When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.

Lowering your mortgage payments can offer you financial flexibility for other things. Learn all the ways you can lower your monthly mortgage payment.

If you’re a prospective home buyer, looking at interest rates vs. home price can help you decide your budget. Get familiar with what these metrics can ...

If you’re struggling to come up with a down payment, you may still be able to qualify for a home loan. See your options for buying a house with no money d...

Are you wondering how much your estimated monthly payment would be on a mortgage? Check out our guide and learn how to calculate your mortgage payment.

The Fed rate hikes have raised mortgage interest rates in 2022. See how higher Fed interest rates affect home buyers and sellers and what borrowers can do ne...

The Home Mortgage Disclosure Act (HMDA) mandates public reporting around mortgage lending activities. Learn more about the HMDA and how it works.

A gift letter for a mortgage shows your lender that you don’t need to repay gift money toward your down payment. Use our mortgage gift letter template and...

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

Home buyers can get the lowest mortgage rate available, even when market rates are trending high. Uncover 9  tips for how to get the best mortgage rate.

Selling your home while you’re still paying off your mortgage can be difficult to navigate. Learn how to prepare to sell your house and pay off your mo...

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to kno...

Explore the difference between appraisal amount and loan amount and how the home appraisal amount affects selling price or the mortgage loan amount.

Wondering whether itemizing your mortgage interest deduction will lower your tax payment? Find out everything you should know about mortgage interest deduction.

Discover how alimony plays a role in mortgage qualification, how it can boost your income for a mortgage and what to do if you’re the one making payments.

Not sure how to choose the right homeowners insurance deductible? Check out our guide to find out how to weigh short-term finances against long-term savings.

Are you thinking of taking out a $250K mortgage? Explore how interest rates, loan terms and other factors can influence your mortgage payment on a $250k loan.