Featured resources

13-minute read

Buying a second home: Costs, requirements and steps

Buying a second home? Learn costs, loan options, requirements, tax basics, and key steps to decide if it’s right for you. Get started today.

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11-minute read

Reverse mortgage scams: How to spot and avoid fraud

Learn how reverse mortgage scams work, the warning signs to watch for and steps to protect your home equity. Spot fraud before you sign any paperwork.

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8-minute read

Is homeowners insurance required? What buyers need to know

Is a homeowners insurance policy required? Insurance is not legally required, but your lender will require you to carry a policy to protect its investment.

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6-minute read

When will mortgage rates go down?

Learn what experts expect regarding mortgage rates, what drives rates, and how to decide whether to buy or refinance now.

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4-minute read

VA jumbo loan limits, rates, and requirements

Yes, qualified borrowers can get a jumbo VA loan. Learn how these loans work, including requirements and whether you need a down payment or pay a funding fee...

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7-minute read

Should you consider a HELOC on your investment property?

A HELOC on an investment property can give you access to cash for improvements and further investments. Learn more about how they work and how to get one.

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8-minute read

What does clear to close mean? What to expect

Clear to close is an important milestone in the mortgage process. Learn what clear to close means, how it fits into underwriting, and what happens next.

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9-minute read

What is hazard insurance? Coverage, costs, and mortgages

Learn what hazard insurance is, what it covers and excludes, why lenders require it, and how it affects your mortgage. Read the guide before you close.

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9-minute read

Real estate broker vs. agent: Key differences explained

Real estate agents and brokers differ in licensing requirements and key responsibilities. Learn more about the differences, their pay, and when to work with eac...

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15-minute read

Can you get a mortgage without a job?

Can you get a mortgage without a job? Learn what lenders review, which income sources may count and steps to improve approval odds.

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8-minute read

How to move to another state: A step-by-step guide

Learn how to relocate to another state with a step-by-step checklist for budgeting, packing, housing and legal tasks. Start planning your move today.

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7-minute read

Should I pay off my mortgage or invest?

Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decisio...

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6-minute read

What is a homeowners insurance binder, and when do you need one?

You may need a homeowners insurance binder to close your loan. Learn what it is, when lenders require one, what the document means, and how you can get one.<...

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5-minute read

Do you have an underwater mortgage? Here are your options

Learn what an underwater mortgage is, how to tell if you have one, and what options may help if you owe more on your mortgage than your home is worth.

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5-minute read

How many FHA loans can you have?

You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.

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3-minute read

Federal Reserve statement explained – July 2026

The Federal Reserve held the target range for the federal funds rate steady at 3.5% - 3.75% at its July 29 meeting. This is the fifth meeting without a change.

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13-minute read

Getting a HELOC with bad credit: What to know

Getting a HELOC with bad credit can be possible if you have enough equity and income. Learn lender requirements, risks and alternatives before you apply.

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8-minute read

How soon after buying a home can I refinance?

Can you refinance your mortgage right after closing if interest rates drop? It depends on which type of loan you have and how long you’ve lived in your...

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