minute read

FHA Streamline refinance: How it works, requirements and costs

Learn how an FHA Streamline refinance works, who qualifies, what it costs and how to compare rates. See if refinancing makes sense and apply today.

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7-minute read

FHA gift funds: Guidelines, donors, and documentation

Learn FHA gift funds guidelines for donors, gift letters, paper trails, and eligible uses so you can document your funds with confidence. Get started.

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12-minute read

Mortgage qualification: Requirements and tips

Learn mortgage qualification basics, including credit score, income, DTI, assets, and down payment requirements. See how to prepare and apply.

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9-minute read

Types of VA loans: A guide to your options

Compare the different types of VA loans, eligibility, benefits, and fees so you can choose the right purchase, refinance, or renovation option. Learn more.

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7-minute read

Dual agency in real estate: Pros, cons, and considerations

Learn how dual agency in real estate works, including pros, cons, commissions, state restrictions, and questions to ask before you consent. Start here.

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8-minute read

What does a title company do?

What does a title company do in home buying? Learn how title search, insurance, escrow, and closing protect your purchase, then start your mortgage application.

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5-minute read

Can a married person get a mortgage without their spouse, and how is this done?

Depending on where you live, buying a house without your spouse may be an option for you. Let’s look at why you’d buy a house without your spouse...

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6-minute read

How to get a mortgage with a seasonal income

Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.

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10-minute read

Getting a mortgage without 2 years’ work history

Getting a mortgage without 2 years’ work history may be possible. Learn which income, documents, and loan options may help you qualify. Explore steps.

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7-minute read

How to strengthen your mortgage application before you apply

Getting ready to apply for a mortgage? Learn how to strengthen your application, understand what lenders look for, and have the best shot at loan approval.

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7-minute read

What is an active contingent listing in real estate?

Wondering what active contingent means in real estate? Learn how contingencies, pending status, and backup offers work so you can act fast on a home you love...

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8-minute read

Ultimate mortgage preapproval checklist

Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.

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10-minute read

What is cost basis in real estate?

Learn what cost basis in real estate means, what can increase or reduce it, and how to calculate adjusted basis before you sell. Read the guide.

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11-minute read

What is home equity? How to calculate, build and use it

Learn what home equity is, how to calculate and build it, and ways to borrow against it. Compare options, benefits and risks before you apply.

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8-minute read

Mortgage underwriting: What it is and how the process works

Learn how mortgage underwriting works, what underwriters review, and how to avoid delays with a practical checklist. Start preparing for your loan.

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10-minute read

How many mortgages can you have? Loan limits explained

How many mortgages can you have? Learn about mortgage limits, qualification guidelines, and financing options for multiple properties. Start planning now.

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9-minute read

Can an LLC buy a house?

Can an LLC buy a house? Learn when it works, what lenders require, pros and cons, tax trade-offs, and financing options before you apply. Get next steps.

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