A buyer's agent represents you and your best interests in the home buying process. Learn more about the role of a buyer's agent and why you should work with one...

Whether you’re facing financial issues or major life changes, knowing how to get out of a mortgage loan the right way is important. Learn about your optio...

Thinking of buying a modular home? There’s a...

RESPA protects prospective home buyers by increasing lender transparency and outlawing certain predatory real estate practices.

The conforming loan limit in most areas in 2025 is $806,500 for one unit. A home above this limit may require a jumbo loan. Learn about jumbo loan limits.

Discover budget-friendly ways to customize your mobile home – from design tweaks to strategic upgrades. Personalize your space and add value with our smar...

A resale house is a home that's been lived in before; it's not a new build. Learn more about what a resale house is plus the pros and cons that come with it.

Deciding between buying or renting your next home? Learn more about the differences and key factors to consider when making the rent-versus-buy decision.

Mortgage prequalification gives you an idea of how much house you can afford. Learn more about the loan prequalification process here.

A short sale is a voluntary procedure, while a foreclosure isn’t. Understanding both processes can help borrowers make decisions when facing mortgage defa...

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

Learn FHA reserve requirements for 2025—what qualifies as reserves, how many months you need, and exceptions. Get clear answers and see if you qualify tod...

Learn FHA DTI ratio requirements for 2026, max limits, front‑end vs back‑end, and how to calculate and lower your DTI. See examples. Get prepped to apply.

Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.

Rent-to-own homes let you put part of your monthly rent toward a down payment on the property. Explore what a rent-to-own home is and how it works.

Learn how FHA construction-to-permanent loans fund your build and convert to a mortgage with flexible credit and low down payments. Compare options and apply.

Wondering what credit score you need to buy a house? There’s often no hard answer, but higher scores will always mean more options. Check out practical ad...

Learn 2025 FHA student loan guidelines: How lenders count payments, DTI examples, IBR and deferment rules, and approval tips. Start now. Get preapproved today.