Featured resources
10-minute read
Cash-out refinance: Rates and guide for homeowners
Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.
Read more
10-minute read
FHA cash-out refinance: A how-to guide
Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.
Read more
8-minute read
What is the refinance break-even point?
The break-even point for a refinance tells homeowners how long it will take to recoup refinance costs. Learn how to calculate your potential savings here.
Read more
9-minute read
Senior refinance programs for mortgages, and who qualifies
Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.
Read more
4-minute read
Understanding principal reduction: What it is and how it helps homeowners
Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.
Read more
6-minute read
Why you should consider putting your house into a trust
Putting a house into a trust will help your trustee avoid a long and expensive probate trial when acquiring your property. See the factors you should conside...
Read more

8-minute read
What is home equity and how can I access it?
Home equity is the value of the portion of your home you own. Discover the multiple ways to tap into that equity and how to calculate it.
Read more
9-minute read
Refinancing a second mortgage: What you need to know
For many homeowners, taking out a second mortgage can be helpful for a variety of reasons. But can you refinance your second mortgage? Find out.
Read more
9-minute read
Should I borrow money from my home to pay for college?
Are you looking for a way to cover your child's college expenses? The equity in your home may offer a solution. Learn how to use home equity to pay for colle...
Read more
7-minute read
What to expect from a refinance appraisal
Thinking about refinancing your home loan? Learn more about the refinance appraisal process, what to expect and how to prepare your home to get the most value.
Read more
6-minute read
Refinancing to a 15-year mortgage: The pros and cons
Refinancing to a 15-year mortgage can lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you....
Read more

6-minute read
Refinance appraisal vs. purchase appraisal
Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.
Read more
5-minute read
HIRO mortgage program: High LTV refinance option
The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it work...
Read more

8-minute read
Can you refinance before selling your home, and should you?
Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.
Read more
7-minute read
Types of mortgage refinance: Which option is right for you?
There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.<...
Read more
6-minute read
Is a home equity loan a good idea?
Is a home equity loan a good idea? Whether you should get a home equity loan depends on your situation. Learn the pros and cons along with alternative loan o...
Read more
6-minute read
How does refinancing your mortgage impact your credit?
Does refinancing hurt your credit? Slightly, but the long-term benefits of refinancing your mortgage can far outweigh the temporary downside. Learn more here...
Read more
2-minute read
Refinancing to renovate: How and where homeowners reinvested their equity
Homeowners have been refinancing to fund home renovations. We explore the reasons where it’s been popular and the kinds of renovations homeowners are m...
Read more