Featured resources

Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.

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Middle-aged couple creating a budget, possibly discussing refinancing costs or financial planning.

8-minute read

How much does it cost to refinance a mortgage?

The cost to refinance a mortgage depends on your closing fees, which can be 2% – 6% of the loan balance. Learn more about average refinancing costs.

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Illustration depicting refinancing for home improvements such as by paints.

9-minute read

Refinancing for home improvements: A guide

Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide...

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Woman working with a laptop on a couch, potentially managing finances or exploring real estate options online.

11-minute read

What is a rate-and-term refinance?

Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.

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A countryside mobile home or trailer, depicting a rural housing option or alternative living arrangement.

8-minute read

How a mobile home refinance works

A mobile home refinance is possible for those looking to consolidate their existing loan. Read more about how the manufactured home refinance process works.<...

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Small brick house with garage in a development with similar houses.

7-minute read

How soon after I buy a house can I refinance?

Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.

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7-minute read

Mortgage refinance tax deductions: What are they and how do you claim them?

If you’ve asked yourself, “What kind of tax deductions can I get for refinancing a mortgage and how do I claim them?” we cover the topic and p...

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Father holding young son while he does paperwork at home.

7-minute read

Is a HELOC a good idea? How to decide

Wondering if a home equity line of credit (HELOC) is a good idea for you? Find out what you should consider before choosing this financing option.

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A person talking on phone while also working on his laptop.

6-minute read

Does mortgage forbearance affect refinancing? What homeowners need to know

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

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A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA loan refinances: Requirements, pros and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

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Couple chatting with financial advisor.

7-minute read

Your guide to refinancing a HELOC

You can refinance a home equity line of credit (HELOC) in several ways if you meet certain lender requirements. Uncover our guide to refinancing a HELOC.

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Smiling woman reading information on laptop.

6-minute read

When are HELOCs tax deductible?

A HELOC may be tax deductible depending on when you took it out and what you used the funds for. Learn more about IRS guidelines on HELOCs.

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Family of three smiling together while sitting in a couch.

5-minute read

Can you use a HELOC for credit card debt consolidation?

Some homeowners use a HELOC for credit card debt consolidation. Learn the pros and cons and how to determine whether a HELOC is right for you.

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Grey home with white framing and red mulch, depicting a specific house exterior with landscaping.

4-minute read

No cash-out refinance: A guide

For homeowners looking to refinance their mortgage, a no cash-out refinance could be a useful option. Learn how no cash-out refinances work.

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Image of a mother and father drawing with their child, suggesting a family-oriented activity.

8-minute read

A guide to the no-closing-cost refinance

A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to ...

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A house featuring a large porch in a suburban setting.

2-minute read

Netting escrows: What does it mean and should you net escrow?

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi and its benefits and drawbacks.

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A man working on paperwork, potentially related to mortgage documents or financial planning.

8-minute read

How to get a home equity loan with bad credit: A guide

Wondering how to get a home equity loan with bad credit? It’s possible but more difficult than it is to get one with good credit. Learn how to possibly se...

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A couple looking at a window, potentially contemplating real estate views or assessing a property.

7-minute read

FHA Streamline refinance: Pros, cons and rates

An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

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