Featured resources

4-minute read
Price per square foot: Why it matters and how it's calculated
Using price per square foot helps you compare similarly priced properties on the market, measuring how much house you can get for your budget.
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5-minute read
What is a loan-to-value ratio and how is it calculated?
When you buy a home, you may not be able to finance the entire loan. Your loan-to-value ratio, or LTV, determines how much you need to put down in cash.
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4-minute read
A guide to the FHA MIP refund chart
If you refinance an FHA loan within a few years, you may be entitled to a mortgage insurance refund. The UFMIP refund chart outlines what you can expect.
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8-minute read
What is a mortgage rate?
A mortgage preapproval letter shows you how much a lender has conditionally approved you for. It lasts for a few months and may strengthen your offer.
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7-minute read
Refinance appraisal checklist: 7 ways to prepare
Preparing for a home appraisal for a refinance? Use this checklist to learn what appraisers look for, how to prep your home, what can hurt value, and more.
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5-minute read
Affordable refinancing programs: RefiNow™ and Refi Possible®
If you want a lower mortgage rate on your home, an affordable refinance plan may help. RefiNow™ and Refi Possible® are designed for high-DT...
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9-minute read
10-year mortgage rates: What to expect in 2026
Learn how 10-year mortgage rates work, what affects them, and how to get the best rate for your loan in today’s market.
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11-minute read
14 questions to ask a mortgage lender
Learn the right questions to ask a mortgage lender and the mortgage loan questions to ask so you can compare rates, fees, loan options, and timelines.
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9-minute read
Capital improvements: When are your home renovations tax deductible?
If you’re thinking about renovating your house before selling, these upgrades may qualify as capital improvements. Learn more about their tax deductibilit...
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7-minute read
Are closing costs negotiable?
Are closing costs negotiable? Some are, some aren't. Learn which closing costs you can get reduced or waived, and which ones you must pay when buying a home.
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7-minute read
How to get help with your mortgage payments
There are several ways to get help with your mortgage payments and avoid foreclosure. See what kind of assistance is available from a servicer if you qualify.
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8-minute read
How are mortgage rates determined?
Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.
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4-minute read
Homeowners are significantly more likely than renters to love where they live
Roughly 3 in 5 U.S. homeowners (59%) are very satisfied with their living situation, compared with just 34% of renters, according to a recent survey.
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6-minute read
53% of locked-in homeowners would move school districts if they could keep their mortgage rate
A new survey finds many parents with sub-4% mortgage rates are making difficult decisions around giving up low rates and moving for better school districts.<...
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5-minute read
What is the average mortgage payment?
The average mortgage payment in the U.S. is $2,030 for 2025, though how much you'll pay depends on how much you borrow, your interest rate, and loan term.
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9-minute read
Does spousal support count as income for a mortgage?
Does spousal support count as income for a mortgage? In some cases, yes. Learn how lenders verify it, how it affects your DTI, and application considerations...
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6-minute read
A comprehensive guide to mortgage payments on a $300K loan
Learn what affects a $300K mortgage payment, how loan terms and rates change monthly costs, and what income may help you afford a $300,000 home.
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5-minute read
A guide to home equity loan closing costs
Home equity loan closing costs typically range from 3% – 6% of your loan amount. Learn what fees are included and how to lower your total borrowing cos...
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