Featured resources

A beach house nestled amidst palm trees, offering a breathtaking view of the ocean.

6-minute read

How to refinance an investment property

Thinking about refinancing your investment property? Learn about refinancing, why you might benefit, and the steps you must take to get through the process.<...

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A woman boxing stuff possibly because of shifting to a new house or apartment.

3-minute read

Refinancing your house after divorce: What you need to know

Refinancing after divorce is a good way to divide up property and remove one party’s name from the mortgage. Learn more about post-divorce refinances h...

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Hands pressing a calculator and writing on a notepad, signifying financial calculations or planning.

8-minute read

How to refinance an FHA loan to a conventional loan

Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan as well as other pros and cons.

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A family with a dog, suggesting a family accompanied by a pet in a residential setting.

5-minute read

What is negative equity and how does it work?

Learn about negative equity and how it can affect you. Read on to see what you can do if your assets are underwater.

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Senior couple in kitchen.

10-minute read

What is a home equity agreement?

A home equity agreement is a contract that gives homeowners money in exchange for their home equity and future appreciation. Learn more here.

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Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.

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Illustration depicting refinancing for home improvements such as by paints.

9-minute read

Refinancing for home improvements: A guide

Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide...

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Woman working with a laptop on a couch, potentially managing finances or exploring real estate options online.

11-minute read

What is a rate-and-term refinance?

Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.

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Small brick house with garage in a development with similar houses.

7-minute read

How soon after I buy a house can I refinance?

Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.

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7-minute read

Mortgage refinance tax deductions: What are they and how do you claim them?

If you’ve asked yourself, “What kind of tax deductions can I get for refinancing a mortgage and how do I claim them?” we cover the topic and p...

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Father holding young son while he does paperwork at home.

7-minute read

Is a HELOC a good idea? How to decide

Wondering if a home equity line of credit (HELOC) is a good idea for you? Find out what you should consider before choosing this financing option.

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A person talking on phone while also working on his laptop.

6-minute read

Does mortgage forbearance affect refinancing? What homeowners need to know

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

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A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA loan refinances: Requirements, pros and cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

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Couple chatting with financial advisor.

7-minute read

Your guide to refinancing a HELOC

You can refinance a home equity line of credit (HELOC) in several ways if you meet certain lender requirements. Uncover our guide to refinancing a HELOC.

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Smiling woman reading information on laptop.

6-minute read

When are HELOCs tax deductible?

A HELOC may be tax deductible depending on when you took it out and what you used the funds for. Learn more about IRS guidelines on HELOCs.

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Family of three smiling together while sitting in a couch.

5-minute read

Can you use a HELOC for credit card debt consolidation?

Some homeowners use a HELOC for credit card debt consolidation. Learn the pros and cons and how to determine whether a HELOC is right for you.

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Image of a mother and father drawing with their child, suggesting a family-oriented activity.

8-minute read

A guide to the no-closing-cost refinance

A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to ...

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A house featuring a large porch in a suburban setting.

2-minute read

Netting escrows: What does it mean and should you net escrow?

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi and its benefits and drawbacks.

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