Featured resources

Older couple signing a home contract, potentially finalizing a property transaction.

5-minute read

A guide to real estate closing documents for buyers

Not sure which documents to expect at closing? Learn more about the documents you will need to sign, approve and review to close on a real estate deal.

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Loan officer reviewing mortgage paperwork with smiling couple.

5-minute read

Is a mortgage secured or unsecured debt?

A mortgage is a type of secured debt, meaning it’s backed by your home as collateral. Learn how secured loans differ from unsecured ones.

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Family moving into a home, unloading boxes and settling into their new living space.

8-minute read

How to get a mortgage in 7 steps

Getting a mortgage can feel daunting if you’re a first-time home buyer. Learn the steps you must take to prepare for and successfully apply for a mortgage.

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Man on phone getting mortgage pre-approval.

2-minute read

How long does mortgage preapproval last?

How long a mortgage preapproval lasts will depend on the lender, but it’s usually 60 – 90 days. Uncover more about how long mortgage preapprovals last.

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A woman looking possibly looking at her good investments in real estate on laptop.

8-minute read

How are mortgage rates determined?

Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.

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Couple sitting on couch and smiling at one another.

6-minute read

Historical mortgage rates: 1971 to 2025

See how current mortgage rates compare to historical mortgage rates. Rates are among the highest of the decade but relatively low compared to the 1980s.

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Man talking to a businesswoman in an office.

7-minute read

Letter of explanation: Why it’s important and how to write one

A letter of explanation can be important in the mortgage underwriting and application process. Learn when and how you’ll need to write an explanation letter.

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A man potentially explaining real estate or taxes to a female from an iPad.

6-minute read

What are title fees and how much are they?

Most home buyers and sellers should anticipate title fees as a part of closing costs. We’ll help you estimate the title-related expenses you’ll have to pay.

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A couple with a real estate agent, potentially engaging in property discussions or viewings.

10-minute read

14 questions to ask a mortgage lender

The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential ones to get you started.

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A woman enjoying a cup of coffee while thinking about something.

5-minute read

Adjustable-rate mortgages: The pros and cons

Adjustable-rate mortgages start with lower interest rates that later adjust, affecting your monthly payment. Learn more about the pros and cons of an ARM.

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A couple who may have experienced a scam, potentially related to real estate or financial matters.

8-minute read

7 dangerous real estate scams and how to avoid them

Buyers and sellers must take the threat of real estate scams seriously. Here are 7 of the most common fraudulent real estate schemes to watch out for.

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A man and two children sharing a heartfelt embrace in a cozy living room.

7-minute read

What is homeowners insurance and how does it work?

Mortgage lenders require homeowners insurance, which reimburses you if your home is damaged or destroyed. Learn how to choose the right policy for your home.

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The Federal Reserve Bank building.

8-minute read

How the federal funds rate affects mortgage rates

The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.

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A couple on a couch with a laptop, potentially engaging in real estate-related activities or discussions.

7-minute read

Why mortgage rates are still rising and how you can still buy in 2025

Wondering why mortgage interest rates are so high in 2025? Learn what’s driving up rates and how smart strategies can help you find a home you can afford.

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A white house exterior, illustrating a residential property with a classic design.

4-minute read

How bonds affect mortgage rates

The bond market and the mortgage market are closely connected. Read our article to learn what bond loan interest rates are and how they affect mortgage rates.

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Image of a pensive woman, possibly considering real estate or financial decisions.

8-minute read

How bankruptcy affects your mortgage: A guide

Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.

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Just married couple first house, possibly depicting a newlywed couple celebrating their first home looking outside the window.

7-minute read

How to get rid of PMI

PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.

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A woman relaxing at home, suggesting a comfortable and serene atmosphere in a residential setting.

5-minute read

Can you get a mortgage without a job?

Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumstances.

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