Featured resources

16-minute read
FHA refinance vs. conventional refinance: Which is better?
Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.
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7-minute read
How long does underwriting take?
Find out how long underwriting takes, what can delay mortgage approval, and how to move from application to closing faster. Start your mortgage prep today.
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7-minute read
Reverse mortgage foreclosure: Everything you need to know
If an event triggers the foreclosure process on your reverse mortgage, you can still avoid losing the property. Learn more about the timeline and your options.
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10-minute read
How to buy a cabin or cottage: A step-by-step guide
Buying a cabin in the woods or a cottage by the beach can be a dream come true with the right financial strategy. Learn more about financing options.
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6-minute read
Why do lenders sell mortgages and how does it affect you?
How does selling mortgages work? Find out why lenders sell mortgages to investors, how the process works, and how it affects you.
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5-minute read
What qualifies as a bedroom? Know before you buy or sell
Not just any room in a home counts as a bedroom. Before you buy or sell, check out our guide to learn what qualifies as a bedroom in a house.
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11-minute read
How to buy a house without a REALTOR®
Learn how to buy a house without a REALTOR®, from preapproval and home search to offers, inspections, paperwork, and closing. See the risks and start today.
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7-minute read
No-closing-cost refinance: How it works, costs, and pros
Learn how a no-closing-cost refinance works, what fees still apply, and when it may make sense. Compare options and explore refinance choices today.
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11-minute read
What is a condo? Condominiums defined
What is a condo? Learn how condo ownership works, what fees cover, how condos compare with apartments and townhouses, and how to decide if buying one fits.
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7-minute read
20-year vs. 30-year mortgage: How to decide
A 20-year or a 30-year mortgage? See how each affects your monthly payment, interest, equity, and flexibility so you can choose the right term. Learn more he...
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6-minute read
How to find houses to flip
Learn how to find houses to flip online, off-market, and through distressed sales, plus what to evaluate before buying. Start your search smarter.
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9-minute read
Can you buy a foreclosure with a VA loan?
Can you buy a foreclosure with a VA loan? Learn what homes qualify, VA appraisal rules, repair options, and how to start your purchase.
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8-minute read
The hidden costs of late mortgage payments
Are you worried about the effects of making a late mortgage payment? Learn more about missing a mortgage payment, including how it affects your credit and more.
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11-minute read
Escrow holdback: Repair rules, costs, and closing steps
Learn how an escrow holdback works, which home repairs qualify, who funds the account, and what happens after closing. Keep your home closing right on track.
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9-minute read
USDA loans: Requirements, rates, benefits, and how to qualify
Learn how USDA loans work, who qualifies, income limits, fees, and property rules. Compare mortgage options and take your next step toward home financing.
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6-minute read
How long does mortgage preapproval last?
Mortgage preapproval estimates how much a lender expects you can borrow and usually is valid for 60 – 90 days. Learn when to apply and what you need to ge...
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7-minute read
How to negotiate new construction home price
Are you looking to negotiate the price of a new-construction home? Learn how to make an offer and what to say in negotiations to walk away with a good deal.
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8-minute read
How long is an appraisal good for?
How old can an appraisal be at closing? Take a look at conventional, FHA, USDA, and VA requirements, including when an update may replace a new report.
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