Featured resources

5-minute read

What is home appreciation and how is it calculated?

Learn how the value of your home or investment property may be increasing over time, resulting in equity while you own it and profits when you sell it.

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8-minute read

What to do after closing on a home

The paperwork has been signed and you’ve got the keys in hand. Now what? Here’s what to expect after closing on a home.

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6-minute read

First lien vs. second lien: What’s the difference?

Second lienholders agree to be subordinate to the first if a borrower defaults or files for bankruptcy. Understanding this can help you manage your finances.

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8-minute read

Can I refinance a home equity loan?

Wondering how to refinance your home equity loan? Discover how to secure better conditions for your loan as well as maximize your home equity loan benefits.<...

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8-minute read

The pros and cons of home equity loans

Tapping into your home’s equity can help you finance many goals, but there are strings attached. Here are the basic pros and cons of home equity loans.

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5-minute read

What is the NMLS, and why does it matter?

Learn what the NMLS is, why NMLS numbers matter, and how licensing works for mortgage loan originators. Use this guide before choosing a lender or applying.<...

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6-minute read

FHA identity of interest rules and exceptions explained

If you’re planning on using an FHA loan to buy a home from a family, friend, or colleague, the FHA identity of interest rules may require a larger down...

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16-minute read

Using a HELOC for a down payment on a second home

Using a HELOC for a down payment on a second home has benefits and risks. Learn how it works, what lenders review and alternatives to compare.

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8-minute read

Mortgage interest deduction: A guide for the 2025 tax year

Learn how the 2025 mortgage interest deduction works, what qualifies, and whether itemizing or the standard deduction saves you more.

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6-minute read

Financing multiple rental properties: A beginner's guide

Investment home financing can get complicated, especially with multiple properties. Let Rocket Mortgage help you get started.

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11-minute read

HELOC alternatives: 8 options to compare before borrowing

Compare HELOC alternatives like home equity loans, cash-out refinances, reverse mortgages, credit cards, and personal loans so you can choose with confidence.

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4-minute read

Choosing a bridge loan vs. a HELOC: What's right for you?

Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.

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7-minute read

VA loan for an investment property: Rules and options

Learn when a VA loan for an investment property is allowed, including multifamily homes, rentals, and occupancy rules. Explore VA loan options today.

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8-minute read

Should I refinance to a 15-year mortgage?

Refinancing to a 15-year mortgage may lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you.

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7-minute read

A guide for understanding home improvement loans

Home improvement loans can help you finance anything from a few cosmetic changes to a major renovation. Figure out what loan option is right for you.

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12-minute read

HELOC vs. personal loan: How to choose the better one for you

Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.

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8-minute read

Closing costs in New York: What buyers and sellers pay

Learn how closing costs in New York work for buyers and sellers, including common fees, NYC taxes and ways to reduce what you pay. Start today.

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7-minute read

What is home value and how do you determine it?

Your home value impacts various areas from selling to refinancing. Learn what your home value is and how to find it.

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