Featured resources

5-minute read

What is a tangible net benefit?

Tangible net benefits, or net tangible benefits, are advantageous gains you get by refinancing. Learn more about how you can benefit from refinancing here.

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16-minute read

FHA refinance vs. conventional refinance: Which is better?

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

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8-minute read

7 ways to refinance a mortgage if you have ‘bad’ credit

If you’re looking to refinance, you’ll typically need to meet credit requirements. But it’s still possible to refinance with bad credit.

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6-minute read

Refinancing your condo: A complete guide

Refinancing your condo is similar to refinancing a mortgage on a house, but there are a few minor differences. Here’s how to get started with the process.

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8-minute read

A guide to the tax implications of a cash-out refinance

The interest accrued on a cash-out refinance can be deducted under specific circumstances. Use this guide to learn more about your tax responsibilities. 

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7-minute read

No-appraisal refinance: Should you do it?

You can refinance your mortgage without getting an appraisal, but it may not be your best option. Learn more about how you can get a no-appraisal refinance.

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5-minute read

What is a cash-in refinance?

A cash-in refinance is a type of refinancing that occurs when a lump-sum payment is made, lowering the principal. Here’s how to decide if it's right for y...

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7-minute read

Cash-out refinance vs. HELOC: Which is best for you?

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

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10-minute read

What is a limited cash-out refinance and how does it work?

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

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7-minute read

How soon after I buy a house can I refinance?

Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.

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7-minute read

Is a HELOC a good idea? How to decide

Wondering if a home equity line of credit (HELOC) is a good idea for you? Find out what you should consider before choosing this financing option.

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5-minute read

Can you use a HELOC for credit card debt consolidation?

Some homeowners use a HELOC for credit card debt consolidation. Learn the pros and cons and how to determine whether a HELOC is right for you.

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2-minute read

Netting escrows: What does it mean and should you net escrow?

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi and its benefits and drawbacks.

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10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

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9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

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4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

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9-minute read

Should I borrow money from my home to pay for college?

Are you looking for a way to cover your child's college expenses? The equity in your home may offer a solution. Learn how to use home equity to pay for colle...

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6-minute read

Refinance appraisal vs. purchase appraisal

Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.

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Get approved to refinance

See expert-recommended refinance options and customize them to fit your budget