Mortgage guide

Featured resources

A family enjoying dinner on dining table.

8-minute read

Co-signing a mortgage loan: What both parties need to know

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to kno...

A beautiful red brick house representing good architectural design.

4-minute read

Mortgage loan limits are on the rise

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

Arizona southwest style stucco white homes with Cacti and palm trees.

5-minute read

What’s the average mortgage payment in Arizona?

What’s the average mortgage payment in Arizona? Learn how to calculate your payment and find out how it compares to nearby states.

Savannah Georgia USA, skyline of historic downtown at sunset with illuminated buildings and steam boats.

7-minute read

What is the average monthly mortgage payment in Georgia?

Discover the average monthly mortgage payment in Georgia, the criteria that affect it, and how it compares nationally. Learn key facts and figures to budget for...

Woman with son and large, orange cat on couch.

7-minute read

15- vs. 20- vs. 30-year mortgage: Which is best?

Your mortgage term will influence how much you pay in interest, your monthly payment, and more. Compare common loan terms before you apply for financing.

A couple pointing at a laptop, suggesting discussions or decisions related to real estate or finances.

5-minute read

How to shop for a home loan in 5 steps

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

Middle-aged couple looking at computer together while drinking tea or coffee.

4-minute read

Biweekly vs. monthly mortgage payments: Which is right for you?

You can pay your mortgage monthly or biweekly, which means every other week. Biweekly payments can help you pay off your loan early. Learn the pros and cons.

Man smiling, drinking coffee and looking at open laptop in kitchen.

5-minute read

Calculating your max mortgage loan amount based on your income

Use our calculator to find the max mortgage based on income. Learn your maximum loan amount and whether you should borrow the full amount.

Aerial view of neighborhood with multi-story brick homes and mature green trees in Buffalo, New York.

6-minute read

What’s the average mortgage payment in New York?

The average monthly mortgage payment in New York is around $1,977 before property taxes and insurance, according to data collected from Redfin and Rocket Mortga...

A tan two-story home, showing a two-story house with a tan exterior.

8-minute read

How to sell a house with a mortgage

Selling your home while you’re still paying off your mortgage can be difficult to navigate. Learn how to prepare to sell your house and pay off your mo...

Senior couple sitting on a couch at home with a laptop and book.

8-minute read

How much is a mortgage on a $300K house?

A mortgage on a $300,000 home could cost you between $1,800 and $2,500 a month just for interest and principal. Here’s how to determine if you can affo...

A couple sitting together on a couch, looking at a tablet in a bright and modern living room filled with greenery, enjoying a cozy and relaxed moment at home.

6-minute read

How are mortgage rates and inflation related?

When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.

Man filling out tax paperwork, income is assessed for mortgages.

8-minute read

Mortgage interest deduction: A guide for the 2025 tax year

Learn how the 2025 mortgage interest deduction works, what qualifies, and whether itemizing or the standard deduction saves you more.

New single family home development with recently planted Palm trees in Bonita Springs Florida.

6-minute read

What is the average mortgage payment in Florida?

Wondering about Florida’s average mortgage payment? Explore the state’s trends, interest rates, and what to expect when buying a home in the Sunshin...

A family happily unpacking boxes in their new home, creating a welcoming atmosphere.

4-minute read

Understanding types of assets

What are assets? Find out the different types of assets to help manage your finances, build wealth, and make smart financial decisions.

Man lounging on floor of airy living room on laptop looking at mortgage paperwork.

6-minute read

How to calculate your monthly mortgage payment

Are you wondering how much your estimated monthly payment would be on a mortgage? Check out our guide and learn how to calculate your mortgage payment.

A young couple reviewing paperwork together, possibly related to a mortgage or property.

8-minute read

What types of mortgage lenders are there, and how do I choose the right one?

There are several types of mortgage lenders you can work with when buying a house. From traditional banks to credit unions, discover which one is right for y...

Young couple sitting in front of a couch and excitedly looking over paperwork.

8-minute read

How to pay off a home loan in 5 years: Best practices

You can pay off a mortgage more quickly by making extra payments, refinancing to a shorter term, or using a HELOC. Here’s how to accelerate your payoff...