Featured resources

Man lounging on floor of airy living room on laptop looking at mortgage paperwork.

6-minute read

How to calculate your monthly mortgage payment

Are you wondering how much your estimated monthly payment would be on a mortgage? Check out our guide and learn how to calculate your mortgage payment.

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A family happily unpacking boxes in their new home, creating a welcoming atmosphere.

4-minute read

Understanding types of assets

What are assets? Find out the different types of assets to help manage your finances, build wealth, and make smart financial decisions.

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A young couple reviewing paperwork together, possibly related to a mortgage or property.

8-minute read

What types of mortgage lenders are there, and how do I choose the right one?

There are several types of mortgage lenders you can work with when buying a house. From traditional banks to credit unions, discover which one is right for y...

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Couple reviewing bills on laptop and papers nearby.

6-minute read

First lien vs. second lien: What’s the difference?

Second lienholders agree to be subordinate to the first if a borrower defaults or files for bankruptcy. Understanding this can help you manage your finances.

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Young couple sitting in front of a couch and excitedly looking over paperwork.

8-minute read

How to pay off a home loan in 5 years: Best practices

You can pay off a mortgage more quickly by making extra payments, refinancing to a shorter term, or using a HELOC. Here’s how to accelerate your payoff...

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A row of townhomes, illustrating residential complexes or real estate developments.

7-minute read

Can the 30% rule help you budget for housing?

How much should you spend on housing? A general guideline says you should spend 30% of your income on housing. Is the 30% rule for housing true for you?

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A beautiful red brick house representing good architectural design.

4-minute read

Mortgage loan limits are on the rise

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

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A person using a leaf blower outdoors, representing home maintenance and property care.

6-minute read

How to get a mortgage with a seasonal income

Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.

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Young woman at desk in studio apartment searching for a home on her laptop.

8-minute read

How to buy a house with no money down

Some mortgages allow you to buy a house with no money down. Learn how to buy a house with n...

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A couple with a real estate agent, potentially engaging in property discussions or viewings.

10-minute read

14 questions to ask a mortgage lender

The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential ones to get you started.

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A woman in a blue shirt enjoying the view from her balcony.

5-minute read

Can you make principal-only payments on your mortgage?

Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...

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A young woman working on a laptop, possibly in a home or office setting.

6-minute read

What is total debt service and the debt service coverage ratio (DSCR)?

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

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A woman working on a computer, possibly related to remote work, finances, or digital activities.

10-minute read

How to get a mortgage when you’re self-employed

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

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A realtor explaining things possibly about a property to a couple interested in buying it.

7-minute read

Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...

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Couple looking at a home, potentially discussing or exploring a property they're interested in purchasing.

6-minute read

Don’t fall for these 7 mortgage myths: What first-time home buyers should know

Buying your first home? Don’t let outdated mortgage myths hold you back. Discover the...

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Couple doing financial planning on a laptop, indicating financial management or budgeting.

5-minute read

How to understand your mortgage statement

Your mortgage statement includes important information like due dates and your loan balance...

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A couple looking at an iPad in a kitchen.

7-minute read

How to lower your mortgage payment

Paying off your mortgage doesn’t always go as planned, but there are ways to reduce your monthly payments. Learn how to lower your mortgage payment here.

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A man and woman possibly discussing switching lenders or financial arrangements related to a property.

7-minute read

How to change your mortgage lender

You might want to change your mortgage lender while you're still in the buying process or after you've closed on your home. Find out why and how to do it.

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