Featured resources
5-minute read
Title endorsements: What they are and when you need them
A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.
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5-minute read
What is a zombie foreclosure?
Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.
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11-minute read
What is a short sale in real estate? A guide to the process
A short sale happens when a homeowner in financial trouble sells their home for less than they owe on the mortgage. Learn more about the short-sale process.
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6-minute read
A quick intro to the floating interest rate
A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they work.
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5-minute read
Liens and encumbrances: What to know
Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.
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5-minute read
Appraisal vs. inspection: A guide
Appraisals and inspections are critical steps in the home buying process. Learn how to identify the key differences in appraisals versus inspections.
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6-minute read
What is compound interest and how is it calculated? A guide
Compound interest is the money you earn on the interest that accrues on an account, investment or loan. Learn how to calculate compound interest and more here.
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5-minute read
What is a mortgage note and why is it important?
A mortgage note is a legal document that defines the terms of the loan for the borrower and lender. Learn more about mortgage notes and why they’re important.
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4-minute read
Mortgage par rates: What they are, how they work
A par rate is a rate charged to a borrower based on DTI and other factors. It doesn’t include discount points or other adjustments. Read on to learn more.
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8-minute read
Mortgage forbearance: What it is and how it works
Mortgage forbearance allows you to pause payments on a mortgage. Read on to learn about how forbearance works and whether it’s right for you.
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4-minute read
What is mortgage curtailment?
Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.
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3-minute read
Solid offers come with a Verified Approval Letter
A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.
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4-minute read
What is a mortgage rate?
When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.
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9-minute read
What does it mean to lease a house?
Not ready to buy your next home, yet tired of renting? You have other options available. Read further to understand the key components of leasing a house.
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7-minute read
What is a good debt-to-income ratio?
What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.
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6-minute read
What is a mortgage commitment letter and how can I get one?
Getting a mortgage commitment letter is an important first step in the home buying process. Read on to find out how you can get a loan commitment letter.
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7-minute read
Mortgage default: Everything you need to know
Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.
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4-minute read
What is a mortgage processor, and what do they do?
A mortgage processor guides borrowers through the loan application process by collecting documents and information. Learn how they help secure mortgage loans.
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