Featured resources
5-minute read
A guide to real estate closing documents for buyers
Not sure which documents to expect at closing? Learn more about the documents you will need to sign, approve and review to close on a real estate deal.
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5-minute read
Is a mortgage secured or unsecured debt?
A mortgage is a type of secured debt, meaning it’s backed by your home as collateral. Learn how secured loans differ from unsecured ones.
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8-minute read
How to get a mortgage in 7 steps
Getting a mortgage can feel daunting if you’re a first-time home buyer. Learn the steps you must take to prepare for and successfully apply for a mortgage.
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2-minute read
How long does mortgage preapproval last?
How long a mortgage preapproval lasts will depend on the lender, but it’s usually 60 – 90 days. Uncover more about how long mortgage preapprovals last.
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8-minute read
How are mortgage rates determined?
Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.
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6-minute read
Historical mortgage rates: 1971 to 2025
See how current mortgage rates compare to historical mortgage rates. Rates are among the highest of the decade but relatively low compared to the 1980s.
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7-minute read
Letter of explanation: Why it’s important and how to write one
A letter of explanation can be important in the mortgage underwriting and application process. Learn when and how you’ll need to write an explanation letter.
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6-minute read
What are title fees and how much are they?
Most home buyers and sellers should anticipate title fees as a part of closing costs. We’ll help you estimate the title-related expenses you’ll have to pay.
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10-minute read
14 questions to ask a mortgage lender
The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential ones to get you started.
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5-minute read
Adjustable-rate mortgages: The pros and cons
Adjustable-rate mortgages start with lower interest rates that later adjust, affecting your monthly payment. Learn more about the pros and cons of an ARM.
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8-minute read
7 dangerous real estate scams and how to avoid them
Buyers and sellers must take the threat of real estate scams seriously. Here are 7 of the most common fraudulent real estate schemes to watch out for.
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7-minute read
What is homeowners insurance and how does it work?
Mortgage lenders require homeowners insurance, which reimburses you if your home is damaged or destroyed. Learn how to choose the right policy for your home.
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8-minute read
How the federal funds rate affects mortgage rates
The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.
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7-minute read
Why mortgage rates are still rising and how you can still buy in 2025
Wondering why mortgage interest rates are so high in 2025? Learn what’s driving up rates and how smart strategies can help you find a home you can afford.
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4-minute read
How bonds affect mortgage rates
The bond market and the mortgage market are closely connected. Read our article to learn what bond loan interest rates are and how they affect mortgage rates.
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8-minute read
How bankruptcy affects your mortgage: A guide
Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.
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7-minute read
How to get rid of PMI
PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.
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5-minute read
Can you get a mortgage without a job?
Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumstances.
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