Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

The break-even point for a refinance tells homeowners how long it will take to recoup refinance costs. Learn how to calculate your potential savings here.

For many homeowners, taking out a second mortgage can be helpful for a variety of reasons. But can you refinance your second mortgage? Find out.

Are you considering refinancing your second home to secure a lower mortgage rate? Learn about the process and requirements of a second home refinance.

Mortgage refinancing works by trading your mortgage for a newer one, ideally with a lower balance and interest rate. Learn why and how to refinance a mortgag...

Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.

Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.

Does refinancing hurt your credit? Slightly, but the long-term benefits of refinancing your mortgage can far outweigh the temporary downside. Learn more here...

Looking to pay off your credit cards or other high-interest debt? If you have enough equity in your home, you may be able to refinance your house to consolidate...

Mortgages aren’t just for buying a new home. They can be refinanced to buy more real estate, renovate your existing home, or just add some cash to your...

The FHFA eliminated the adverse market refinance fee, which was used to cover increased costs during the COVID-19 pandemic. Learn how that affects refinancing.

If you’re unhappy with your current home, you have two options: renovate or move. This is a big financial and emotional decision, and The Red Des...