Refinancing guide

Featured resources

Couple hugging in condo living room with large windows surrounded by houseplants.

6-minute read

Refinancing your condo: A complete guide

Refinancing your condo is similar to refinancing a mortgage on a house, but there are a few minor differences. Here’s how to get started with the process.

A smiling couple seated comfortably on a couch, expressing contentment.

6-minute read

How to refinance your second home

Are you considering refinancing your second home to secure a lower mortgage rate? Learn about the process and requirements of a second home refinance.

5-minute read

What is delayed financing for cash deals?

If you purchase a home with cash, you may still qualify for a mortgage. Learn about delayed financing, how it works for cash deals, and if it’s right for ...

Woman smiling, reviwing paperwork with open laptop in her living room.

8-minute read

A guide to the tax implications of a cash-out refinance

The interest accrued on a cash-out refinance can be deducted under specific circumstances. Use this guide to learn more about your tax responsibilities.

7-minute read

No-appraisal refinance: Should you do it?

You can refinance your mortgage without getting an appraisal, but it may not be your best option. Learn more about how you can get a no-appraisal refinance.

A family enjoying moments in their lounge and playing video game.

5-minute read

What are the benefits of refinancing your home loan?

From shorter loan terms to monthly savings, there are several benefits of refinancing your mortgage. Learn whether you should refinance a home loan.

A beach house nestled amidst palm trees, offering a breathtaking view of the ocean.

6-minute read

How to refinance an investment property

Thinking about refinancing your investment property? Learn about refinancing, why you might benefit, and the steps you must take to get through the process.<...

Small brick house with garage in a development with similar houses.

7-minute read

How soon after I buy a house can I refinance?

Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.

A house featuring a large porch in a suburban setting.

2-minute read

Netting escrows: What does it mean and should you net escrow?

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi and its benefits and drawbacks.

Exterior view of a large house, showcasing a spacious and elegant residential property.

6-minute read

Refinance appraisal vs. purchase appraisal

Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.

An older couple using a computer, possibly managing financial or home-related matters.

8-minute read

Can you refinance before selling your home, and should you?

Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.

6-minute read

The Red Desk: Should you refinance?

Mortgages aren’t just for buying a new home. They can be refinanced to buy more real estate, renovate your existing home, or just add some cash to your...

Exterior of a house with wood siding, displaying architectural details and materials.

3-minute read

What was the adverse market refinance fee?

The FHFA eliminated the adverse market refinance fee, which was used to cover increased costs during the COVID-19 pandemic. Learn how that affects refinancing.

6-minute read

Should I move or remodel

If you’re unhappy with your current home, you have two options: renovate or move. This is a big financial and emotional decision, and The Red Des...