Refinancing Guide

Family engaging in a painting activity, possibly related to home improvement or creative bonding.

7-minute read

How Often Can You Refinance Your Home?

How often can you refinance your home? Technically, you can refinance as many times as you want. Learn about the process of refinancing more than once.

A family enjoying their time inside their house.

6-minute read

How Long Does It Take To Refinance A House?

Understanding how long it takes to refinance your house can help you plan and prepare. Explore how the process works.

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6-minute read

No-Appraisal Refinance: Should You Do It?

Appraisals are usually required to refinance your mortgage. Getting a refi without an appraisal can be possible, though it may not be your best option. Learn how to get a no-appraisal refinance.

Middle-aged couple creating a budget, possibly discussing refinancing costs or financial planning.

9-minute read

How Much Does It Cost To Refinance A Mortgage?

The cost to refinance a mortgage depends on your closing fees, which can be between 2% – 6% of the loan balance. Learn more about average refinancing costs.

An older couple using a computer, possibly managing financial or home-related matters.

8-minute read

Can You Refinance Before Selling Your Home, And Should You?

Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.

Illustration depicting refinancing for home improvements such as by paints.

5-minute read

Refinancing For Home Improvements: A Guide

Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide.

An indigenous woman engaged in the process of checking a credit score or financial information.

6-minute read

How Does Refinancing Your Mortgage Impact Your Credit?

Does refinancing hurt your credit? Slightly, but the long-term benefits of refinancing your mortgage can far outweigh the temporary downside. Learn more here.

Backyard of a house with dog in backyard.

8-minute read

Refinance To Pay Off Debt: Is It Right For You?

Looking to pay off your credit cards or other high-interest debt? If you have enough equity in your home, you may be able to refinance your house to consolidate your debt.

4-minute read

Refinancing With The Same Lender: Is It A Good Idea?

Should you refinance your loan with the same lender? It depends on your financial situation and what lenders are offering. Uncover pros and cons to consider.

6-minute read

The Red Desk: Should You Refinance?

Mortgages aren’t just for buying a new home. They can be refinanced to buy more real estate, renovate your existing home, or just add some cash to your accounts. You can even refinance to lower your monthly mortgage payment. This episode serves to explain how refinancing works and guides current homeowners through the process.

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3-minute read

What Was The Adverse Market Refinance Fee?

The FHFA eliminated the adverse market refinance fee, which was used to cover increased costs during the COVID-19 pandemic. Learn how that affects refinancing.

6-minute read

Should I Move Or Remodel

If you’re unhappy with your current home, you have two options: renovate or move. This is a big financial and emotional decision, and The Red Desk will walk you through the pros and cons of both.