Featured resources

5-minute read

What happens after preapproval? A step-by-step timeline

You’ve completed the mortgage preapproval process. What comes next? Here's a step-by-step breakdown of the home buying timeline after mortgage preappro...

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5-minute read

Opening new doors to homeownership with a Jumbo Smart loan

A Jumbo Smart loan from Rocket Mortgage allows you to borrow more than the conforming limit to buy or refinance a home, second home, or investment property.

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6-minute read

Your guide to debt-to-income ratio (DTI) for VA loans

Your DTI for a VA loan should be less than 41% to maximize your chances of approval. Learn how to calculate your DTI and reduce it to meet loan requirements.

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8-minute read

Why does your mortgage keep going up?

Why did your mortgage payment go up? Learn the most common causes, including taxes, insurance, escrow changes, and adjustable rates.

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7-minute read

Mortgage prequalification: What is it and how does it work?

Mortgage prequalification gives you an idea of how much house you can afford without hurting your credit. Learn more about the prequalification process.

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7-minute read

What is a sewer scope inspection and do I need one?

Learn what a sewer scope inspection is, when to get one, what inspectors look for and typical costs before buying a home. Review the warning signs.

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5-minute read

What is IRR (internal rate of return)?

When investing in real estate, you’ll need to understand how much the investment might grow annually over time. See how this formula works.

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7-minute read

How to calculate per diem interest

You can calculate per diem interest with a simple formula or set up a per diem interest calculator in a spreadsheet. Learn about how per diem interest works....

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6-minute read

What is a cash-in refinance?

Most refinancing helps you take cash out, but a cash-in refinance lets you do the opposite. Refinancing with a lump sum toward your principal can be smart.

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8-minute read

Debt-to-income ratio: What it is and how to calculate it

Learn what debt-to-income ratio means, how to calculate DTI and what lenders may look for before you apply for a mortgage. Start planning your next step.

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9-minute read

A complete guide to a $100,000 mortgage

Are you considering a $100,000 mortgage? Learn how interest rates, loan terms, and other factors can affect your mortgage payment on a $100,000 loan.

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9-minute read

I own my house outright and want a loan: What are my options?

You can still obtain home equity loans if your home is paid off. If you want to tap into your home’s equity, here’s what your options are.

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9-minute read

Blanket mortgages: How they work and when to use one

Learn how blanket mortgages finance multiple properties with one loan, review pros and cons, requirements, and alternatives, and decide if one fits your goals.

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8-minute read

Foundation inspections: Cost, process, and warning signs

Foundation inspections can uncover cracks, drainage problems, and repair needs before they worsen. Learn about costs, warning signs, and what to expect.

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10-minute read

Grants for home improvements

If you’re looking for help with home repairs, some homeowners might be eligible for grants that can fund key renovations – and don’t need to b...

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5-minute read

A guide to Homes for Heroes programs

First responders, teachers, and other people in service careers may qualify for Homes for Heroes programs. This type of assistance can lower initial costs.

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9-minute read

How to repair your credit score in 6 steps

Learning how to repair your credit can increase your chances of mortgage approval. From paying on time to prioritizing credit cards, here are some tips.

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5-minute read

VA funding fee: What to expect in 2026

The VA funding fee is a one-time expense borrowers pay for a VA loan. Learn more about the fee, how much it is, and who may be exempt from paying it.

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