Refinancing

Featured resources

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7-minute read

How to refinance an investment property

Thinking about refinancing your investment property? Learn about refinancing and why you might benefit, and get step-by-step instructions on the process.

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10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

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8-minute read

What is the refinance break-even point?

The break-even point for a refinance tells homeowners how long it will take to recoup refinance costs. Learn how to calculate your potential savings here.

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9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

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4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

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8-minute read

8 great tips for refinancing your mortgage

Not sure what to look for or expect when refinancing your mortgage loan? Discover eight valuable refinancing tips to guide you through the process.

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8-minute read

What is a cash-in refinance and should you consider one?

A cash-in refinance gives you a second chance to make a bigger down payment on your home. Learn how a cash-in refinance can help you save on your mortgage.

A picturesque neighborhood with well-maintained houses, lush lawns, and neatly trimmed shrubs.

8-minute read

Refinancing your mortgage: Requirements explained

Refinancing your home has its benefits, but there are conditions to meet before you apply. Use this guide to understand mortgage refinance requirements.

6-minute read

Why you should consider putting your house into a trust

Putting a house into a trust will help your trustee avoid a long and expensive probate trial when acquiring your property. See the factors you should consider.

A family enjoying moments in their lounge and playing video game.

5-minute read

Pros and cons of refinancing a mortgage

Like most things, refinancing has both advantages and disadvantages. Learn more about the pros and cons of refinancing before deciding if it’s right for you.

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8-minute read

What is home equity and how can I access it?

Home equity is the value of the portion of your home you own. Discover the multiple ways to tap into that equity and how to calculate it.

Image of a mom and daughter, potentially discussing or engaging in a real estate decision.

7-minute read

Refinance appraisal checklist: 7 ways to prepare for your house to be appraised

A home appraisal is an important part of many mortgage refinances. Use our refinance appraisal checklist to prepare and increase your chances of a good result.

A black man lying down, looking at his phone with a cat beside him.

9-minute read

Refinancing a second mortgage: What you need to know

For many homeowners, taking out a second mortgage can be helpful for a variety of reasons. But can you refinance your second mortgage? Find out.

A smiling couple seated comfortably on a couch, expressing contentment.

5-minute read

How to refinance your second home

Are you considering refinancing your second home to secure a lower mortgage rate? Learn about the process and requirements of a second home refinance.

Front view of similar brick houses with red and blue door.

9-minute read

VA streamline refinance (VA IRRRL): What is it and how does it work?

A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA streamline refinance and how it works.

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7-minute read

What to expect from a refinance appraisal

Thinking about refinancing your home loan? Learn more about the refinance appraisal process, what to expect and how to prepare your home to get the most value.

A black woman writing notes in a library or study setting.

9-minute read

Should I borrow money from my home to pay for college?

Are you looking for a way to cover your child's college expenses? The equity in your home may offer a solution. Learn how to use home equity to pay for college.

Couple with their young child on lap sitting on porch.

9-minute read

Refinancing: What is it and how does it work?

Mortgage refinancing works by trading your mortgage for a newer one, ideally with a lower balance and interest rate. Learn why and how to refinance a mortgage.

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