Featured resources

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8-minute read

Top reasons not to refinance your home: When and why refinancing might be a bad idea

Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

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A couple looking at a window, potentially contemplating real estate views or assessing a property.

7-minute read

FHA Streamline refinance: Pros, cons and rates

An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

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Image of a small blue house, possibly representing a residential property.

7-minute read

A guide to the tax implications of a cash-out refinance

Wondering how a cash-out refinance will affect your taxes? Read our guide to learn about cash-out refinance tax implications and possible complications.

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A senior couple relaxing on couches in a living room, indicating a comfortable and relaxed retirement setting.

7-minute read

Key pros and cons of Home equity Lines Of Credit (HELOCs) to consider

Considering taking out a home equity line of credit (HELOC)? Learn more about the pros and cons of a HELOC along with other alternative financing options.

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A row of homes in Andersonville, Chicago, showcasing a neighborhood or residential area.

6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Want to refinance your ARM loan? There’s more to consider than just a lower rate! Evaluate these key factors to see if it’s the right move for you.

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A white modern kitchen, illustrating contemporary kitchen design and interior decor.

10-minute read

Cash-out refinance: Rates and guide for homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.

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A women working from home on her laptop with her kid nearby.

8-minute read

What is the refinance break-even point?

The break-even point for a refinance tells homeowners how long it will take to recoup refinance costs. Learn how to calculate your potential savings here.

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A couple enjoying with their daughter who is holding a book.

10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

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Grandparents enjoying breakfast together, portraying family moments in a home setting.

9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

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A woman smiling while looking at her laptop possibly chatting to someone.

4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

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A woman smiling at a desk, radiating positivity and contentment.

8-minute read

8 great tips for refinancing your mortgage

Not sure what to look for or expect when refinancing your mortgage loan? Discover eight valuable refinancing tips to guide you through the process.

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A picturesque neighborhood with well-maintained houses, lush lawns, and neatly trimmed shrubs.

8-minute read

Refinancing your mortgage: Requirements explained

Refinancing your home has its benefits, but there are conditions to meet before you apply. Use this guide to understand mortgage refinance requirements.

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Woman snuggling fluffy dog on couch.

6-minute read

Why you should consider putting your house into a trust

Putting a house into a trust will help your trustee avoid a long and expensive probate trial when acquiring your property. See the factors you should consider.

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A large brick house surrounded by trees.

8-minute read

What is home equity and how can I access it?

Home equity is the value of the portion of your home you own. Discover the multiple ways to tap into that equity and how to calculate it.

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Image of a mom and daughter, potentially discussing or engaging in a real estate decision.

7-minute read

Refinance appraisal checklist: 7 ways to prepare for your house to be appraised

A home appraisal is an important part of many mortgage refinances. Use our refinance appraisal checklist to prepare and increase your chances of a good result.

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Front view of similar brick houses with red and blue door.

9-minute read

VA Streamline refinance (VA IRRRL): What is it and how does it work?

A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.

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A black man lying down, looking at his phone with a cat beside him.

9-minute read

Refinancing a second mortgage: What you need to know

For many homeowners, taking out a second mortgage can be helpful for a variety of reasons. But can you refinance your second mortgage? Find out.

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A smiling couple seated comfortably on a couch, expressing contentment.

5-minute read

How to refinance your second home

Are you considering refinancing your second home to secure a lower mortgage rate? Learn about the process and requirements of a second home refinance.

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Get approved to refinance

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