A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...

Paying off your mortgage early reduces the amount that you’ll pay over time, but is it a good idea? Figure out if paying your mortgage early is worth i...

Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...

A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.

The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential ones to get you started.

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.

Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decision.

Are you considering a move to the Volunteer State? Learn about Tennessee’s current real estate market, the home buying process, and the top cities to live...

Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

A subject-to real estate transaction lets the buyer own the property while the seller keeps the mortgage in their name. Learn about how this arrangement works.

Considering buying an investment property? Learn what an investment property is, the types of properties you can invest in and how to get financing through a lo...

There are pros and cons to putting a house under an LLC. Check out our guide for buying an investment property with an LLC.

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

Explore non-owner-occupied mortgage rates, key requirements, and financing options for your investment property goals to determine what’s best for you.

Buying a short-sale home with an FHA loan is possible if you meet the loan program’s requirements. Learn more about the rules, pros, and cons of this opti...

Low housing inventory results from an increase in demand for houses without the supply to meet it. Understand how this affects the real estate market.