Featured resources

8-minute read

Permanent foundations for mobile homes: Types and requirements

Explore mobile home permanent foundation options. Learn how each mobile home foundation type works so you can choose the right structure for your home.

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6-minute read

The lock-in effect: Why some homeowners just aren’t moving

Many homeowners who bought or refinanced during the pandemic don't want to lose their low interest rate. Our survey explores what would inspire them to sell....

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6-minute read

How much equity do you need to refinance?

Refinancing can reduce your interest rate, your monthly payment, or get rid of mortgage insurance. But you usually need some equity to get the ball rolling.<...

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6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.

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4-minute read

What is an active contingent listing in real estate?

Follow along as we define active contingent in real estate and explain what active contingent means for home buyers, including what you need to consider.

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9-minute read

What is a 20-year mortgage, and should you consider one?

A 20-year fixed mortgage requires making payments over a 20-year term. Learn how these mortgages compare to other loans and see Rocket Mortgage’s current ...

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9-minute read

A guide to gifts of equity

You can make a gift of home equity when you sell or give your home to a family member. The gift carries tax implications and must be documented with a letter.

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4-minute read

Upfront mortgage insurance premium (UFMIP): What you need to know

If you have an FHA loan, mortgage insurance premiums are mandatory. In addition to paying a monthly fee, you’re responsible for an upfront fee called UFMI...

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7-minute read

What is the right of first refusal in real estate and how does it work?

What is a first right of refusal? Learn how a right of first refusal works in real estate, including when it’s used and what buyers and sellers should kno...

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12-minute read

HELOC vs. personal loan: How to choose the better one for you

Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.

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6-minute read

How to check if a neighborhood is safe

Neighborhood safety is important for your quality of life, home value, insurance costs, and more. Learn how to check if a neighborhood is safe before you move.

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7-minute read

Property taxes by state: Ranked from highest to lowest

Compare property tax rates in all 50 states. Find out where taxes are highest and lowest and see how much you might pay based on home value and location.

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9-minute read

What is deed of trust?

A deed of trust is a legal document used to secure a home loan in some states. Learn how it works, how it compares to a mortgage, and what happens in a default.

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6-minute read

How to find investment properties in 2026

Looking for the best places to invest in real estate? The right  purchase may be right around the corner when you know how to find investment properties.

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8-minute read

The complete guide to buying land and building a house

Thinking of building a new home on a piece of raw land? Learn how to buy land and build a house the right way, which includes planning and securing financing.

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8-minute read

IRA withdrawal for a home purchase: What you need to know

Using an IRA withdrawal for a home purchase may come with penalties and tax implications. These funds may also need to be repaid if the sale falls through.

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8-minute read

Life estate: What is it and how does it work?

A life estate can help transfer a home to an heir while letting you live there for life. Learn what a life estate is, how it works, and key pros and cons.

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4-minute read

How long do sellers have to accept an offer? What to expect after you submit

Learn how long sellers have to accept an offer to purchase real estate in most circumstances. Learn what affects timing, plus what to do if there’s no res...

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