Featured resources

Title endorsement, potentially discussing the process of adding endorsements to a property title.

5-minute read

Title endorsements: What they are and when you need them

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

Read more

A foreclosed house for sale, depicting a distressed property.

5-minute read

What is a zombie foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.

Read more

A man sitting on a chair with his dog in front of a laptop, working comfortably from home.

11-minute read

What is a short sale in real estate? A guide to the process

A short sale happens when a homeowner in financial trouble sells their home for less than they owe on the mortgage. Learn more about the short-sale process.

Read more

A woman and child sitting on a couch, engrossed in a laptop.

6-minute read

A quick intro to the floating interest rate

A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they work.

Read more

A woman using her personal computer with a satisfactory and a confident loon on her face.

5-minute read

Liens and encumbrances: What to know

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.

Read more

Homes in fall, portraying residential properties during the autumn season with foliage and trees.

5-minute read

Appraisal vs. inspection: A guide

Appraisals and inspections are critical steps in the home buying process. Learn how to identify the key differences in appraisals versus inspections.

Read more

Asian couple going over compound interest, potentially discussing financial investment or mortgage details.

6-minute read

What is compound interest and how is it calculated? A guide

Compound interest is the money you earn on the interest that accrues on an account, investment or loan. Learn how to calculate compound interest and more here.

Read more

An elderly couple possibly looking at property or mortgage paper.

5-minute read

What is a mortgage note and why is it important?

A mortgage note is a legal document that defines the terms of the loan for the borrower and lender. Learn more about mortgage notes and why they’re important.

Read more

Large countryside house, depicting a spacious home in a rural setting.

4-minute read

Mortgage par rates: What they are, how they work

A par rate is a rate charged to a borrower based on DTI and other factors. It doesn’t include discount points or other adjustments. Read on to learn more.

Read more

A women likely worried possibly after hearing some news on the phone.

8-minute read

Mortgage forbearance: What it is and how it works

Mortgage forbearance allows you to pause payments on a mortgage. Read on to learn about how forbearance works and whether it’s right for you.

Read more

Image of a newly constructed home with white bricks and a black roof, showcasing modern residential architecture.

4-minute read

What is mortgage curtailment?

Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.

Read more

Suburban blue home exterior, displaying a residential property in a suburban setting.

3-minute read

Solid offers come with a Verified Approval Letter

A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.

Read more

A large brick house in the countryside at dusk.

4-minute read

What is a mortgage rate?

When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.

Read more

Family Moving Into New House

9-minute read

What does it mean to lease a house?

Not ready to buy your next home, yet tired of renting? You have other options available. Read further to understand the key components of leasing a house.

Read more

A young woman sitting at a desk, possibly managing bills or finances using a digital tablet.

7-minute read

What is a good debt-to-income ratio?

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.

Read more

A man and women doing financing or taxes.

6-minute read

What is a mortgage commitment letter and how can I get one?

Getting a mortgage commitment letter is an important first step in the home buying process. Read on to find out how you can get a loan commitment letter.

Read more

Two-story beige house with large paved driveway, manicured shrubs and red front door.

7-minute read

Mortgage default: Everything you need to know

Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.

Read more

Image related to mortgage processors, potentially depicting their role in the mortgage application process.

4-minute read

What is a mortgage processor, and what do they do?

A mortgage processor guides borrowers through the loan application process by collecting documents and information. Learn how they help secure mortgage loans.

Read more

5 of 9