Featured resources

Front door of brick ranch house with topiary shrubs on either side.

6-minute read

Historical mortgage rates: 1971 to 2025

See how current mortgage rates compare to historical mortgage rates. Rates are among the highest of the decade but relatively low compared to the 1980s.

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Man talking to a businesswoman in an office.

7-minute read

Letter of explanation: Why it’s important and how to write one

A letter of explanation can be important in the mortgage underwriting and application process. Learn when and how you’ll need to write an explanation l...

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A man potentially explaining real estate or taxes to a female from an iPad.

6-minute read

What are title fees and how much are they?

Most home buyers and sellers should anticipate title fees as a part of closing costs. We’ll help you estimate the title-related expenses you’ll have...

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A woman enjoying a cup of coffee while thinking about something.

5-minute read

Adjustable-rate mortgages: The pros and cons

Adjustable-rate mortgages start with lower interest rates that later adjust, affecting your monthly payment. Learn more about the pros and cons of an ARM.

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A couple who may have experienced a scam, potentially related to real estate or financial matters.

8-minute read

7 dangerous real estate scams and how to avoid them

Buyers and sellers must take the threat of real estate scams seriously. Here are 7 of the most common fraudulent real estate schemes to watch out for.

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A man and two children sharing a heartfelt embrace in a cozy living room.

7-minute read

What is homeowners insurance and how does it work?

Mortgage lenders require homeowners insurance, which reimburses you if your home is damaged or destroyed. Learn how to choose the right policy for your home.

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A couple on a couch with a laptop, potentially engaging in real estate-related activities or discussions.

7-minute read

Why mortgage rates are still rising and how you can still buy in 2025

Wondering why mortgage interest rates are so high in 2025? Learn what’s driving up rates and how smart strategies can help you find a home you can afford.

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A white house exterior, illustrating a residential property with a classic design.

4-minute read

How bonds affect mortgage rates

The bond market and the mortgage market are closely connected. Read our article to learn what bond loan interest rates are and how they affect mortgage rates...

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Image of a pensive woman, possibly considering real estate or financial decisions.

8-minute read

How bankruptcy affects your mortgage: A guide

Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.

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Just married couple first house, possibly depicting a newlywed couple celebrating their first home looking outside the window.

7-minute read

How to get rid of PMI

PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.

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A woman relaxing at home, suggesting a comfortable and serene atmosphere in a residential setting.

5-minute read

Can you get a mortgage without a job?

Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumsta...

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A young man sitting on his home couch looking at something on his laptop.

7-minute read

Common mortgage scams and how to avoid mortgage fraud

Mortgage fraud impacts every aspect of the home buying process. We’ll go over common mortgage scams and how you can avoid or spot them.

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Neighborhood block, showcasing houses and streets in a residential area.

5-minute read

Is property tax included in your mortgage payment?

Learn how factors like property taxes and insurance can change your monthly home payment.

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Patio outside home with sliding glass doors outside living room.

6-minute read

How to find liens on a property: A home buyer's guide

Looking to find liens on a property you want to buy? Discover how title searches and combing through county records can help.

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A couple talking with a mortgage lender, potentially in a home buying process.

6-minute read

Getting a mortgage with a new job: What to know

Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.

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A pregnant Asian woman browsing or working on a computer, possibly researching or organizing information online.

5-minute read

Applying for a home loan while on maternity leave: A guide

Wondering if maternity leave affects your ability to get a mortgage? Learn what to expect when applying for a home loan while on maternity or parental leave.

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Two women looking over mortgage documents together at signing.

7-minute read

How does mortgage interest work? Everything you need to know

If you’re buying a home, you’ll need to know how mortgage interest will work with the loan you choose. Learn the basics of mortgage interest and why...

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An image possibly related to the LIBOR (London Interbank Offered Rate) financial concept.

6-minute read

The London Interbank Offered Rate (LIBOR), defined and explained

Until recently, LIBOR was a longstanding benchmark interest rate for adjustable-rate mortgages and other loans. Learn about LIBOR and its replacement.

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