Featured resources

7-minute read

Mortgage refinance tax deductions: What are they and how do you claim them?

If you’ve asked yourself, “What kind of tax deductions can I get for refinancing a mortgage and how do I claim them?” we cover the topic and p...

Read more

A person talking on phone while also working on his laptop.

6-minute read

Does mortgage forbearance affect refinancing? What homeowners need to know

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

Read more

Couple chatting with financial advisor.

7-minute read

Your guide to refinancing a HELOC

You can refinance a home equity line of credit (HELOC) in several ways if you meet certain lender requirements. Uncover our guide to refinancing a HELOC.

Read more

A house featuring a large porch in a suburban setting.

2-minute read

Netting escrows: What does it mean and should you net escrow?

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi and its benefits and drawbacks.

Read more

A women working from home on her laptop with her kid nearby.

8-minute read

What is the refinance break-even point?

The break-even point for a refinance tells homeowners how long it will take to recoup refinance costs. Learn how to calculate your potential savings here.

Read more

A black man lying down, looking at his phone with a cat beside him.

9-minute read

Refinancing a second mortgage: What you need to know

For many homeowners, taking out a second mortgage can be helpful for a variety of reasons. But can you refinance your second mortgage? Find out.

Read more

Exterior view of a large house, showcasing a spacious and elegant residential property.

6-minute read

Refinance appraisal vs. purchase appraisal

Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.

Read more

An older couple using a computer, possibly managing financial or home-related matters.

8-minute read

Can you refinance before selling your home, and should you?

Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.

Read more

An indigenous woman engaged in the process of checking a credit score or financial information.

6-minute read

How does refinancing your mortgage impact your credit?

Does refinancing hurt your credit? Slightly, but the long-term benefits of refinancing your mortgage can far outweigh the temporary downside. Learn more here...

Read more

Should You Refinance in Activity Video

6-minute read

The Red Desk: Should you refinance?

Mortgages aren’t just for buying a new home. They can be refinanced to buy more real estate, renovate your existing home, or just add some cash to your...

Read more

Exterior of a house with wood siding, displaying architectural details and materials.

3-minute read

What was the adverse market refinance fee?

The FHFA eliminated the adverse market refinance fee, which was used to cover increased costs during the COVID-19 pandemic. Learn how that affects refinancing.

Read more

Move or Remodel in Activity Video

6-minute read

Should I move or remodel

If you’re unhappy with your current home, you have two options: renovate or move. This is a big financial and emotional decision, and The Red Des...

Read more

3 of 3