Featured resources

6-minute read
Historical mortgage rates: 1971 to 2025
See how current mortgage rates compare to historical mortgage rates. Rates are among the highest of the decade but relatively low compared to the 1980s.
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7-minute read
Letter of explanation: Why it’s important and how to write one
A letter of explanation can be important in the mortgage underwriting and application process. Learn when and how you’ll need to write an explanation l...
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6-minute read
What are title fees and how much are they?
Most home buyers and sellers should anticipate title fees as a part of closing costs. We’ll help you estimate the title-related expenses you’ll have...
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5-minute read
Adjustable-rate mortgages: The pros and cons
Adjustable-rate mortgages start with lower interest rates that later adjust, affecting your monthly payment. Learn more about the pros and cons of an ARM.
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8-minute read
7 dangerous real estate scams and how to avoid them
Buyers and sellers must take the threat of real estate scams seriously. Here are 7 of the most common fraudulent real estate schemes to watch out for.
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7-minute read
What is homeowners insurance and how does it work?
Mortgage lenders require homeowners insurance, which reimburses you if your home is damaged or destroyed. Learn how to choose the right policy for your home.
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7-minute read
Why mortgage rates are still rising and how you can still buy in 2025
Wondering why mortgage interest rates are so high in 2025? Learn what’s driving up rates and how smart strategies can help you find a home you can afford.
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4-minute read
How bonds affect mortgage rates
The bond market and the mortgage market are closely connected. Read our article to learn what bond loan interest rates are and how they affect mortgage rates...
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8-minute read
How bankruptcy affects your mortgage: A guide
Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.
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7-minute read
How to get rid of PMI
PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.
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5-minute read
Can you get a mortgage without a job?
Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumsta...
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7-minute read
Common mortgage scams and how to avoid mortgage fraud
Mortgage fraud impacts every aspect of the home buying process. We’ll go over common mortgage scams and how you can avoid or spot them.
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5-minute read
Is property tax included in your mortgage payment?
Learn how factors like property taxes and insurance can change your monthly home payment.
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6-minute read
How to find liens on a property: A home buyer's guide
Looking to find liens on a property you want to buy? Discover how title searches and combing through county records can help.
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6-minute read
Getting a mortgage with a new job: What to know
Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.
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5-minute read
Applying for a home loan while on maternity leave: A guide
Wondering if maternity leave affects your ability to get a mortgage? Learn what to expect when applying for a home loan while on maternity or parental leave.
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7-minute read
How does mortgage interest work? Everything you need to know
If you’re buying a home, you’ll need to know how mortgage interest will work with the loan you choose. Learn the basics of mortgage interest and why...
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6-minute read
The London Interbank Offered Rate (LIBOR), defined and explained
Until recently, LIBOR was a longstanding benchmark interest rate for adjustable-rate mortgages and other loans. Learn about LIBOR and its replacement.
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