Featured resources

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6-minute read

75% of Americans would rather renovate their home than take a dream vacation

A Rocket Mortgage survey reveals that, given the option, 75% of U.S. homeowners would rather renovate their home than spend that money on a dream vacation.

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A women with her daughter holding a cat looking at some information on the laptop.

8-minute read

ARM vs. fixed-rate mortgage: What’s the difference?

ARMs (adjustable-rate mortgages) and fixed-rate mortgages have distinct pros and cons depending on your goals. Learn the key differences and how to decide.

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A woman sitting at the kitchen table looking at her computer and on the phone.

5-minute read

Can I pay off my home equity loan early?

A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.

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A happy couple reading and drinking coffee on a couch, likely depicting leisure or relaxation at home.

4-minute read

What Is A YOURgage® and how does it work?

If you'd like more choices than a 15- or 30-year mortgage, a YOURgage may be the solution. This Rocket Mortgage program lets you choose a custom loan term.

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A young Asian woman assisting her father with a phone, possibly related to technology or communication assistance.

7-minute read

How to decide when to refinance your mortgage

When is a good time to refinance your house? It depends on your circumstances. Learn about some indicators that refinancing could be a good decision for you.

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Real estate agent standing with couple in front of a house looking at documents in a folder.

8-minute read

What does pending mean in real estate?

If you’ve been house hunting, you might have wondered what “pending” means on a real estate listing. Read on to decode this real estate listin...

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Interior of a hipster room, displaying modern decor and design elements.

11-minute read

How to choose the best mortgage for you

Are you thinking about buying a home, but aren't sure about the right mortgage? Learn about your options and choose the best mortgage home loan for your needs.

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A woman managing bills or finances, possibly organizing payments or budgeting.

13-minute read

What does it mean to be house poor and how can you avoid it?

Being house poor means most of your income goes toward your mortgage. Learn about how people often become house poor and how you can avoid or escap...

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Tampa skyscrapers with palm trees.

8-minute read

Top 10 US cities for veteran home buyers

VA loans are a key home buying tool for veterans, and over 7% of homes were financed with them in 2025. Here are the top U.S. cities for veteran home buyers.

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Image showing a young businesswoman contemplating while sitting in front of an open laptop.

5-minute read

What credit score do mortgage lenders use?

Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.

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Image of distressed grey ranch-style family house with an unkempt overgrown lawn in disrepair.

5-minute read

Distressed property: Everything you need to know

A distressed property is a house that’s on the verge of foreclosure or has been reclaimed by a lender. Learn more about investing in distressed homes h...

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Aerial view of vibrant and colorful neighborhood, showcasing diverse houses and surroundings.

10-minute read

Types of mortgage refinance: Which option is right for you?

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.<...

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A scenic view of an oak tree near a wooden fence, depicting a serene natural landscape.

6-minute read

Encroachment: Definition and what it means in real estate

Encroachment happens when a neighbor’s property crosses onto another owner’s land. Learn how it works, some issues it can cause, and how to resol...

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A lady drinking coffee at home, representing relaxation or daily routines at home.

12-minute read

FHA vs. conventional loan: Which should you choose?

Your first mortgage decision will likely be whether to apply for an FHA loan or a conventional loan. Learn the difference between these two types of mortgages.

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Couple on couch drinking coffee and petting their dog.

6-minute read

How much are closing costs on a VA loan?

VA loans have reduced fees, but you still need some cash to close. VA loan closing costs depend on your down payment and whether it's your first loan.

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A country-style home with a wrap-around deck, showcasing its exterior and architectural design.

4-minute read

VA loan down payment requirements

VA loans have different down payment terms compared to other types of mortgage loans. Use this guide to learn about the requirements for VA loan down payment...

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A couple possibly signing the final documents of their new home.

7-minute read

Should you make or accept a backup offer on a home sale?

A backup offer on a home guarantees you a contract with the seller if the first offer fails. Find out if buyers and sellers should try this home sale strateg...

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A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

6-minute read

What are conforming loans and what do they mean to borrowers?

A conforming loan is a mortgage that meets FHFA loan limits, Fannie Mae, and Freddie Mac guidelines. Learn how it works, the limits, and pros and cons.

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