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Couple smiling and eating pizza on floor of new home surrounded by unopened boxes.

9-minute read

Buydown: A way to reduce interest rates

Buydowns are methods used by buyers and sellers to lower interest rates in the early years of a new mortgage. Find out if a buydown is right for you.

Happy family gathered around laptop on couch enjoying their time.

10-minute read

HomeReady® mortgage: How to apply for this loan

A HomeReady mortgage can assist you in the home buying process, offering you a lower down payment. Learn more about how to apply for a HomeReady loan program.

Man smiling and holding two fluffy small dogs in living room.

7-minute read

What is a bridge loan and how does it work?

A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.

A red one-story home with a neatly trimmed lawn and trees, presenting a cozy residential scene.

5-minute read

How much house can you afford with an FHA loan?

Master the basics for calculating how much house you can afford with an FHA loan. We’ll explore additional factors and tips for increasing your buying power.

Two people discussing something while drinking coffee.

8-minute read

A non-arm's length transaction: Buying a house from someone close to you

Buying a house from someone you know? That could be a non-arm’s length transaction with tax and legal implications. Learn about buying a house from a family member or friend.

A young lesbian couple using a tablet in bed, representing modern lifestyle and technology use.

9-minute read

Why Gen Z faces homeownership anxiety in today's volatile economy and how they overcome it

The experiences of Gen Z have made them more than a little anxious about entering the real estate market. Let’s discuss the issues and how they can be overcome.

Image depicting the duration before selling, likely discussing the time frame or considerations before selling a property.

4-minute read

How long should you live in a house before selling?

Wondering how long you should live in a house before selling? The 5-year rule is a good start, but you should consider other guidelines and factors.

An asian woman looking at some information possibly related to real estate on her laptop.

4-minute read

What is a CLUE report in real estate?

A CLUE report is a detailed overview of a property’s insurance claims history. Learn the importance of CLUE reports in real estate transactions here.

A family in the process of moving, possibly packing belongings or transitioning to a new home.

5-minute read

What is a VA-guaranteed loan?

VA loans are loans originated by third-party lenders, like Rocket Mortgage, and backed by the VA. Learn more about how VA-guaranteed loans work.

An accountant doing taxes, depicting financial or accounting-related tasks.

8-minute read

What is a 1031 exchange?

A 1031 exchange allows investors to exchange a property for another of equal or greater value and avoid capital gains taxes. Learn how a 1031 can help you.

Woman looking over a bill in her kitchen.

6-minute read

Mortgage forbearance vs. deferment: What's the difference?

For homeowners dealing with financial hardship, relief options include forbearance and deferment. Learn more about mortgage forbearance versus deferment.

A happy family of three gathered around a laptop, enjoying quality time together while browsing online.

4-minute read

What is an open house and how does it work?

An open house is an event a seller or their real estate agent hosts to allow potential buyers to view their home in person. Learn how it works.

A young couple inspecting a house, potentially considering it for purchase.

4-minute read

How does a mortgage contingency work?

A mortgage contingency is a clause that sets up certain conditions for a real estate transaction. Learn how this can protect both home buyers and home.

Image of a mother and father drawing with their child, suggesting a family-oriented activity.

8-minute read

A guide to the no-closing-cost refinance

A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to do so.

A young Asian woman assisting her father with a phone, possibly related to technology or communication assistance.

7-minute read

Is now a good time to refinance?

Is now a good time to refinance your mortgage? It depends on your circumstances. Learn about some indicators that refinancing could be a good decision for you.

A woman appraising a home, indicating property assessment or valuation in real estate.

10-minute read

What is a home appraisal and how much does it cost?

A home appraisal determines the value of a home. Learn how this process works for those who are buying, selling or refinancing a home.

An image possibly related to the LIBOR (London Interbank Offered Rate) financial concept.

6-minute read

The London Interbank Offered Rate (LIBOR), defined and explained

Until recently, LIBOR was a longstanding benchmark interest rate for adjustable-rate mortgages and other loans. Learn about LIBOR and its replacement.

Modern open sofa living room, showcasing contemporary interior design and home decor.

4-minute read

Secured Overnight Financing Rate (SOFR), defined and explained

The Secured Overnight Financing Rate (SOFR) guides lenders on how much to charge borrowers. Learn how SOFR’s replacement of LIBOR affects mortgages.

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