You may need a homeowners insurance binder to close your loan. Learn what it is, when lenders require one, what the document means, and how you can get one.<...

Learn what an underwater mortgage is, how to tell if you have one, and what options may help if you owe more on your mortgage than your home is worth.

You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.

The Federal Reserve held the target range for the federal funds rate steady at 3.5% - 3.75% at its July 29 meeting. This is the fifth meeting without a change.

Getting a HELOC with bad credit can be possible if you have enough equity and income. Learn lender requirements, risks and alternatives before you apply.

Can you refinance your mortgage right after closing if interest rates drop? It depends on which type of loan you have and how long you’ve lived in your...

Learn how to find rent-to-own homes, compare programs and portals, spot red flags and choose the right agreement. Start your path to homeownership.

Ready to buy a home? Explore different home buying costs, such as the down payment and closing fees, to determine how much money you need to buy a house.

Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.

Learn how builder’s risk insurance for homeowners works, what it covers, what it costs and when you may need coverage before work begins.

You’ve completed the mortgage preapproval process. What comes next? Here's a step-by-step breakdown of the home buying timeline after mortgage preappro...

A Jumbo Smart loan from Rocket Mortgage allows you to borrow more than the conforming limit to buy or refinance a home, second home, or investment property.

Your DTI for a VA loan should be less than 41% to maximize your chances of approval. Learn how to calculate your DTI and reduce it to meet loan requirements.

Why did your mortgage payment go up? Learn the most common causes, including taxes, insurance, escrow changes, and adjustable rates.

Mortgage prequalification gives you an idea of how much house you can afford without hurting your credit. Learn more about the prequalification process.

Learn what a sewer scope inspection is, when to get one, what inspectors look for and typical costs before buying a home. Review the warning signs.

When investing in real estate, you’ll need to understand how much the investment might grow annually over time. See how this formula works.

You can calculate per diem interest with a simple formula or set up a per diem interest calculator in a spreadsheet. Learn about how per diem interest works....