Featured resources

6-minute read
Are home warranties worth it? What to consider
Are home warranties worth it? Compare costs, service fees, coverage limits and alternatives so you can decide whether to buy or skip a plan before you choose...
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8-minute read
Mortgage fraud: What it is and what to do about it
Any misrepresentation of information on a mortgage application is considered mortgage fraud. Here’s how to identify, avoid, and report scams.
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5-minute read
Impound accounts explained: Why your servicer holds funds
Some mortgage servicers arrange impound accounts to collect fees from home buyers. But how do they work, and do they benefit you? Keep reading to find out.
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8-minute read
15-year vs. 30-year mortgage comparison
Which loan term fits your budget? Comparing 15-year vs. 30-year mortgage options shows significant differences in rates, payments, and total interest paid.
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7-minute read
CEMA mortgage in New York: How it works and saves money
Learn how a CEMA mortgage works in New York, who qualifies, and how it may reduce mortgage recording tax when refinancing. Rocket Mortgage offers CEMA loans....
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7-minute read
Down payment assistance programs: What they are, and how they work
Learn how down payment assistance programs work, who qualifies, and where to find grants or loans that can help with upfront home buying costs. Start here.
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7-minute read
Is earthquake insurance worth it?
Your homeowners insurance excludes earthquake damage. Learn more about earthquake insurance, what it covers, what it costs, and how to decide if you need it.
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10-minute read
Joint VA loan: What it is and how to qualify
Learn how a joint VA loan works, who can co-borrow, down payment rules and how to apply. Compare benefits and drawbacks before you start.
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11-minute read
No-appraisal refinance: Options, rules, and risks explained
Learn how a no-appraisal refinance works, which loan types may qualify, and when skipping an appraisal can save time or cost you. Explore your options.
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12-minute read
How much does a home inspection cost in 2026?
How much does a home inspection cost? See 2026 average prices, cost factors, add-on fees and ways to budget before you buy a house. Learn more.
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9-minute read
What is private mortgage insurance? PMI defined and explained
Learn what private mortgage insurance is, when PMI is required, how much it costs, and how to cancel it. Compare options before you apply.
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16-minute read
What is digital real estate? Meaning, types and risks
Learn what digital real estate is, see examples, compare risks and rewards, and get beginner tips before you invest in online assets. Read the guide today.
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11-minute read
Who pays REALTOR® fees? What buyers and sellers should know
Learn who pays REALTOR® fees, how commissions work, and what buyers and sellers can negotiate before closing. Compare costs and plan your next move.
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9-minute read
What are hard money loans and how do they work?
Learn how hard money loans work, what they cost, and when they may make sense for real estate investors. Compare risks and alternatives before you apply.
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8-minute read
VA loan vs. conventional loan: Key differences
Compare VA loan vs. conventional loan requirements, costs, benefits, and drawbacks to choose the right mortgage. Learn key differences and apply today.
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11-minute read
A complete guide to the Fannie Mae HomeStyle loans for renovations
Learn how a Fannie Mae HomeStyle renovation loan works, including borrower eligibility, rates, renovation financing options, and FHA 203(k) comparisons.
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7-minute read
What is home value and how do you determine it?
Your home value impacts various areas from selling to refinancing. Learn what your home value is and how to find it.
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16-minute read
Using a HELOC for a down payment on a second home
Using a HELOC for a down payment on a second home has benefits and risks. Learn how it works, what lenders review and alternatives to compare.
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